Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.A small family shop borrows ₹200 from a bank at 5% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 2.Which of these is saving? (a) buying a second juicer (b) a cinema ticket (c) an emergency fund (d) more seeds for next time
- 3.A small family shop borrows ₹700 from a bank at 6% simple interest per year. How much interest is due after 3 years (in ₹)?
- 4.Tara’s stall made a profit of ₹600. Tara saves 10% of it. How many rupees are saved?
- 5.🔁 Reinvesting means… (a) spending it on games (b) hiding it (c) putting profit back in (d) giving it away
- 6.🐷 Saving, reinvesting or spending: buying a second juicer? (a) reinvesting (b) saving (c) spending
- 7.👪 A teen wants to borrow for a business idea. First step? (a) take it secretly (b) borrow online alone (c) talk to parents (d) ask strangers
- 8.📆 Why repay a loan on time? (a) to keep trust (b) it does not matter (c) to lose friends (d) to pay more interest
- 9.🐷 Saving, reinvesting or spending: a new video game? (a) reinvesting (b) spending (c) saving
- 10.A small family shop borrows ₹1000 from a bank at 2% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 11.Saanvi’s stall made a profit of ₹400. Saanvi saves 50% of it. How many rupees are saved?
- 12.A small family shop borrows ₹300 from a bank at 8% simple interest per year. How much interest is due after 2 years (in ₹)?
- 13.A small family shop borrows ₹100 from a bank at 9% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 14.Which of these is saving? (a) a new video game (b) a cinema ticket (c) profit put in a bank (d) buying a second juicer
- 15.Kabir’s stall made a profit of ₹400. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 16.Dev’s stall made a profit of ₹200. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 17.🏦 Interest on a loan is… (a) the cost of borrowing (b) a gift (c) a discount (d) free money
- 18.A small family shop borrows ₹900 from a bank at 4% simple interest per year. How much interest is due after 1 year (in ₹)?
- 19.A small family shop borrows ₹500 from a bank at 5% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 20.Which of these is reinvesting in the business? (a) profit put in a bank (b) a new video game (c) better paint for cards (d) a cinema ticket
- 21.Which of these is spending on yourself? (a) profit put in a bank (b) a piggy bank for later (c) more seeds for next time (d) sweets for yourself
- 22.Kabir’s stall made a profit of ₹1200. Kabir saves 20% of it. How many rupees are saved?
- 23.Dev’s stall made a profit of ₹1000. Dev saves 10% of it. How many rupees are saved?
- 24.Which of these is saving? (a) a cinema ticket (b) buying a second juicer (c) more seeds for next time (d) a piggy bank for later
- 25.Riya’s stall made a profit of ₹1000. Riya saves 25% of it. How many rupees are saved?
- 26.A small family shop borrows ₹400 from a bank at 8% simple interest per year. How much interest is due after 2 years (in ₹)?
- 27.Kavya’s stall made a profit of ₹1000. Kavya saves 50% of it. How many rupees are saved?
- 28.💡 Before borrowing, what should you ask? (a) what is the logo? (b) can I pay it back? (c) nothing (d) how fast can I spend?
- 29.A small family shop borrows ₹600 from a bank at 5% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 30.A small family shop borrows ₹800 from a bank at 7% simple interest per year. How much interest is due after 2 years (in ₹)?
- 31.A small family shop borrows ₹300 from a bank at 3% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 32.Which of these is reinvesting in the business? (a) a piggy bank for later (b) profit put in a bank (c) more seeds for next time (d) an emergency fund
- 33.A small family shop borrows ₹400 from a bank at 7% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 34.A small family shop borrows ₹700 from a bank at 9% simple interest per year. How much interest is due after 3 years (in ₹)?
- 35.Which of these is spending on yourself? (a) profit put in a bank (b) a cinema ticket (c) buying a second juicer (d) a piggy bank for later
- 36.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) reinvesting (b) spending (c) saving
- 37.Saanvi’s stall made a profit of ₹1800. Saanvi saves 20% of it. How many rupees are saved?
- 38.Farhan’s stall made a profit of ₹1200. Farhan saves 10% of it. How many rupees are saved?
- 39.Which of these is spending on yourself? (a) profit put in a bank (b) more seeds for next time (c) an emergency fund (d) a new video game
- 40.Nisha’s stall made a profit of ₹1300. Nisha saves 10% of it. How many rupees are saved?
Answer key
- 210
- an emergency fund
- 126
- 60
- putting profit back in
- reinvesting
- talk to parents
- to keep trust
- spending
- 1040
- 200
- 48
- 127
- profit put in a bank
- 220
- 80
- the cost of borrowing
- 36
- 525
- better paint for cards
- sweets for yourself
- 240
- 100
- a piggy bank for later
- 250
- 64
- 500
- can I pay it back?
- 690
- 112
- 318
- more seeds for next time
- 428
- 189
- a cinema ticket
- saving
- 360
- 120
- a new video game
- 130
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