Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Which of these is saving? (a) a new video game (b) better paint for cards (c) sweets for yourself (d) profit put in a bank
- 2.🏦 Interest on a loan is… (a) a gift (b) free money (c) a discount (d) the cost of borrowing
- 3.Which of these is reinvesting in the business? (a) a new video game (b) a piggy bank for later (c) a cinema ticket (d) more seeds for next time
- 4.💡 Before borrowing, what should you ask? (a) can I pay it back? (b) nothing (c) how fast can I spend? (d) what is the logo?
- 5.🐷 Saving, reinvesting or spending: sweets for yourself? (a) spending (b) reinvesting (c) saving
- 6.Which of these is spending on yourself? (a) an emergency fund (b) a piggy bank for later (c) profit put in a bank (d) a cinema ticket
- 7.A small family shop borrows ₹300 from a bank at 8% simple interest per year. How much interest is due after 3 years (in ₹)?
- 8.A small family shop borrows ₹500 from a bank at 8% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 9.Nisha’s stall made a profit of ₹600. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 10.🔁 Reinvesting means… (a) giving it away (b) putting profit back in (c) hiding it (d) spending it on games
- 11.A small family shop borrows ₹900 from a bank at 2% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 12.🐷 Saving, reinvesting or spending: a cinema ticket? (a) reinvesting (b) saving (c) spending
- 13.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) saving (b) reinvesting (c) spending
- 14.A small family shop borrows ₹600 from a bank at 6% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 15.Zoya’s stall made a profit of ₹2000. Zoya saves 50% of it. How many rupees are saved?
- 16.Kavya’s stall made a profit of ₹200. Kavya saves 50% of it. How many rupees are saved?
- 17.Saanvi’s stall made a profit of ₹1700. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 18.👪 A teen wants to borrow for a business idea. First step? (a) take it secretly (b) borrow online alone (c) ask strangers (d) talk to parents
- 19.A small family shop borrows ₹400 from a bank at 9% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 20.Which of these is saving? (a) an emergency fund (b) better paint for cards (c) buying a second juicer (d) a cinema ticket
- 21.Nisha’s stall made a profit of ₹1500. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 22.A small family shop borrows ₹100 from a bank at 9% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 23.Riya’s stall made a profit of ₹1100. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 24.🐷 Saving, reinvesting or spending: better paint for cards? (a) reinvesting (b) spending (c) saving
- 25.A small family shop borrows ₹500 from a bank at 6% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 26.Arjun’s stall made a profit of ₹700. Arjun saves 25% of it. How many rupees are saved?
- 27.A small family shop borrows ₹1000 from a bank at 6% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 28.Arjun’s stall made a profit of ₹400. Arjun saves 20% of it. How many rupees are saved?
- 29.Riya’s stall made a profit of ₹1300. Riya saves 10% of it. How many rupees are saved?
- 30.Arjun’s stall made a profit of ₹400. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 31.A small family shop borrows ₹200 from a bank at 10% simple interest per year. How much interest is due after 1 year (in ₹)?
- 32.Ishaan’s stall made a profit of ₹900. Ishaan saves 25% of it. How many rupees are saved?
- 33.📆 Why repay a loan on time? (a) to lose friends (b) to pay more interest (c) to keep trust (d) it does not matter
- 34.Tara’s stall made a profit of ₹1700. Tara saves 25% of it. How many rupees are saved?
- 35.A small family shop borrows ₹800 from a bank at 6% simple interest per year. How much interest is due after 1 year (in ₹)?
- 36.A small family shop borrows ₹100 from a bank at 10% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 37.Ananya’s stall made a profit of ₹1300. Ananya saves 50% of it. How many rupees are saved?
- 38.Which of these is reinvesting in the business? (a) buying a second juicer (b) profit put in a bank (c) a piggy bank for later (d) an emergency fund
- 39.Tara’s stall made a profit of ₹900. Tara saves 10% of it. How many rupees are saved?
- 40.Which of these is spending on yourself? (a) profit put in a bank (b) a piggy bank for later (c) a new video game (d) buying a second juicer
Answer key
- profit put in a bank
- the cost of borrowing
- more seeds for next time
- can I pay it back?
- spending
- a cinema ticket
- 72
- 540
- 150
- putting profit back in
- 918
- spending
- saving
- 636
- 1000
- 100
- 850
- talk to parents
- 436
- an emergency fund
- 1050
- 109
- 330
- reinvesting
- 590
- 175
- 1120
- 80
- 130
- 200
- 20
- 225
- to keep trust
- 425
- 48
- 130
- 650
- buying a second juicer
- 90
- a new video game
Free entrepreneurship lessons, practice and worksheets at talentjr.in/entrepreneurship-for-kids