Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.💡 Before borrowing, what should you ask? (a) nothing (b) what is the logo? (c) can I pay it back? (d) how fast can I spend?
- 2.🐷 Saving, reinvesting or spending: buying a second juicer? (a) spending (b) saving (c) reinvesting
- 3.Riya’s stall made a profit of ₹500. Riya saves 20% of it. How many rupees are saved?
- 4.A small family shop borrows ₹100 from a bank at 9% simple interest per year. How much interest is due after 2 years (in ₹)?
- 5.A small family shop borrows ₹600 from a bank at 8% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 6.🐷 Why save part of the profit? (a) saving is a loss (b) to waste it later (c) for bad days and goals (d) no reason
- 7.Lakshmi’s stall made a profit of ₹1000. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 8.A small family shop borrows ₹100 from a bank at 7% simple interest per year. How much interest is due after 2 years (in ₹)?
- 9.🐷 Saving, reinvesting or spending: sweets for yourself? (a) reinvesting (b) spending (c) saving
- 10.A small family shop borrows ₹200 from a bank at 9% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 11.Which of these is reinvesting in the business? (a) a cinema ticket (b) an emergency fund (c) better paint for cards (d) a piggy bank for later
- 12.A small family shop borrows ₹1000 from a bank at 3% simple interest per year. How much interest is due after 1 year (in ₹)?
- 13.A small family shop borrows ₹100 from a bank at 9% simple interest per year. How much interest is due after 1 year (in ₹)?
- 14.A small family shop borrows ₹800 from a bank at 4% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 15.A small family shop borrows ₹500 from a bank at 8% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 16.🐷 Saving, reinvesting or spending: profit put in a bank? (a) saving (b) spending (c) reinvesting
- 17.🏦 Interest on a loan is… (a) the cost of borrowing (b) a gift (c) free money (d) a discount
- 18.Which of these is reinvesting in the business? (a) an emergency fund (b) profit put in a bank (c) sweets for yourself (d) buying a second juicer
- 19.A small family shop borrows ₹1000 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 20.Which of these is saving? (a) better paint for cards (b) buying a second juicer (c) sweets for yourself (d) a piggy bank for later
- 21.Ananya’s stall made a profit of ₹1800. Ananya saves 20% of it. How many rupees are saved?
- 22.👪 A teen wants to borrow for a business idea. First step? (a) take it secretly (b) ask strangers (c) talk to parents (d) borrow online alone
- 23.Kabir’s stall made a profit of ₹1500. Kabir saves 20% of it. How many rupees are saved?
- 24.Lakshmi’s stall made a profit of ₹1100. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 25.Kabir’s stall made a profit of ₹800. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 26.🐷 Saving, reinvesting or spending: a cinema ticket? (a) spending (b) reinvesting (c) saving
- 27.🔁 Reinvesting means… (a) spending it on games (b) giving it away (c) hiding it (d) putting profit back in
- 28.Zoya’s stall made a profit of ₹1000. Zoya saves 25% of it. How many rupees are saved?
- 29.A small family shop borrows ₹600 from a bank at 8% simple interest per year. How much interest is due after 3 years (in ₹)?
- 30.A small family shop borrows ₹600 from a bank at 3% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 31.A small family shop borrows ₹900 from a bank at 3% simple interest per year. How much interest is due after 3 years (in ₹)?
- 32.Which of these is saving? (a) sweets for yourself (b) an emergency fund (c) a cinema ticket (d) buying a second juicer
- 33.A small family shop borrows ₹1000 from a bank at 4% simple interest per year. How much interest is due after 3 years (in ₹)?
- 34.Vihaan’s stall made a profit of ₹1000. Vihaan saves 10% of it. How many rupees are saved?
- 35.Which of these is spending on yourself? (a) better paint for cards (b) profit put in a bank (c) a new video game (d) a piggy bank for later
- 36.Gurpreet’s stall made a profit of ₹1500. Gurpreet saves 25% of it. How many rupees are saved?
- 37.Which of these is spending on yourself? (a) more seeds for next time (b) sweets for yourself (c) buying a second juicer (d) an emergency fund
- 38.Gurpreet’s stall made a profit of ₹800. Gurpreet saves 10% of it. How many rupees are saved?
- 39.A small family shop borrows ₹200 from a bank at 10% simple interest per year. How much interest is due after 3 years (in ₹)?
- 40.Ishaan’s stall made a profit of ₹900. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
Answer key
- can I pay it back?
- reinvesting
- 100
- 18
- 648
- for bad days and goals
- 200
- 14
- spending
- 218
- better paint for cards
- 30
- 9
- 832
- 620
- saving
- the cost of borrowing
- buying a second juicer
- 1030
- a piggy bank for later
- 360
- talk to parents
- 300
- 550
- 320
- spending
- putting profit back in
- 250
- 144
- 654
- 81
- an emergency fund
- 120
- 100
- a new video game
- 375
- sweets for yourself
- 80
- 60
- 540
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