Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.🏦 Interest on a loan is… (a) a discount (b) a gift (c) free money (d) the cost of borrowing
- 2.🐷 Saving, reinvesting or spending: a new video game? (a) spending (b) reinvesting (c) saving
- 3.📆 Why repay a loan on time? (a) to lose friends (b) it does not matter (c) to keep trust (d) to pay more interest
- 4.Rohan’s stall made a profit of ₹1900. Rohan saves 10% of it. How many rupees are saved?
- 5.Which of these is spending on yourself? (a) a cinema ticket (b) more seeds for next time (c) profit put in a bank (d) an emergency fund
- 6.Which of these is spending on yourself? (a) a piggy bank for later (b) buying a second juicer (c) better paint for cards (d) sweets for yourself
- 7.Joseph’s stall made a profit of ₹500. Joseph saves 25% of it. How many rupees are saved?
- 8.A small family shop borrows ₹200 from a bank at 6% simple interest per year. How much interest is due after 3 years (in ₹)?
- 9.🔁 Reinvesting means… (a) hiding it (b) spending it on games (c) giving it away (d) putting profit back in
- 10.🐷 Saving, reinvesting or spending: buying a second juicer? (a) spending (b) reinvesting (c) saving
- 11.A small family shop borrows ₹900 from a bank at 9% simple interest per year. How much interest is due after 1 year (in ₹)?
- 12.🐷 Saving, reinvesting or spending: better paint for cards? (a) reinvesting (b) spending (c) saving
- 13.💡 Before borrowing, what should you ask? (a) nothing (b) can I pay it back? (c) how fast can I spend? (d) what is the logo?
- 14.Which of these is spending on yourself? (a) an emergency fund (b) a new video game (c) buying a second juicer (d) more seeds for next time
- 15.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) saving (b) reinvesting (c) spending
- 16.Rohan’s stall made a profit of ₹2000. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 17.Which of these is saving? (a) profit put in a bank (b) sweets for yourself (c) a cinema ticket (d) more seeds for next time
- 18.A small family shop borrows ₹100 from a bank at 4% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 19.A small family shop borrows ₹1000 from a bank at 7% simple interest per year. How much interest is due after 1 year (in ₹)?
- 20.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) saving (c) spending
- 21.🐷 Why save part of the profit? (a) no reason (b) saving is a loss (c) for bad days and goals (d) to waste it later
- 22.A small family shop borrows ₹100 from a bank at 3% simple interest per year. How much interest is due after 3 years (in ₹)?
- 23.🐷 Saving, reinvesting or spending: profit put in a bank? (a) spending (b) reinvesting (c) saving
- 24.Which of these is saving? (a) a new video game (b) buying a second juicer (c) a cinema ticket (d) a piggy bank for later
- 25.Kabir’s stall made a profit of ₹1000. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 26.A small family shop borrows ₹100 from a bank at 8% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 27.Zoya’s stall made a profit of ₹200. Zoya saves 10% of it. How many rupees are saved?
- 28.Dev’s stall made a profit of ₹2000. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 29.👪 A teen wants to borrow for a business idea. First step? (a) talk to parents (b) take it secretly (c) borrow online alone (d) ask strangers
- 30.Riya’s stall made a profit of ₹1700. Riya saves 50% of it. How many rupees are saved?
- 31.Lakshmi’s stall made a profit of ₹200. Lakshmi saves 10% of it. How many rupees are saved?
- 32.Aarav’s stall made a profit of ₹1000. Aarav saves 25% of it. How many rupees are saved?
- 33.Saanvi’s stall made a profit of ₹900. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 34.Kabir’s stall made a profit of ₹900. Kabir saves 50% of it. How many rupees are saved?
- 35.Arjun’s stall made a profit of ₹800. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 36.🐷 Saving, reinvesting or spending: a cinema ticket? (a) reinvesting (b) spending (c) saving
- 37.Zoya’s stall made a profit of ₹1000. Zoya saves 20% of it. How many rupees are saved?
- 38.Gurpreet’s stall made a profit of ₹700. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 39.Aarav’s stall made a profit of ₹1900. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 40.A small family shop borrows ₹300 from a bank at 7% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
Answer key
- the cost of borrowing
- spending
- to keep trust
- 190
- a cinema ticket
- sweets for yourself
- 125
- 36
- putting profit back in
- reinvesting
- 81
- reinvesting
- can I pay it back?
- a new video game
- saving
- 600
- profit put in a bank
- 112
- 70
- saving
- for bad days and goals
- 9
- saving
- a piggy bank for later
- 400
- 116
- 20
- 1400
- talk to parents
- 850
- 20
- 250
- 450
- 450
- 320
- spending
- 200
- 245
- 760
- 321
Free entrepreneurship lessons, practice and worksheets at talentjr.in/entrepreneurship-for-kids