Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.💡 Before borrowing, what should you ask? (a) nothing (b) what is the logo? (c) can I pay it back? (d) how fast can I spend?
- 2.A small family shop borrows ₹400 from a bank at 2% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 3.A small family shop borrows ₹600 from a bank at 6% simple interest per year. How much interest is due after 2 years (in ₹)?
- 4.🐷 Saving, reinvesting or spending: better paint for cards? (a) spending (b) saving (c) reinvesting
- 5.Vihaan’s stall made a profit of ₹1600. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 6.Which of these is saving? (a) buying a second juicer (b) more seeds for next time (c) better paint for cards (d) a piggy bank for later
- 7.🏦 Interest on a loan is… (a) free money (b) a gift (c) a discount (d) the cost of borrowing
- 8.Saanvi’s stall made a profit of ₹1500. Saanvi saves 20% of it. How many rupees are saved?
- 9.A small family shop borrows ₹900 from a bank at 4% simple interest per year. How much interest is due after 1 year (in ₹)?
- 10.📆 Why repay a loan on time? (a) to lose friends (b) it does not matter (c) to keep trust (d) to pay more interest
- 11.A small family shop borrows ₹200 from a bank at 3% simple interest per year. How much interest is due after 3 years (in ₹)?
- 12.Kavya’s stall made a profit of ₹1400. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 13.Which of these is reinvesting in the business? (a) sweets for yourself (b) a new video game (c) better paint for cards (d) an emergency fund
- 14.Rohan’s stall made a profit of ₹1100. Rohan saves 20% of it. How many rupees are saved?
- 15.A small family shop borrows ₹200 from a bank at 6% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 16.Which of these is spending on yourself? (a) a piggy bank for later (b) a cinema ticket (c) more seeds for next time (d) profit put in a bank
- 17.Nisha’s stall made a profit of ₹300. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 18.Which of these is saving? (a) buying a second juicer (b) a new video game (c) an emergency fund (d) a cinema ticket
- 19.Arjun’s stall made a profit of ₹600. Arjun saves 10% of it. How many rupees are saved?
- 20.Which of these is spending on yourself? (a) better paint for cards (b) a piggy bank for later (c) profit put in a bank (d) sweets for yourself
- 21.Lakshmi’s stall made a profit of ₹900. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 22.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) spending (c) saving
- 23.🐷 Saving, reinvesting or spending: a cinema ticket? (a) reinvesting (b) spending (c) saving
- 24.Which of these is reinvesting in the business? (a) a new video game (b) profit put in a bank (c) sweets for yourself (d) more seeds for next time
- 25.Ishaan’s stall made a profit of ₹1000. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 26.Tara’s stall made a profit of ₹200. Tara saves 25% of it. How many rupees are saved?
- 27.Lakshmi’s stall made a profit of ₹1900. Lakshmi saves 10% of it. How many rupees are saved?
- 28.🐷 Saving, reinvesting or spending: more seeds for next time? (a) reinvesting (b) saving (c) spending
- 29.Which of these is spending on yourself? (a) profit put in a bank (b) a new video game (c) buying a second juicer (d) more seeds for next time
- 30.Ananya’s stall made a profit of ₹800. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 31.🐷 Why save part of the profit? (a) no reason (b) to waste it later (c) saving is a loss (d) for bad days and goals
- 32.A small family shop borrows ₹400 from a bank at 8% simple interest per year. How much interest is due after 3 years (in ₹)?
- 33.🐷 Saving, reinvesting or spending: profit put in a bank? (a) reinvesting (b) saving (c) spending
- 34.A small family shop borrows ₹600 from a bank at 4% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 35.A small family shop borrows ₹900 from a bank at 2% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 36.A small family shop borrows ₹1000 from a bank at 9% simple interest per year. How much interest is due after 3 years (in ₹)?
- 37.Which of these is reinvesting in the business? (a) buying a second juicer (b) an emergency fund (c) profit put in a bank (d) a new video game
- 38.Ishaan’s stall made a profit of ₹300. Ishaan saves 10% of it. How many rupees are saved?
- 39.Ananya’s stall made a profit of ₹500. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 40.Dev’s stall made a profit of ₹500. Dev saves 20% of it. How many rupees are saved?
Answer key
- can I pay it back?
- 416
- 72
- reinvesting
- 320
- a piggy bank for later
- the cost of borrowing
- 300
- 36
- to keep trust
- 18
- 980
- better paint for cards
- 220
- 224
- a cinema ticket
- 90
- an emergency fund
- 60
- sweets for yourself
- 270
- saving
- spending
- more seeds for next time
- 350
- 50
- 190
- reinvesting
- a new video game
- 200
- for bad days and goals
- 96
- saving
- 624
- 918
- 270
- buying a second juicer
- 30
- 200
- 100
Free entrepreneurship lessons, practice and worksheets at talentjr.in/entrepreneurship-for-kids