Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
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- 1.A small family shop borrows ₹200 from a bank at 9% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 2.🔁 Reinvesting means… (a) hiding it (b) spending it on games (c) giving it away (d) putting profit back in
- 3.Saanvi’s stall made a profit of ₹1000. Saanvi saves 20% of it. How many rupees are saved?
- 4.🐷 Why save part of the profit? (a) to waste it later (b) no reason (c) saving is a loss (d) for bad days and goals
- 5.A small family shop borrows ₹400 from a bank at 8% simple interest per year. How much interest is due after 2 years (in ₹)?
- 6.Ananya’s stall made a profit of ₹1600. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 7.🐷 Saving, reinvesting or spending: buying a second juicer? (a) reinvesting (b) spending (c) saving
- 8.Which of these is saving? (a) sweets for yourself (b) more seeds for next time (c) buying a second juicer (d) profit put in a bank
- 9.Arjun’s stall made a profit of ₹500. Arjun saves 20% of it. How many rupees are saved?
- 10.Which of these is saving? (a) more seeds for next time (b) a cinema ticket (c) better paint for cards (d) a piggy bank for later
- 11.Which of these is spending on yourself? (a) more seeds for next time (b) profit put in a bank (c) a piggy bank for later (d) a new video game
- 12.👪 A teen wants to borrow for a business idea. First step? (a) talk to parents (b) take it secretly (c) borrow online alone (d) ask strangers
- 13.🐷 Saving, reinvesting or spending: an emergency fund? (a) saving (b) reinvesting (c) spending
- 14.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) reinvesting (b) saving (c) spending
- 15.Diya’s stall made a profit of ₹1000. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 16.🐷 Saving, reinvesting or spending: a cinema ticket? (a) reinvesting (b) spending (c) saving
- 17.Vihaan’s stall made a profit of ₹400. Vihaan saves 25% of it. How many rupees are saved?
- 18.Which of these is reinvesting in the business? (a) buying a second juicer (b) sweets for yourself (c) a new video game (d) a piggy bank for later
- 19.A small family shop borrows ₹600 from a bank at 3% simple interest per year. How much interest is due after 1 year (in ₹)?
- 20.Tara’s stall made a profit of ₹400. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 21.💡 Before borrowing, what should you ask? (a) what is the logo? (b) how fast can I spend? (c) nothing (d) can I pay it back?
- 22.🏦 Interest on a loan is… (a) the cost of borrowing (b) a gift (c) a discount (d) free money
- 23.Farhan’s stall made a profit of ₹1700. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 24.Vihaan’s stall made a profit of ₹700. Vihaan saves 20% of it. How many rupees are saved?
- 25.A small family shop borrows ₹400 from a bank at 6% simple interest per year. How much interest is due after 1 year (in ₹)?
- 26.Saanvi’s stall made a profit of ₹900. Saanvi saves 20% of it. How many rupees are saved?
- 27.Ananya’s stall made a profit of ₹1000. Ananya saves 50% of it. How many rupees are saved?
- 28.Ishaan’s stall made a profit of ₹900. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 29.Nisha’s stall made a profit of ₹1600. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 30.A small family shop borrows ₹200 from a bank at 2% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 31.A small family shop borrows ₹400 from a bank at 5% simple interest per year. How much interest is due after 1 year (in ₹)?
- 32.Ananya’s stall made a profit of ₹700. Ananya saves 50% of it. How many rupees are saved?
- 33.🐷 Saving, reinvesting or spending: better paint for cards? (a) spending (b) reinvesting (c) saving
- 34.🐷 Saving, reinvesting or spending: more seeds for next time? (a) reinvesting (b) saving (c) spending
- 35.🐷 Saving, reinvesting or spending: profit put in a bank? (a) reinvesting (b) saving (c) spending
- 36.Lakshmi’s stall made a profit of ₹900. Lakshmi saves 20% of it. How many rupees are saved?
- 37.📆 Why repay a loan on time? (a) it does not matter (b) to pay more interest (c) to keep trust (d) to lose friends
- 38.🐷 Saving, reinvesting or spending: sweets for yourself? (a) saving (b) reinvesting (c) spending
- 39.Which of these is spending on yourself? (a) a piggy bank for later (b) better paint for cards (c) an emergency fund (d) a cinema ticket
- 40.A small family shop borrows ₹600 from a bank at 4% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
Answer key
- 218
- putting profit back in
- 200
- for bad days and goals
- 64
- 480
- reinvesting
- profit put in a bank
- 100
- a piggy bank for later
- a new video game
- talk to parents
- saving
- saving
- 350
- spending
- 100
- buying a second juicer
- 18
- 200
- can I pay it back?
- the cost of borrowing
- 510
- 140
- 24
- 180
- 500
- 180
- 640
- 204
- 20
- 350
- reinvesting
- reinvesting
- saving
- 180
- to keep trust
- spending
- a cinema ticket
- 648
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