Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.👪 A teen wants to borrow for a business idea. First step? (a) ask strangers (b) borrow online alone (c) talk to parents (d) take it secretly
- 2.Diya’s stall made a profit of ₹900. Diya saves 10% of it. How many rupees are saved?
- 3.🔁 Reinvesting means… (a) spending it on games (b) giving it away (c) hiding it (d) putting profit back in
- 4.Which of these is saving? (a) profit put in a bank (b) buying a second juicer (c) better paint for cards (d) sweets for yourself
- 5.🐷 Saving, reinvesting or spending: better paint for cards? (a) spending (b) reinvesting (c) saving
- 6.Which of these is reinvesting in the business? (a) an emergency fund (b) better paint for cards (c) profit put in a bank (d) sweets for yourself
- 7.A small family shop borrows ₹600 from a bank at 2% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 8.A small family shop borrows ₹100 from a bank at 8% simple interest per year. How much interest is due after 2 years (in ₹)?
- 9.Which of these is spending on yourself? (a) profit put in a bank (b) better paint for cards (c) a cinema ticket (d) more seeds for next time
- 10.Which of these is reinvesting in the business? (a) a piggy bank for later (b) a new video game (c) profit put in a bank (d) more seeds for next time
- 11.Which of these is reinvesting in the business? (a) profit put in a bank (b) a piggy bank for later (c) buying a second juicer (d) an emergency fund
- 12.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) saving (b) reinvesting (c) spending
- 13.A small family shop borrows ₹500 from a bank at 10% simple interest per year. How much interest is due after 3 years (in ₹)?
- 14.A small family shop borrows ₹200 from a bank at 6% simple interest per year. How much interest is due after 2 years (in ₹)?
- 15.Gurpreet’s stall made a profit of ₹600. Gurpreet saves 50% of it. How many rupees are saved?
- 16.Which of these is spending on yourself? (a) profit put in a bank (b) a new video game (c) an emergency fund (d) a piggy bank for later
- 17.Gurpreet’s stall made a profit of ₹900. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 18.📆 Why repay a loan on time? (a) to lose friends (b) to pay more interest (c) it does not matter (d) to keep trust
- 19.Zoya’s stall made a profit of ₹1300. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 20.💡 Before borrowing, what should you ask? (a) what is the logo? (b) nothing (c) can I pay it back? (d) how fast can I spend?
- 21.Saanvi’s stall made a profit of ₹400. Saanvi saves 10% of it. How many rupees are saved?
- 22.Zoya’s stall made a profit of ₹1500. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 23.A small family shop borrows ₹400 from a bank at 7% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 24.🐷 Saving, reinvesting or spending: more seeds for next time? (a) spending (b) saving (c) reinvesting
- 25.A small family shop borrows ₹100 from a bank at 7% simple interest per year. How much interest is due after 1 year (in ₹)?
- 26.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) spending (c) saving
- 27.Lakshmi’s stall made a profit of ₹900. Lakshmi saves 20% of it. How many rupees are saved?
- 28.A small family shop borrows ₹600 from a bank at 4% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 29.A small family shop borrows ₹700 from a bank at 7% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 30.Farhan’s stall made a profit of ₹1800. Farhan saves 10% of it. How many rupees are saved?
- 31.🐷 Saving, reinvesting or spending: sweets for yourself? (a) spending (b) saving (c) reinvesting
- 32.A small family shop borrows ₹400 from a bank at 10% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 33.A small family shop borrows ₹500 from a bank at 6% simple interest per year. How much interest is due after 1 year (in ₹)?
- 34.Riya’s stall made a profit of ₹1200. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 35.A small family shop borrows ₹300 from a bank at 2% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 36.Vihaan’s stall made a profit of ₹1400. Vihaan saves 10% of it. How many rupees are saved?
- 37.🐷 Saving, reinvesting or spending: a new video game? (a) spending (b) reinvesting (c) saving
- 38.A small family shop borrows ₹300 from a bank at 9% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 39.Zoya’s stall made a profit of ₹800. Zoya saves 10% of it. How many rupees are saved?
- 40.Ananya’s stall made a profit of ₹1500. Ananya saves 20% of it. How many rupees are saved?
Answer key
- talk to parents
- 90
- putting profit back in
- profit put in a bank
- reinvesting
- better paint for cards
- 636
- 16
- a cinema ticket
- more seeds for next time
- buying a second juicer
- saving
- 150
- 24
- 300
- a new video game
- 180
- to keep trust
- 520
- can I pay it back?
- 40
- 750
- 484
- reinvesting
- 7
- saving
- 180
- 672
- 749
- 180
- spending
- 480
- 30
- 360
- 306
- 140
- spending
- 327
- 80
- 300
Free entrepreneurship lessons, practice and worksheets at talentjr.in/entrepreneurship-for-kids