Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.A small family shop borrows ₹400 from a bank at 7% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 2.A small family shop borrows ₹200 from a bank at 7% simple interest per year. How much interest is due after 1 year (in ₹)?
- 3.🐷 Saving, reinvesting or spending: an emergency fund? (a) spending (b) saving (c) reinvesting
- 4.Which of these is spending on yourself? (a) buying a second juicer (b) an emergency fund (c) sweets for yourself (d) profit put in a bank
- 5.💡 Before borrowing, what should you ask? (a) nothing (b) can I pay it back? (c) how fast can I spend? (d) what is the logo?
- 6.🐷 Saving, reinvesting or spending: a cinema ticket? (a) saving (b) spending (c) reinvesting
- 7.Saanvi’s stall made a profit of ₹1400. Saanvi saves 10% of it. How many rupees are saved?
- 8.Lakshmi’s stall made a profit of ₹400. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 9.Which of these is reinvesting in the business? (a) a piggy bank for later (b) buying a second juicer (c) sweets for yourself (d) a new video game
- 10.A small family shop borrows ₹100 from a bank at 4% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 11.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) saving (b) spending (c) reinvesting
- 12.Nisha’s stall made a profit of ₹1200. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 13.Zoya’s stall made a profit of ₹1800. Zoya saves 10% of it. How many rupees are saved?
- 14.A small family shop borrows ₹600 from a bank at 4% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 15.A small family shop borrows ₹600 from a bank at 3% simple interest per year. How much interest is due after 2 years (in ₹)?
- 16.Which of these is spending on yourself? (a) more seeds for next time (b) buying a second juicer (c) better paint for cards (d) a new video game
- 17.Lakshmi’s stall made a profit of ₹500. Lakshmi saves 25% of it. How many rupees are saved?
- 18.Vihaan’s stall made a profit of ₹300. Vihaan saves 25% of it. How many rupees are saved?
- 19.Meera’s stall made a profit of ₹300. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 20.Farhan’s stall made a profit of ₹1700. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 21.👪 A teen wants to borrow for a business idea. First step? (a) ask strangers (b) borrow online alone (c) take it secretly (d) talk to parents
- 22.Kabir’s stall made a profit of ₹400. Kabir saves 10% of it. How many rupees are saved?
- 23.Ishaan’s stall made a profit of ₹1700. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 24.A small family shop borrows ₹800 from a bank at 9% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 25.🐷 Why save part of the profit? (a) saving is a loss (b) for bad days and goals (c) no reason (d) to waste it later
- 26.A small family shop borrows ₹100 from a bank at 6% simple interest per year. How much interest is due after 3 years (in ₹)?
- 27.A small family shop borrows ₹1000 from a bank at 3% simple interest per year. How much interest is due after 1 year (in ₹)?
- 28.Tara’s stall made a profit of ₹1500. Tara saves 20% of it. How many rupees are saved?
- 29.Which of these is saving? (a) buying a second juicer (b) a new video game (c) sweets for yourself (d) an emergency fund
- 30.Ishaan’s stall made a profit of ₹600. Ishaan saves 10% of it. How many rupees are saved?
- 31.🐷 Saving, reinvesting or spending: better paint for cards? (a) reinvesting (b) spending (c) saving
- 32.Lakshmi’s stall made a profit of ₹1300. Lakshmi saves 25% of it. How many rupees are saved?
- 33.Nisha’s stall made a profit of ₹500. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 34.Dev’s stall made a profit of ₹300. Dev saves 25% of it. How many rupees are saved?
- 35.Lakshmi’s stall made a profit of ₹300. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 36.A small family shop borrows ₹1000 from a bank at 7% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 37.🏦 Interest on a loan is… (a) a gift (b) free money (c) a discount (d) the cost of borrowing
- 38.A small family shop borrows ₹1000 from a bank at 6% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 39.Dev’s stall made a profit of ₹1900. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 40.🐷 Saving, reinvesting or spending: sweets for yourself? (a) reinvesting (b) saving (c) spending
Answer key
- 484
- 14
- saving
- sweets for yourself
- can I pay it back?
- spending
- 140
- 160
- buying a second juicer
- 108
- saving
- 600
- 180
- 672
- 36
- a new video game
- 125
- 75
- 150
- 850
- talk to parents
- 40
- 680
- 1016
- for bad days and goals
- 18
- 30
- 300
- an emergency fund
- 60
- reinvesting
- 325
- 250
- 75
- 210
- 1210
- the cost of borrowing
- 1120
- 1045
- spending
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