Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Arjun’s stall made a profit of ₹1300. Arjun saves 10% of it. How many rupees are saved?
- 2.Which of these is reinvesting in the business? (a) a piggy bank for later (b) a new video game (c) sweets for yourself (d) more seeds for next time
- 3.Which of these is saving? (a) sweets for yourself (b) more seeds for next time (c) an emergency fund (d) buying a second juicer
- 4.Which of these is reinvesting in the business? (a) profit put in a bank (b) sweets for yourself (c) an emergency fund (d) buying a second juicer
- 5.🐷 Why save part of the profit? (a) to waste it later (b) saving is a loss (c) for bad days and goals (d) no reason
- 6.A small family shop borrows ₹200 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 7.🐷 Saving, reinvesting or spending: an emergency fund? (a) spending (b) saving (c) reinvesting
- 8.Aarav’s stall made a profit of ₹800. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 9.Which of these is spending on yourself? (a) an emergency fund (b) buying a second juicer (c) profit put in a bank (d) sweets for yourself
- 10.A small family shop borrows ₹600 from a bank at 7% simple interest per year. How much interest is due after 3 years (in ₹)?
- 11.A small family shop borrows ₹300 from a bank at 7% simple interest per year. How much interest is due after 2 years (in ₹)?
- 12.Which of these is saving? (a) profit put in a bank (b) a cinema ticket (c) buying a second juicer (d) more seeds for next time
- 13.Kavya’s stall made a profit of ₹1900. Kavya saves 50% of it. How many rupees are saved?
- 14.👪 A teen wants to borrow for a business idea. First step? (a) ask strangers (b) borrow online alone (c) take it secretly (d) talk to parents
- 15.A small family shop borrows ₹100 from a bank at 4% simple interest per year. How much interest is due after 1 year (in ₹)?
- 16.🐷 Saving, reinvesting or spending: buying a second juicer? (a) reinvesting (b) spending (c) saving
- 17.🐷 Saving, reinvesting or spending: profit put in a bank? (a) spending (b) reinvesting (c) saving
- 18.Nisha’s stall made a profit of ₹600. Nisha saves 20% of it. How many rupees are saved?
- 19.A small family shop borrows ₹300 from a bank at 2% simple interest per year. How much interest is due after 1 year (in ₹)?
- 20.Rohan’s stall made a profit of ₹1300. Rohan saves 25% of it. How many rupees are saved?
- 21.Ishaan’s stall made a profit of ₹1300. Ishaan saves 25% of it. How many rupees are saved?
- 22.🏦 Interest on a loan is… (a) a gift (b) a discount (c) free money (d) the cost of borrowing
- 23.🐷 Saving, reinvesting or spending: better paint for cards? (a) saving (b) spending (c) reinvesting
- 24.Lakshmi’s stall made a profit of ₹1900. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 25.🔁 Reinvesting means… (a) putting profit back in (b) hiding it (c) spending it on games (d) giving it away
- 26.A small family shop borrows ₹800 from a bank at 5% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 27.A small family shop borrows ₹100 from a bank at 10% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 28.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) saving (b) reinvesting (c) spending
- 29.A small family shop borrows ₹400 from a bank at 10% simple interest per year. How much interest is due after 3 years (in ₹)?
- 30.A small family shop borrows ₹100 from a bank at 2% simple interest per year. How much interest is due after 3 years (in ₹)?
- 31.A small family shop borrows ₹500 from a bank at 6% simple interest per year. How much interest is due after 2 years (in ₹)?
- 32.Lakshmi’s stall made a profit of ₹900. Lakshmi saves 20% of it. How many rupees are saved?
- 33.🐷 Saving, reinvesting or spending: more seeds for next time? (a) reinvesting (b) spending (c) saving
- 34.Diya’s stall made a profit of ₹800. Diya saves 10% of it. How many rupees are saved?
- 35.Farhan’s stall made a profit of ₹300. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 36.A small family shop borrows ₹200 from a bank at 7% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 37.A small family shop borrows ₹1000 from a bank at 7% simple interest per year. How much interest is due after 3 years (in ₹)?
- 38.🐷 Saving, reinvesting or spending: a new video game? (a) reinvesting (b) spending (c) saving
- 39.Lakshmi’s stall made a profit of ₹400. Lakshmi saves 20% of it. How many rupees are saved?
- 40.A small family shop borrows ₹500 from a bank at 4% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
Answer key
- 130
- more seeds for next time
- an emergency fund
- buying a second juicer
- for bad days and goals
- 206
- saving
- 480
- sweets for yourself
- 126
- 42
- profit put in a bank
- 950
- talk to parents
- 4
- reinvesting
- saving
- 120
- 6
- 325
- 325
- the cost of borrowing
- reinvesting
- 760
- putting profit back in
- 880
- 120
- saving
- 120
- 6
- 60
- 180
- reinvesting
- 80
- 60
- 228
- 210
- spending
- 80
- 520
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