Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.A small family shop borrows ₹900 from a bank at 5% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 2.Meera’s stall made a profit of ₹1000. Meera saves 10% of it. How many rupees are saved?
- 3.Aarav’s stall made a profit of ₹1700. Aarav saves 25% of it. How many rupees are saved?
- 4.Which of these is reinvesting in the business? (a) better paint for cards (b) sweets for yourself (c) an emergency fund (d) profit put in a bank
- 5.Zoya’s stall made a profit of ₹1400. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 6.A small family shop borrows ₹700 from a bank at 9% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 7.A small family shop borrows ₹500 from a bank at 5% simple interest per year. How much interest is due after 1 year (in ₹)?
- 8.A small family shop borrows ₹100 from a bank at 7% simple interest per year. How much interest is due after 1 year (in ₹)?
- 9.🔁 Reinvesting means… (a) putting profit back in (b) hiding it (c) giving it away (d) spending it on games
- 10.Ishaan’s stall made a profit of ₹1400. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 11.🐷 Why save part of the profit? (a) for bad days and goals (b) no reason (c) to waste it later (d) saving is a loss
- 12.Which of these is saving? (a) buying a second juicer (b) sweets for yourself (c) profit put in a bank (d) a cinema ticket
- 13.Aarav’s stall made a profit of ₹1500. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 14.Joseph’s stall made a profit of ₹700. Joseph saves 25% of it. How many rupees are saved?
- 15.Zoya’s stall made a profit of ₹800. Zoya saves 10% of it. How many rupees are saved?
- 16.🐷 Saving, reinvesting or spending: a new video game? (a) reinvesting (b) spending (c) saving
- 17.🐷 Saving, reinvesting or spending: a cinema ticket? (a) reinvesting (b) saving (c) spending
- 18.Which of these is spending on yourself? (a) profit put in a bank (b) a piggy bank for later (c) a new video game (d) better paint for cards
- 19.Which of these is saving? (a) sweets for yourself (b) an emergency fund (c) a new video game (d) more seeds for next time
- 20.🐷 Saving, reinvesting or spending: sweets for yourself? (a) spending (b) reinvesting (c) saving
- 21.A small family shop borrows ₹200 from a bank at 5% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 22.Joseph’s stall made a profit of ₹800. Joseph saves 25% of it. How many rupees are saved?
- 23.Kabir’s stall made a profit of ₹1900. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 24.Gurpreet’s stall made a profit of ₹1300. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 25.🐷 Saving, reinvesting or spending: buying a second juicer? (a) spending (b) saving (c) reinvesting
- 26.Nisha’s stall made a profit of ₹400. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 27.💡 Before borrowing, what should you ask? (a) can I pay it back? (b) how fast can I spend? (c) what is the logo? (d) nothing
- 28.Which of these is reinvesting in the business? (a) a cinema ticket (b) a new video game (c) sweets for yourself (d) more seeds for next time
- 29.Which of these is reinvesting in the business? (a) buying a second juicer (b) an emergency fund (c) a new video game (d) sweets for yourself
- 30.Which of these is spending on yourself? (a) sweets for yourself (b) more seeds for next time (c) an emergency fund (d) a piggy bank for later
- 31.A small family shop borrows ₹500 from a bank at 5% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 32.🐷 Saving, reinvesting or spending: profit put in a bank? (a) saving (b) reinvesting (c) spending
- 33.🏦 Interest on a loan is… (a) free money (b) the cost of borrowing (c) a discount (d) a gift
- 34.A small family shop borrows ₹500 from a bank at 4% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 35.Which of these is saving? (a) more seeds for next time (b) sweets for yourself (c) better paint for cards (d) a piggy bank for later
- 36.A small family shop borrows ₹500 from a bank at 8% simple interest per year. How much interest is due after 1 year (in ₹)?
- 37.Diya’s stall made a profit of ₹1600. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 38.Nisha’s stall made a profit of ₹400. Nisha saves 10% of it. How many rupees are saved?
- 39.Ananya’s stall made a profit of ₹1800. Ananya saves 10% of it. How many rupees are saved?
- 40.Which of these is spending on yourself? (a) an emergency fund (b) a cinema ticket (c) more seeds for next time (d) better paint for cards
Answer key
- 1035
- 100
- 425
- better paint for cards
- 630
- 889
- 25
- 7
- putting profit back in
- 840
- for bad days and goals
- profit put in a bank
- 1050
- 175
- 80
- spending
- spending
- a new video game
- an emergency fund
- spending
- 210
- 200
- 1140
- 260
- reinvesting
- 80
- can I pay it back?
- more seeds for next time
- buying a second juicer
- sweets for yourself
- 550
- saving
- the cost of borrowing
- 560
- a piggy bank for later
- 40
- 640
- 40
- 180
- a cinema ticket
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