Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Joseph’s stall made a profit of ₹1600. Joseph saves 25% of it. How many rupees are saved?
- 2.Saanvi’s stall made a profit of ₹700. Saanvi saves 25% of it. How many rupees are saved?
- 3.A small family shop borrows ₹700 from a bank at 9% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 4.A small family shop borrows ₹200 from a bank at 5% simple interest per year. How much interest is due after 1 year (in ₹)?
- 5.A small family shop borrows ₹700 from a bank at 2% simple interest per year. How much interest is due after 1 year (in ₹)?
- 6.Which of these is saving? (a) a cinema ticket (b) an emergency fund (c) sweets for yourself (d) more seeds for next time
- 7.🐷 Saving, reinvesting or spending: profit put in a bank? (a) spending (b) saving (c) reinvesting
- 8.🐷 Saving, reinvesting or spending: buying a second juicer? (a) reinvesting (b) spending (c) saving
- 9.Lakshmi’s stall made a profit of ₹1200. Lakshmi saves 50% of it. How many rupees are saved?
- 10.👪 A teen wants to borrow for a business idea. First step? (a) ask strangers (b) borrow online alone (c) talk to parents (d) take it secretly
- 11.🐷 Why save part of the profit? (a) no reason (b) for bad days and goals (c) saving is a loss (d) to waste it later
- 12.Riya’s stall made a profit of ₹600. Riya saves 20% of it. How many rupees are saved?
- 13.A small family shop borrows ₹900 from a bank at 10% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 14.A small family shop borrows ₹300 from a bank at 3% simple interest per year. How much interest is due after 2 years (in ₹)?
- 15.Which of these is spending on yourself? (a) profit put in a bank (b) a cinema ticket (c) buying a second juicer (d) more seeds for next time
- 16.Riya’s stall made a profit of ₹2000. Riya saves 10% of it. How many rupees are saved?
- 17.🔁 Reinvesting means… (a) putting profit back in (b) hiding it (c) giving it away (d) spending it on games
- 18.🏦 Interest on a loan is… (a) the cost of borrowing (b) free money (c) a gift (d) a discount
- 19.Which of these is saving? (a) buying a second juicer (b) better paint for cards (c) sweets for yourself (d) profit put in a bank
- 20.🐷 Saving, reinvesting or spending: better paint for cards? (a) reinvesting (b) spending (c) saving
- 21.A small family shop borrows ₹700 from a bank at 9% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 22.Riya’s stall made a profit of ₹600. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 23.🐷 Saving, reinvesting or spending: a cinema ticket? (a) reinvesting (b) spending (c) saving
- 24.Diya’s stall made a profit of ₹1000. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 25.Zoya’s stall made a profit of ₹1600. Zoya saves 50% of it. How many rupees are saved?
- 26.Which of these is spending on yourself? (a) better paint for cards (b) a piggy bank for later (c) a new video game (d) more seeds for next time
- 27.A small family shop borrows ₹500 from a bank at 9% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 28.Which of these is spending on yourself? (a) sweets for yourself (b) an emergency fund (c) a piggy bank for later (d) buying a second juicer
- 29.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) saving (b) spending (c) reinvesting
- 30.A small family shop borrows ₹700 from a bank at 10% simple interest per year. How much interest is due after 3 years (in ₹)?
- 31.A small family shop borrows ₹800 from a bank at 10% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 32.Aarav’s stall made a profit of ₹1900. Aarav saves 20% of it. How many rupees are saved?
- 33.Ishaan’s stall made a profit of ₹1300. Ishaan saves 25% of it. How many rupees are saved?
- 34.Kabir’s stall made a profit of ₹800. Kabir saves 25% of it. How many rupees are saved?
- 35.A small family shop borrows ₹1000 from a bank at 3% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 36.A small family shop borrows ₹600 from a bank at 6% simple interest per year. How much interest is due after 1 year (in ₹)?
- 37.💡 Before borrowing, what should you ask? (a) nothing (b) what is the logo? (c) can I pay it back? (d) how fast can I spend?
- 38.A small family shop borrows ₹800 from a bank at 7% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 39.Which of these is reinvesting in the business? (a) sweets for yourself (b) a cinema ticket (c) better paint for cards (d) an emergency fund
- 40.A small family shop borrows ₹600 from a bank at 3% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
Answer key
- 400
- 175
- 826
- 10
- 14
- an emergency fund
- saving
- reinvesting
- 600
- talk to parents
- for bad days and goals
- 120
- 990
- 18
- a cinema ticket
- 200
- putting profit back in
- the cost of borrowing
- profit put in a bank
- reinvesting
- 763
- 360
- spending
- 400
- 800
- a new video game
- 545
- sweets for yourself
- saving
- 210
- 1040
- 380
- 325
- 200
- 1090
- 36
- can I pay it back?
- 968
- better paint for cards
- 636
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