Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
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- 1.A small family shop borrows ₹500 from a bank at 7% simple interest per year. How much interest is due after 3 years (in ₹)?
- 2.Ananya’s stall made a profit of ₹900. Ananya saves 25% of it. How many rupees are saved?
- 3.🔁 Reinvesting means… (a) giving it away (b) hiding it (c) spending it on games (d) putting profit back in
- 4.A small family shop borrows ₹1000 from a bank at 5% simple interest per year. How much interest is due after 3 years (in ₹)?
- 5.🐷 Saving, reinvesting or spending: sweets for yourself? (a) spending (b) saving (c) reinvesting
- 6.A small family shop borrows ₹1000 from a bank at 7% simple interest per year. How much interest is due after 1 year (in ₹)?
- 7.🐷 Saving, reinvesting or spending: an emergency fund? (a) saving (b) spending (c) reinvesting
- 8.A small family shop borrows ₹200 from a bank at 5% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 9.🐷 Saving, reinvesting or spending: profit put in a bank? (a) reinvesting (b) saving (c) spending
- 10.Meera’s stall made a profit of ₹1300. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 11.A small family shop borrows ₹500 from a bank at 10% simple interest per year. How much interest is due after 2 years (in ₹)?
- 12.A small family shop borrows ₹200 from a bank at 5% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 13.Tara’s stall made a profit of ₹1000. Tara saves 25% of it. How many rupees are saved?
- 14.Rohan’s stall made a profit of ₹1200. Rohan saves 10% of it. How many rupees are saved?
- 15.A small family shop borrows ₹500 from a bank at 4% simple interest per year. How much interest is due after 3 years (in ₹)?
- 16.Which of these is reinvesting in the business? (a) more seeds for next time (b) an emergency fund (c) a new video game (d) a piggy bank for later
- 17.🐷 Why save part of the profit? (a) for bad days and goals (b) no reason (c) to waste it later (d) saving is a loss
- 18.Which of these is spending on yourself? (a) buying a second juicer (b) better paint for cards (c) an emergency fund (d) a new video game
- 19.Rohan’s stall made a profit of ₹300. Rohan saves 10% of it. How many rupees are saved?
- 20.Ananya’s stall made a profit of ₹1100. Ananya saves 10% of it. How many rupees are saved?
- 21.🏦 Interest on a loan is… (a) the cost of borrowing (b) a gift (c) a discount (d) free money
- 22.Nisha’s stall made a profit of ₹1100. Nisha saves 50% of it. How many rupees are saved?
- 23.Which of these is saving? (a) more seeds for next time (b) a new video game (c) a piggy bank for later (d) sweets for yourself
- 24.💡 Before borrowing, what should you ask? (a) what is the logo? (b) nothing (c) how fast can I spend? (d) can I pay it back?
- 25.A small family shop borrows ₹700 from a bank at 8% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 26.Tara’s stall made a profit of ₹1700. Tara saves 25% of it. How many rupees are saved?
- 27.A small family shop borrows ₹400 from a bank at 2% simple interest per year. How much interest is due after 2 years (in ₹)?
- 28.A small family shop borrows ₹200 from a bank at 10% simple interest per year. How much interest is due after 3 years (in ₹)?
- 29.A small family shop borrows ₹700 from a bank at 2% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 30.Dev’s stall made a profit of ₹400. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 31.Meera’s stall made a profit of ₹2000. Meera saves 10% of it. How many rupees are saved?
- 32.📆 Why repay a loan on time? (a) to pay more interest (b) it does not matter (c) to lose friends (d) to keep trust
- 33.A small family shop borrows ₹300 from a bank at 10% simple interest per year. How much interest is due after 1 year (in ₹)?
- 34.A small family shop borrows ₹900 from a bank at 4% simple interest per year. How much interest is due after 1 year (in ₹)?
- 35.Aarav’s stall made a profit of ₹1200. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 36.Ishaan’s stall made a profit of ₹1500. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 37.Zoya’s stall made a profit of ₹1600. Zoya saves 50% of it. How many rupees are saved?
- 38.Which of these is saving? (a) more seeds for next time (b) better paint for cards (c) buying a second juicer (d) an emergency fund
- 39.Aarav’s stall made a profit of ₹1100. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 40.A small family shop borrows ₹800 from a bank at 5% simple interest per year. How much interest is due after 1 year (in ₹)?
Answer key
- 105
- 225
- putting profit back in
- 150
- spending
- 70
- saving
- 210
- saving
- 715
- 100
- 220
- 250
- 120
- 60
- more seeds for next time
- for bad days and goals
- a new video game
- 30
- 110
- the cost of borrowing
- 550
- a piggy bank for later
- can I pay it back?
- 868
- 425
- 16
- 60
- 728
- 160
- 200
- to keep trust
- 30
- 36
- 720
- 1050
- 800
- an emergency fund
- 440
- 40
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