Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
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- 1.Dev’s stall made a profit of ₹800. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 2.🐷 Saving, reinvesting or spending: better paint for cards? (a) spending (b) reinvesting (c) saving
- 3.Which of these is reinvesting in the business? (a) buying a second juicer (b) profit put in a bank (c) a piggy bank for later (d) an emergency fund
- 4.Aarav’s stall made a profit of ₹1800. Aarav saves 20% of it. How many rupees are saved?
- 5.📆 Why repay a loan on time? (a) it does not matter (b) to lose friends (c) to pay more interest (d) to keep trust
- 6.🐷 Saving, reinvesting or spending: profit put in a bank? (a) spending (b) saving (c) reinvesting
- 7.Saanvi’s stall made a profit of ₹1600. Saanvi saves 10% of it. How many rupees are saved?
- 8.🏦 Interest on a loan is… (a) a discount (b) a gift (c) free money (d) the cost of borrowing
- 9.🐷 Saving, reinvesting or spending: a new video game? (a) spending (b) saving (c) reinvesting
- 10.Lakshmi’s stall made a profit of ₹500. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 11.Which of these is saving? (a) more seeds for next time (b) profit put in a bank (c) a cinema ticket (d) better paint for cards
- 12.Which of these is spending on yourself? (a) a cinema ticket (b) profit put in a bank (c) buying a second juicer (d) a piggy bank for later
- 13.A small family shop borrows ₹100 from a bank at 6% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 14.Joseph’s stall made a profit of ₹200. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 15.Diya’s stall made a profit of ₹1200. Diya saves 50% of it. How many rupees are saved?
- 16.Which of these is saving? (a) sweets for yourself (b) a piggy bank for later (c) more seeds for next time (d) a cinema ticket
- 17.Gurpreet’s stall made a profit of ₹1600. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 18.Which of these is reinvesting in the business? (a) profit put in a bank (b) a piggy bank for later (c) more seeds for next time (d) an emergency fund
- 19.Rohan’s stall made a profit of ₹1000. Rohan saves 10% of it. How many rupees are saved?
- 20.Which of these is spending on yourself? (a) a new video game (b) more seeds for next time (c) a piggy bank for later (d) profit put in a bank
- 21.A small family shop borrows ₹300 from a bank at 2% simple interest per year. How much interest is due after 3 years (in ₹)?
- 22.A small family shop borrows ₹300 from a bank at 5% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 23.💡 Before borrowing, what should you ask? (a) nothing (b) what is the logo? (c) can I pay it back? (d) how fast can I spend?
- 24.A small family shop borrows ₹200 from a bank at 2% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 25.A small family shop borrows ₹200 from a bank at 2% simple interest per year. How much interest is due after 3 years (in ₹)?
- 26.Which of these is reinvesting in the business? (a) an emergency fund (b) a cinema ticket (c) better paint for cards (d) sweets for yourself
- 27.A small family shop borrows ₹400 from a bank at 6% simple interest per year. How much interest is due after 1 year (in ₹)?
- 28.Which of these is saving? (a) more seeds for next time (b) a new video game (c) better paint for cards (d) an emergency fund
- 29.Vihaan’s stall made a profit of ₹1100. Vihaan saves 20% of it. How many rupees are saved?
- 30.A small family shop borrows ₹500 from a bank at 5% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 31.🐷 Saving, reinvesting or spending: sweets for yourself? (a) saving (b) reinvesting (c) spending
- 32.A small family shop borrows ₹100 from a bank at 5% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 33.Arjun’s stall made a profit of ₹500. Arjun saves 10% of it. How many rupees are saved?
- 34.A small family shop borrows ₹100 from a bank at 2% simple interest per year. How much interest is due after 2 years (in ₹)?
- 35.A small family shop borrows ₹300 from a bank at 8% simple interest per year. How much interest is due after 1 year (in ₹)?
- 36.Nisha’s stall made a profit of ₹900. Nisha saves 10% of it. How many rupees are saved?
- 37.Arjun’s stall made a profit of ₹1700. Arjun saves 50% of it. How many rupees are saved?
- 38.A small family shop borrows ₹800 from a bank at 3% simple interest per year. How much interest is due after 2 years (in ₹)?
- 39.👪 A teen wants to borrow for a business idea. First step? (a) talk to parents (b) take it secretly (c) ask strangers (d) borrow online alone
- 40.A small family shop borrows ₹1000 from a bank at 8% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
Answer key
- 240
- reinvesting
- buying a second juicer
- 360
- to keep trust
- saving
- 160
- the cost of borrowing
- spending
- 150
- profit put in a bank
- a cinema ticket
- 118
- 40
- 600
- a piggy bank for later
- 1120
- more seeds for next time
- 100
- a new video game
- 18
- 315
- can I pay it back?
- 204
- 12
- better paint for cards
- 24
- an emergency fund
- 220
- 575
- spending
- 105
- 50
- 4
- 24
- 90
- 850
- 48
- talk to parents
- 1240
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