Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.A small family shop borrows ₹1000 from a bank at 4% simple interest per year. How much interest is due after 2 years (in ₹)?
- 2.Which of these is spending on yourself? (a) sweets for yourself (b) more seeds for next time (c) an emergency fund (d) buying a second juicer
- 3.A small family shop borrows ₹100 from a bank at 2% simple interest per year. How much interest is due after 3 years (in ₹)?
- 4.Which of these is reinvesting in the business? (a) buying a second juicer (b) sweets for yourself (c) a new video game (d) a piggy bank for later
- 5.📆 Why repay a loan on time? (a) to keep trust (b) to lose friends (c) to pay more interest (d) it does not matter
- 6.🐷 Saving, reinvesting or spending: profit put in a bank? (a) spending (b) reinvesting (c) saving
- 7.🐷 Saving, reinvesting or spending: sweets for yourself? (a) reinvesting (b) spending (c) saving
- 8.🐷 Why save part of the profit? (a) saving is a loss (b) no reason (c) to waste it later (d) for bad days and goals
- 9.A small family shop borrows ₹700 from a bank at 7% simple interest per year. How much interest is due after 1 year (in ₹)?
- 10.Vihaan’s stall made a profit of ₹1200. Vihaan saves 50% of it. How many rupees are saved?
- 11.Vihaan’s stall made a profit of ₹500. Vihaan saves 25% of it. How many rupees are saved?
- 12.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) spending (c) saving
- 13.Which of these is saving? (a) a cinema ticket (b) sweets for yourself (c) a new video game (d) a piggy bank for later
- 14.💡 Before borrowing, what should you ask? (a) how fast can I spend? (b) can I pay it back? (c) nothing (d) what is the logo?
- 15.Kabir’s stall made a profit of ₹1800. Kabir saves 10% of it. How many rupees are saved?
- 16.Meera’s stall made a profit of ₹1900. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 17.🏦 Interest on a loan is… (a) a gift (b) the cost of borrowing (c) free money (d) a discount
- 18.A small family shop borrows ₹900 from a bank at 4% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 19.A small family shop borrows ₹500 from a bank at 8% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 20.Kabir’s stall made a profit of ₹2000. Kabir saves 50% of it. How many rupees are saved?
- 21.Meera’s stall made a profit of ₹1300. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 22.Which of these is reinvesting in the business? (a) a piggy bank for later (b) a cinema ticket (c) better paint for cards (d) profit put in a bank
- 23.🐷 Saving, reinvesting or spending: a new video game? (a) saving (b) reinvesting (c) spending
- 24.🔁 Reinvesting means… (a) spending it on games (b) giving it away (c) putting profit back in (d) hiding it
- 25.A small family shop borrows ₹400 from a bank at 4% simple interest per year. How much interest is due after 2 years (in ₹)?
- 26.Which of these is reinvesting in the business? (a) sweets for yourself (b) an emergency fund (c) a new video game (d) more seeds for next time
- 27.Farhan’s stall made a profit of ₹700. Farhan saves 50% of it. How many rupees are saved?
- 28.Gurpreet’s stall made a profit of ₹300. Gurpreet saves 25% of it. How many rupees are saved?
- 29.👪 A teen wants to borrow for a business idea. First step? (a) ask strangers (b) take it secretly (c) talk to parents (d) borrow online alone
- 30.Arjun’s stall made a profit of ₹1700. Arjun saves 10% of it. How many rupees are saved?
- 31.Which of these is saving? (a) sweets for yourself (b) buying a second juicer (c) better paint for cards (d) profit put in a bank
- 32.🐷 Saving, reinvesting or spending: buying a second juicer? (a) spending (b) reinvesting (c) saving
- 33.A small family shop borrows ₹400 from a bank at 8% simple interest per year. How much interest is due after 1 year (in ₹)?
- 34.Zoya’s stall made a profit of ₹1200. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 35.🐷 Saving, reinvesting or spending: a cinema ticket? (a) spending (b) reinvesting (c) saving
- 36.A small family shop borrows ₹1000 from a bank at 6% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 37.Tara’s stall made a profit of ₹1500. Tara saves 10% of it. How many rupees are saved?
- 38.A small family shop borrows ₹700 from a bank at 4% simple interest per year. How much interest is due after 1 year (in ₹)?
- 39.Kabir’s stall made a profit of ₹1600. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 40.Zoya’s stall made a profit of ₹1200. Zoya saves 20% of it. How many rupees are saved?
Answer key
- 80
- sweets for yourself
- 6
- buying a second juicer
- to keep trust
- saving
- spending
- for bad days and goals
- 49
- 600
- 125
- saving
- a piggy bank for later
- can I pay it back?
- 180
- 570
- the cost of borrowing
- 1008
- 580
- 1000
- 780
- better paint for cards
- spending
- putting profit back in
- 32
- more seeds for next time
- 350
- 75
- talk to parents
- 170
- profit put in a bank
- reinvesting
- 32
- 720
- spending
- 1120
- 150
- 28
- 800
- 240
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