Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.🐷 Saving, reinvesting or spending: sweets for yourself? (a) reinvesting (b) spending (c) saving
- 2.A small family shop borrows ₹1000 from a bank at 8% simple interest per year. How much interest is due after 1 year (in ₹)?
- 3.🐷 Why save part of the profit? (a) saving is a loss (b) to waste it later (c) no reason (d) for bad days and goals
- 4.A small family shop borrows ₹200 from a bank at 10% simple interest per year. How much interest is due after 2 years (in ₹)?
- 5.Which of these is saving? (a) better paint for cards (b) more seeds for next time (c) profit put in a bank (d) a cinema ticket
- 6.A small family shop borrows ₹700 from a bank at 10% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 7.Ishaan’s stall made a profit of ₹1000. Ishaan saves 50% of it. How many rupees are saved?
- 8.Zoya’s stall made a profit of ₹1300. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 9.👪 A teen wants to borrow for a business idea. First step? (a) borrow online alone (b) take it secretly (c) talk to parents (d) ask strangers
- 10.Which of these is reinvesting in the business? (a) sweets for yourself (b) a piggy bank for later (c) better paint for cards (d) a cinema ticket
- 11.📆 Why repay a loan on time? (a) it does not matter (b) to lose friends (c) to pay more interest (d) to keep trust
- 12.A small family shop borrows ₹200 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 13.Which of these is spending on yourself? (a) an emergency fund (b) better paint for cards (c) sweets for yourself (d) more seeds for next time
- 14.A small family shop borrows ₹300 from a bank at 4% simple interest per year. How much interest is due after 2 years (in ₹)?
- 15.Which of these is reinvesting in the business? (a) more seeds for next time (b) profit put in a bank (c) a new video game (d) an emergency fund
- 16.Riya’s stall made a profit of ₹1400. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 17.🐷 Saving, reinvesting or spending: a new video game? (a) saving (b) spending (c) reinvesting
- 18.Which of these is saving? (a) buying a second juicer (b) a cinema ticket (c) an emergency fund (d) a new video game
- 19.🐷 Saving, reinvesting or spending: an emergency fund? (a) saving (b) spending (c) reinvesting
- 20.Ishaan’s stall made a profit of ₹1700. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 21.A small family shop borrows ₹600 from a bank at 4% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 22.A small family shop borrows ₹900 from a bank at 6% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 23.A small family shop borrows ₹300 from a bank at 10% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 24.Dev’s stall made a profit of ₹1000. Dev saves 20% of it. How many rupees are saved?
- 25.🐷 Saving, reinvesting or spending: profit put in a bank? (a) spending (b) reinvesting (c) saving
- 26.Which of these is reinvesting in the business? (a) buying a second juicer (b) a new video game (c) sweets for yourself (d) profit put in a bank
- 27.A small family shop borrows ₹200 from a bank at 10% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 28.🐷 Saving, reinvesting or spending: more seeds for next time? (a) spending (b) saving (c) reinvesting
- 29.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) spending (b) reinvesting (c) saving
- 30.Rohan’s stall made a profit of ₹300. Rohan saves 10% of it. How many rupees are saved?
- 31.Tara’s stall made a profit of ₹300. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 32.A small family shop borrows ₹300 from a bank at 5% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 33.A small family shop borrows ₹800 from a bank at 6% simple interest per year. How much interest is due after 1 year (in ₹)?
- 34.A small family shop borrows ₹800 from a bank at 2% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 35.Lakshmi’s stall made a profit of ₹800. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 36.Dev’s stall made a profit of ₹1700. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 37.Nisha’s stall made a profit of ₹1200. Nisha saves 25% of it. How many rupees are saved?
- 38.A small family shop borrows ₹200 from a bank at 5% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 39.A small family shop borrows ₹500 from a bank at 8% simple interest per year. How much interest is due after 3 years (in ₹)?
- 40.🏦 Interest on a loan is… (a) a discount (b) free money (c) the cost of borrowing (d) a gift
Answer key
- spending
- 80
- for bad days and goals
- 40
- profit put in a bank
- 770
- 500
- 585
- talk to parents
- better paint for cards
- to keep trust
- 206
- sweets for yourself
- 24
- more seeds for next time
- 630
- spending
- an emergency fund
- saving
- 1020
- 672
- 1062
- 330
- 200
- saving
- buying a second juicer
- 260
- reinvesting
- saving
- 30
- 210
- 345
- 48
- 832
- 240
- 850
- 300
- 220
- 120
- the cost of borrowing
Free entrepreneurship lessons, practice and worksheets at talentjr.in/entrepreneurship-for-kids