Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.🐷 Saving, reinvesting or spending: a cinema ticket? (a) reinvesting (b) spending (c) saving
- 2.Which of these is reinvesting in the business? (a) profit put in a bank (b) buying a second juicer (c) an emergency fund (d) sweets for yourself
- 3.🐷 Saving, reinvesting or spending: buying a second juicer? (a) spending (b) saving (c) reinvesting
- 4.A small family shop borrows ₹500 from a bank at 4% simple interest per year. How much interest is due after 2 years (in ₹)?
- 5.Which of these is saving? (a) more seeds for next time (b) sweets for yourself (c) better paint for cards (d) an emergency fund
- 6.🔁 Reinvesting means… (a) giving it away (b) putting profit back in (c) hiding it (d) spending it on games
- 7.Which of these is spending on yourself? (a) a piggy bank for later (b) an emergency fund (c) a new video game (d) better paint for cards
- 8.💡 Before borrowing, what should you ask? (a) can I pay it back? (b) how fast can I spend? (c) what is the logo? (d) nothing
- 9.🐷 Saving, reinvesting or spending: an emergency fund? (a) spending (b) reinvesting (c) saving
- 10.Nisha’s stall made a profit of ₹1100. Nisha saves 25% of it. How many rupees are saved?
- 11.A small family shop borrows ₹700 from a bank at 9% simple interest per year. How much interest is due after 2 years (in ₹)?
- 12.🐷 Saving, reinvesting or spending: more seeds for next time? (a) spending (b) reinvesting (c) saving
- 13.A small family shop borrows ₹900 from a bank at 4% simple interest per year. How much interest is due after 1 year (in ₹)?
- 14.Arjun’s stall made a profit of ₹1000. Arjun saves 10% of it. How many rupees are saved?
- 15.Riya’s stall made a profit of ₹400. Riya saves 50% of it. How many rupees are saved?
- 16.Zoya’s stall made a profit of ₹1200. Zoya saves 10% of it. How many rupees are saved?
- 17.A small family shop borrows ₹300 from a bank at 8% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 18.A small family shop borrows ₹600 from a bank at 6% simple interest per year. How much interest is due after 1 year (in ₹)?
- 19.Arjun’s stall made a profit of ₹800. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 20.A small family shop borrows ₹200 from a bank at 5% simple interest per year. How much interest is due after 3 years (in ₹)?
- 21.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) spending (b) reinvesting (c) saving
- 22.Farhan’s stall made a profit of ₹300. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 23.🐷 Saving, reinvesting or spending: a new video game? (a) spending (b) reinvesting (c) saving
- 24.A small family shop borrows ₹500 from a bank at 6% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 25.Which of these is saving? (a) a piggy bank for later (b) better paint for cards (c) sweets for yourself (d) a cinema ticket
- 26.A small family shop borrows ₹1000 from a bank at 7% simple interest per year. How much interest is due after 3 years (in ₹)?
- 27.Lakshmi’s stall made a profit of ₹1300. Lakshmi saves 10% of it. How many rupees are saved?
- 28.Meera’s stall made a profit of ₹1800. Meera saves 10% of it. How many rupees are saved?
- 29.Tara’s stall made a profit of ₹300. Tara saves 50% of it. How many rupees are saved?
- 30.🏦 Interest on a loan is… (a) free money (b) a gift (c) the cost of borrowing (d) a discount
- 31.A small family shop borrows ₹400 from a bank at 10% simple interest per year. How much interest is due after 2 years (in ₹)?
- 32.Which of these is spending on yourself? (a) sweets for yourself (b) better paint for cards (c) buying a second juicer (d) more seeds for next time
- 33.Joseph’s stall made a profit of ₹1000. Joseph saves 50% of it. How many rupees are saved?
- 34.A small family shop borrows ₹200 from a bank at 2% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 35.A small family shop borrows ₹100 from a bank at 2% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 36.Kavya’s stall made a profit of ₹300. Kavya saves 50% of it. How many rupees are saved?
- 37.Kavya’s stall made a profit of ₹1700. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 38.🐷 Saving, reinvesting or spending: better paint for cards? (a) saving (b) reinvesting (c) spending
- 39.Lakshmi’s stall made a profit of ₹900. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 40.Which of these is spending on yourself? (a) a piggy bank for later (b) more seeds for next time (c) better paint for cards (d) a cinema ticket
Answer key
- spending
- buying a second juicer
- reinvesting
- 40
- an emergency fund
- putting profit back in
- a new video game
- can I pay it back?
- saving
- 275
- 126
- reinvesting
- 36
- 100
- 200
- 120
- 324
- 36
- 400
- 30
- saving
- 165
- spending
- 590
- a piggy bank for later
- 210
- 130
- 180
- 150
- the cost of borrowing
- 80
- sweets for yourself
- 500
- 212
- 106
- 150
- 510
- reinvesting
- 270
- a cinema ticket
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