Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Which of these is saving? (a) buying a second juicer (b) a new video game (c) a cinema ticket (d) an emergency fund
- 2.Saanvi’s stall made a profit of ₹1700. Saanvi saves 10% of it. How many rupees are saved?
- 3.A small family shop borrows ₹300 from a bank at 3% simple interest per year. How much interest is due after 2 years (in ₹)?
- 4.A small family shop borrows ₹1000 from a bank at 4% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 5.Which of these is reinvesting in the business? (a) a new video game (b) buying a second juicer (c) a cinema ticket (d) an emergency fund
- 6.Farhan’s stall made a profit of ₹900. Farhan saves 20% of it. How many rupees are saved?
- 7.Nisha’s stall made a profit of ₹1200. Nisha saves 50% of it. How many rupees are saved?
- 8.Gurpreet’s stall made a profit of ₹400. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 9.Saanvi’s stall made a profit of ₹1700. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 10.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) saving (b) reinvesting (c) spending
- 11.🔁 Reinvesting means… (a) hiding it (b) putting profit back in (c) spending it on games (d) giving it away
- 12.Farhan’s stall made a profit of ₹400. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 13.A small family shop borrows ₹300 from a bank at 9% simple interest per year. How much interest is due after 3 years (in ₹)?
- 14.🐷 Saving, reinvesting or spending: profit put in a bank? (a) saving (b) spending (c) reinvesting
- 15.Lakshmi’s stall made a profit of ₹500. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 16.A small family shop borrows ₹400 from a bank at 10% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 17.Which of these is spending on yourself? (a) a piggy bank for later (b) better paint for cards (c) a new video game (d) buying a second juicer
- 18.Kabir’s stall made a profit of ₹1900. Kabir saves 10% of it. How many rupees are saved?
- 19.Zoya’s stall made a profit of ₹1100. Zoya saves 10% of it. How many rupees are saved?
- 20.Diya’s stall made a profit of ₹500. Diya saves 25% of it. How many rupees are saved?
- 21.A small family shop borrows ₹1000 from a bank at 2% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 22.Which of these is saving? (a) sweets for yourself (b) better paint for cards (c) profit put in a bank (d) buying a second juicer
- 23.💡 Before borrowing, what should you ask? (a) nothing (b) can I pay it back? (c) how fast can I spend? (d) what is the logo?
- 24.Which of these is spending on yourself? (a) buying a second juicer (b) a cinema ticket (c) more seeds for next time (d) profit put in a bank
- 25.Zoya’s stall made a profit of ₹800. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 26.🐷 Saving, reinvesting or spending: more seeds for next time? (a) spending (b) reinvesting (c) saving
- 27.Which of these is saving? (a) better paint for cards (b) a cinema ticket (c) buying a second juicer (d) a piggy bank for later
- 28.🐷 Saving, reinvesting or spending: better paint for cards? (a) reinvesting (b) saving (c) spending
- 29.🐷 Saving, reinvesting or spending: a cinema ticket? (a) spending (b) saving (c) reinvesting
- 30.A small family shop borrows ₹200 from a bank at 3% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 31.A small family shop borrows ₹300 from a bank at 2% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 32.A small family shop borrows ₹600 from a bank at 9% simple interest per year. How much interest is due after 1 year (in ₹)?
- 33.Diya’s stall made a profit of ₹1900. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 34.🐷 Why save part of the profit? (a) for bad days and goals (b) to waste it later (c) no reason (d) saving is a loss
- 35.A small family shop borrows ₹800 from a bank at 8% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 36.Which of these is reinvesting in the business? (a) better paint for cards (b) a cinema ticket (c) an emergency fund (d) profit put in a bank
- 37.Zoya’s stall made a profit of ₹600. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 38.A small family shop borrows ₹100 from a bank at 8% simple interest per year. How much interest is due after 1 year (in ₹)?
- 39.🏦 Interest on a loan is… (a) a gift (b) a discount (c) free money (d) the cost of borrowing
- 40.Arjun’s stall made a profit of ₹1100. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
Answer key
- an emergency fund
- 170
- 18
- 1040
- buying a second juicer
- 180
- 600
- 240
- 680
- saving
- putting profit back in
- 160
- 81
- saving
- 100
- 440
- a new video game
- 190
- 110
- 125
- 1060
- profit put in a bank
- can I pay it back?
- a cinema ticket
- 320
- reinvesting
- a piggy bank for later
- reinvesting
- spending
- 212
- 306
- 54
- 950
- for bad days and goals
- 864
- better paint for cards
- 240
- 8
- the cost of borrowing
- 440
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