Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.A small family shop borrows ₹100 from a bank at 2% simple interest per year. How much interest is due after 1 year (in ₹)?
- 2.🐷 Saving, reinvesting or spending: better paint for cards? (a) spending (b) saving (c) reinvesting
- 3.Which of these is saving? (a) profit put in a bank (b) a new video game (c) better paint for cards (d) sweets for yourself
- 4.Which of these is reinvesting in the business? (a) an emergency fund (b) buying a second juicer (c) sweets for yourself (d) profit put in a bank
- 5.A small family shop borrows ₹1000 from a bank at 5% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 6.👪 A teen wants to borrow for a business idea. First step? (a) borrow online alone (b) talk to parents (c) ask strangers (d) take it secretly
- 7.A small family shop borrows ₹600 from a bank at 3% simple interest per year. How much interest is due after 2 years (in ₹)?
- 8.💡 Before borrowing, what should you ask? (a) can I pay it back? (b) nothing (c) what is the logo? (d) how fast can I spend?
- 9.A small family shop borrows ₹200 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 10.A small family shop borrows ₹900 from a bank at 3% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 11.Aarav’s stall made a profit of ₹600. Aarav saves 25% of it. How many rupees are saved?
- 12.Ananya’s stall made a profit of ₹2000. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 13.A small family shop borrows ₹900 from a bank at 9% simple interest per year. How much interest is due after 3 years (in ₹)?
- 14.A small family shop borrows ₹100 from a bank at 6% simple interest per year. How much interest is due after 2 years (in ₹)?
- 15.🐷 Saving, reinvesting or spending: a cinema ticket? (a) saving (b) reinvesting (c) spending
- 16.A small family shop borrows ₹200 from a bank at 6% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 17.Which of these is spending on yourself? (a) an emergency fund (b) more seeds for next time (c) better paint for cards (d) a cinema ticket
- 18.Saanvi’s stall made a profit of ₹1400. Saanvi saves 25% of it. How many rupees are saved?
- 19.Which of these is spending on yourself? (a) more seeds for next time (b) better paint for cards (c) sweets for yourself (d) an emergency fund
- 20.Rohan’s stall made a profit of ₹1800. Rohan saves 25% of it. How many rupees are saved?
- 21.Tara’s stall made a profit of ₹300. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 22.Aarav’s stall made a profit of ₹700. Aarav saves 25% of it. How many rupees are saved?
- 23.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) reinvesting (b) saving (c) spending
- 24.🏦 Interest on a loan is… (a) a gift (b) a discount (c) free money (d) the cost of borrowing
- 25.Which of these is spending on yourself? (a) a new video game (b) profit put in a bank (c) an emergency fund (d) buying a second juicer
- 26.Which of these is saving? (a) more seeds for next time (b) a cinema ticket (c) a piggy bank for later (d) sweets for yourself
- 27.A small family shop borrows ₹1000 from a bank at 6% simple interest per year. How much interest is due after 1 year (in ₹)?
- 28.Lakshmi’s stall made a profit of ₹1900. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 29.A small family shop borrows ₹200 from a bank at 8% simple interest per year. How much interest is due after 1 year (in ₹)?
- 30.Tara’s stall made a profit of ₹500. Tara saves 25% of it. How many rupees are saved?
- 31.Diya’s stall made a profit of ₹300. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 32.A small family shop borrows ₹800 from a bank at 8% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 33.Kavya’s stall made a profit of ₹1700. Kavya saves 10% of it. How many rupees are saved?
- 34.A small family shop borrows ₹800 from a bank at 6% simple interest per year. How much interest is due after 1 year (in ₹)?
- 35.🐷 Saving, reinvesting or spending: sweets for yourself? (a) reinvesting (b) spending (c) saving
- 36.📆 Why repay a loan on time? (a) to pay more interest (b) to lose friends (c) it does not matter (d) to keep trust
- 37.A small family shop borrows ₹200 from a bank at 7% simple interest per year. How much interest is due after 1 year (in ₹)?
- 38.Zoya’s stall made a profit of ₹1100. Zoya saves 50% of it. How many rupees are saved?
- 39.🐷 Why save part of the profit? (a) saving is a loss (b) to waste it later (c) no reason (d) for bad days and goals
- 40.Which of these is saving? (a) more seeds for next time (b) buying a second juicer (c) an emergency fund (d) sweets for yourself
Answer key
- 2
- reinvesting
- profit put in a bank
- buying a second juicer
- 1100
- talk to parents
- 36
- can I pay it back?
- 206
- 981
- 150
- 800
- 243
- 12
- spending
- 236
- a cinema ticket
- 350
- sweets for yourself
- 450
- 120
- 175
- saving
- the cost of borrowing
- a new video game
- a piggy bank for later
- 60
- 950
- 16
- 125
- 120
- 992
- 170
- 48
- spending
- to keep trust
- 14
- 550
- for bad days and goals
- an emergency fund
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