Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.A small family shop borrows ₹300 from a bank at 7% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 2.💡 Before borrowing, what should you ask? (a) nothing (b) what is the logo? (c) how fast can I spend? (d) can I pay it back?
- 3.Which of these is reinvesting in the business? (a) a cinema ticket (b) a piggy bank for later (c) more seeds for next time (d) sweets for yourself
- 4.Which of these is spending on yourself? (a) profit put in a bank (b) buying a second juicer (c) an emergency fund (d) sweets for yourself
- 5.Which of these is spending on yourself? (a) a piggy bank for later (b) profit put in a bank (c) a new video game (d) an emergency fund
- 6.Meera’s stall made a profit of ₹600. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 7.Aarav’s stall made a profit of ₹200. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 8.Which of these is spending on yourself? (a) more seeds for next time (b) a cinema ticket (c) an emergency fund (d) a piggy bank for later
- 9.A small family shop borrows ₹700 from a bank at 8% simple interest per year. How much interest is due after 2 years (in ₹)?
- 10.🐷 Saving, reinvesting or spending: profit put in a bank? (a) reinvesting (b) saving (c) spending
- 11.A small family shop borrows ₹800 from a bank at 9% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 12.Which of these is saving? (a) more seeds for next time (b) a piggy bank for later (c) buying a second juicer (d) a new video game
- 13.Diya’s stall made a profit of ₹700. Diya saves 50% of it. How many rupees are saved?
- 14.🔁 Reinvesting means… (a) hiding it (b) giving it away (c) spending it on games (d) putting profit back in
- 15.A small family shop borrows ₹700 from a bank at 8% simple interest per year. How much interest is due after 3 years (in ₹)?
- 16.👪 A teen wants to borrow for a business idea. First step? (a) borrow online alone (b) talk to parents (c) ask strangers (d) take it secretly
- 17.Which of these is reinvesting in the business? (a) a piggy bank for later (b) profit put in a bank (c) an emergency fund (d) better paint for cards
- 18.A small family shop borrows ₹400 from a bank at 3% simple interest per year. How much interest is due after 3 years (in ₹)?
- 19.📆 Why repay a loan on time? (a) to pay more interest (b) to keep trust (c) it does not matter (d) to lose friends
- 20.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) saving (b) reinvesting (c) spending
- 21.A small family shop borrows ₹900 from a bank at 7% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 22.Ishaan’s stall made a profit of ₹1400. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 23.A small family shop borrows ₹200 from a bank at 9% simple interest per year. How much interest is due after 1 year (in ₹)?
- 24.🐷 Why save part of the profit? (a) no reason (b) saving is a loss (c) for bad days and goals (d) to waste it later
- 25.Tara’s stall made a profit of ₹700. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 26.Diya’s stall made a profit of ₹1500. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 27.🐷 Saving, reinvesting or spending: a new video game? (a) reinvesting (b) spending (c) saving
- 28.🐷 Saving, reinvesting or spending: sweets for yourself? (a) saving (b) reinvesting (c) spending
- 29.Ananya’s stall made a profit of ₹300. Ananya saves 25% of it. How many rupees are saved?
- 30.🐷 Saving, reinvesting or spending: more seeds for next time? (a) spending (b) saving (c) reinvesting
- 31.A small family shop borrows ₹300 from a bank at 2% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 32.Diya’s stall made a profit of ₹1700. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 33.A small family shop borrows ₹900 from a bank at 10% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 34.Which of these is saving? (a) profit put in a bank (b) buying a second juicer (c) more seeds for next time (d) a new video game
- 35.Saanvi’s stall made a profit of ₹600. Saanvi saves 20% of it. How many rupees are saved?
- 36.Kavya’s stall made a profit of ₹800. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 37.Rohan’s stall made a profit of ₹1200. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 38.Kabir’s stall made a profit of ₹800. Kabir saves 20% of it. How many rupees are saved?
- 39.Which of these is reinvesting in the business? (a) an emergency fund (b) a piggy bank for later (c) buying a second juicer (d) profit put in a bank
- 40.Nisha’s stall made a profit of ₹1800. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
Answer key
- 342
- can I pay it back?
- more seeds for next time
- sweets for yourself
- a new video game
- 270
- 60
- a cinema ticket
- 112
- saving
- 1016
- a piggy bank for later
- 350
- putting profit back in
- 168
- talk to parents
- better paint for cards
- 36
- to keep trust
- saving
- 1026
- 700
- 18
- for bad days and goals
- 280
- 525
- spending
- spending
- 75
- reinvesting
- 318
- 680
- 990
- profit put in a bank
- 120
- 240
- 240
- 160
- buying a second juicer
- 1260
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