Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.A small family shop borrows ₹200 from a bank at 6% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 2.Riya’s stall made a profit of ₹1400. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 3.Which of these is saving? (a) a new video game (b) more seeds for next time (c) a piggy bank for later (d) sweets for yourself
- 4.📆 Why repay a loan on time? (a) to pay more interest (b) to lose friends (c) it does not matter (d) to keep trust
- 5.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) spending (b) saving (c) reinvesting
- 6.A small family shop borrows ₹400 from a bank at 3% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 7.Riya’s stall made a profit of ₹500. Riya saves 10% of it. How many rupees are saved?
- 8.💡 Before borrowing, what should you ask? (a) how fast can I spend? (b) can I pay it back? (c) nothing (d) what is the logo?
- 9.🐷 Saving, reinvesting or spending: a new video game? (a) reinvesting (b) spending (c) saving
- 10.A small family shop borrows ₹700 from a bank at 5% simple interest per year. How much interest is due after 1 year (in ₹)?
- 11.Meera’s stall made a profit of ₹900. Meera saves 25% of it. How many rupees are saved?
- 12.A small family shop borrows ₹400 from a bank at 3% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 13.🐷 Saving, reinvesting or spending: better paint for cards? (a) saving (b) reinvesting (c) spending
- 14.👪 A teen wants to borrow for a business idea. First step? (a) take it secretly (b) ask strangers (c) borrow online alone (d) talk to parents
- 15.Which of these is spending on yourself? (a) a piggy bank for later (b) more seeds for next time (c) buying a second juicer (d) sweets for yourself
- 16.Which of these is reinvesting in the business? (a) profit put in a bank (b) a piggy bank for later (c) a cinema ticket (d) better paint for cards
- 17.Riya’s stall made a profit of ₹1900. Riya saves 25% of it. How many rupees are saved?
- 18.Which of these is saving? (a) better paint for cards (b) buying a second juicer (c) sweets for yourself (d) an emergency fund
- 19.Which of these is spending on yourself? (a) an emergency fund (b) a cinema ticket (c) more seeds for next time (d) a piggy bank for later
- 20.Dev’s stall made a profit of ₹600. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 21.🐷 Why save part of the profit? (a) for bad days and goals (b) no reason (c) to waste it later (d) saving is a loss
- 22.Joseph’s stall made a profit of ₹800. Joseph saves 50% of it. How many rupees are saved?
- 23.Vihaan’s stall made a profit of ₹200. Vihaan saves 50% of it. How many rupees are saved?
- 24.🐷 Saving, reinvesting or spending: a cinema ticket? (a) spending (b) saving (c) reinvesting
- 25.Which of these is spending on yourself? (a) a new video game (b) profit put in a bank (c) a piggy bank for later (d) more seeds for next time
- 26.Riya’s stall made a profit of ₹1600. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 27.Which of these is saving? (a) profit put in a bank (b) better paint for cards (c) sweets for yourself (d) a new video game
- 28.Joseph’s stall made a profit of ₹900. Joseph saves 20% of it. How many rupees are saved?
- 29.A small family shop borrows ₹500 from a bank at 6% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 30.🐷 Saving, reinvesting or spending: more seeds for next time? (a) saving (b) reinvesting (c) spending
- 31.Aarav’s stall made a profit of ₹1000. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 32.🔁 Reinvesting means… (a) hiding it (b) putting profit back in (c) giving it away (d) spending it on games
- 33.A small family shop borrows ₹900 from a bank at 3% simple interest per year. How much interest is due after 3 years (in ₹)?
- 34.Which of these is reinvesting in the business? (a) more seeds for next time (b) a cinema ticket (c) profit put in a bank (d) sweets for yourself
- 35.🐷 Saving, reinvesting or spending: profit put in a bank? (a) saving (b) spending (c) reinvesting
- 36.A small family shop borrows ₹1000 from a bank at 8% simple interest per year. How much interest is due after 3 years (in ₹)?
- 37.Which of these is reinvesting in the business? (a) buying a second juicer (b) sweets for yourself (c) a cinema ticket (d) profit put in a bank
- 38.🐷 Saving, reinvesting or spending: sweets for yourself? (a) saving (b) reinvesting (c) spending
- 39.Farhan’s stall made a profit of ₹1800. Farhan saves 20% of it. How many rupees are saved?
- 40.Vihaan’s stall made a profit of ₹500. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
Answer key
- 236
- 420
- a piggy bank for later
- to keep trust
- saving
- 436
- 50
- can I pay it back?
- spending
- 35
- 225
- 424
- reinvesting
- talk to parents
- sweets for yourself
- better paint for cards
- 475
- an emergency fund
- a cinema ticket
- 180
- for bad days and goals
- 400
- 100
- spending
- a new video game
- 560
- profit put in a bank
- 180
- 590
- reinvesting
- 300
- putting profit back in
- 81
- more seeds for next time
- saving
- 240
- buying a second juicer
- spending
- 360
- 150
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