Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
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- 1.Which of these is spending on yourself? (a) a piggy bank for later (b) more seeds for next time (c) better paint for cards (d) a new video game
- 2.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) spending (b) reinvesting (c) saving
- 3.A small family shop borrows ₹700 from a bank at 6% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 4.Farhan’s stall made a profit of ₹1300. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 5.A small family shop borrows ₹200 from a bank at 9% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 6.Ishaan’s stall made a profit of ₹900. Ishaan saves 50% of it. How many rupees are saved?
- 7.A small family shop borrows ₹200 from a bank at 9% simple interest per year. How much interest is due after 3 years (in ₹)?
- 8.🏦 Interest on a loan is… (a) free money (b) the cost of borrowing (c) a discount (d) a gift
- 9.Arjun’s stall made a profit of ₹1800. Arjun saves 25% of it. How many rupees are saved?
- 10.👪 A teen wants to borrow for a business idea. First step? (a) ask strangers (b) talk to parents (c) take it secretly (d) borrow online alone
- 11.Which of these is spending on yourself? (a) more seeds for next time (b) a cinema ticket (c) buying a second juicer (d) an emergency fund
- 12.💡 Before borrowing, what should you ask? (a) what is the logo? (b) nothing (c) how fast can I spend? (d) can I pay it back?
- 13.Tara’s stall made a profit of ₹1000. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 14.Which of these is reinvesting in the business? (a) buying a second juicer (b) a cinema ticket (c) a piggy bank for later (d) an emergency fund
- 15.Which of these is saving? (a) sweets for yourself (b) a new video game (c) an emergency fund (d) a cinema ticket
- 16.🐷 Why save part of the profit? (a) to waste it later (b) no reason (c) for bad days and goals (d) saving is a loss
- 17.Farhan’s stall made a profit of ₹500. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 18.A small family shop borrows ₹700 from a bank at 9% simple interest per year. How much interest is due after 1 year (in ₹)?
- 19.Which of these is saving? (a) profit put in a bank (b) sweets for yourself (c) a new video game (d) more seeds for next time
- 20.📆 Why repay a loan on time? (a) to pay more interest (b) it does not matter (c) to lose friends (d) to keep trust
- 21.🐷 Saving, reinvesting or spending: profit put in a bank? (a) reinvesting (b) saving (c) spending
- 22.A small family shop borrows ₹500 from a bank at 7% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 23.A small family shop borrows ₹100 from a bank at 4% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 24.Which of these is reinvesting in the business? (a) more seeds for next time (b) profit put in a bank (c) a piggy bank for later (d) a new video game
- 25.🐷 Saving, reinvesting or spending: a cinema ticket? (a) saving (b) reinvesting (c) spending
- 26.Tara’s stall made a profit of ₹1600. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 27.🔁 Reinvesting means… (a) hiding it (b) putting profit back in (c) spending it on games (d) giving it away
- 28.Zoya’s stall made a profit of ₹1400. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 29.A small family shop borrows ₹900 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 30.Rohan’s stall made a profit of ₹200. Rohan saves 25% of it. How many rupees are saved?
- 31.Joseph’s stall made a profit of ₹1300. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 32.🐷 Saving, reinvesting or spending: more seeds for next time? (a) reinvesting (b) saving (c) spending
- 33.Diya’s stall made a profit of ₹600. Diya saves 20% of it. How many rupees are saved?
- 34.Aarav’s stall made a profit of ₹2000. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 35.Which of these is reinvesting in the business? (a) better paint for cards (b) an emergency fund (c) a new video game (d) a cinema ticket
- 36.Which of these is saving? (a) a piggy bank for later (b) a cinema ticket (c) buying a second juicer (d) more seeds for next time
- 37.Farhan’s stall made a profit of ₹1600. Farhan saves 50% of it. How many rupees are saved?
- 38.🐷 Saving, reinvesting or spending: buying a second juicer? (a) saving (b) reinvesting (c) spending
- 39.🐷 Saving, reinvesting or spending: a new video game? (a) reinvesting (b) spending (c) saving
- 40.A small family shop borrows ₹400 from a bank at 2% simple interest per year. How much interest is due after 3 years (in ₹)?
Answer key
- a new video game
- saving
- 742
- 390
- 254
- 450
- 54
- the cost of borrowing
- 450
- talk to parents
- a cinema ticket
- can I pay it back?
- 500
- buying a second juicer
- an emergency fund
- for bad days and goals
- 350
- 63
- profit put in a bank
- to keep trust
- saving
- 605
- 112
- more seeds for next time
- spending
- 320
- putting profit back in
- 420
- 927
- 50
- 390
- reinvesting
- 120
- 1400
- better paint for cards
- a piggy bank for later
- 800
- reinvesting
- spending
- 24
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