Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.A small family shop borrows ₹600 from a bank at 2% simple interest per year. How much interest is due after 1 year (in ₹)?
- 2.Kavya’s stall made a profit of ₹1500. Kavya saves 25% of it. How many rupees are saved?
- 3.Dev’s stall made a profit of ₹400. Dev saves 25% of it. How many rupees are saved?
- 4.A small family shop borrows ₹1000 from a bank at 6% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 5.A small family shop borrows ₹300 from a bank at 6% simple interest per year. How much interest is due after 1 year (in ₹)?
- 6.👪 A teen wants to borrow for a business idea. First step? (a) take it secretly (b) talk to parents (c) borrow online alone (d) ask strangers
- 7.🐷 Saving, reinvesting or spending: a cinema ticket? (a) reinvesting (b) spending (c) saving
- 8.Tara’s stall made a profit of ₹1900. Tara saves 25% of it. How many rupees are saved?
- 9.A small family shop borrows ₹400 from a bank at 5% simple interest per year. How much interest is due after 3 years (in ₹)?
- 10.A small family shop borrows ₹500 from a bank at 2% simple interest per year. How much interest is due after 3 years (in ₹)?
- 11.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) saving (c) spending
- 12.💡 Before borrowing, what should you ask? (a) what is the logo? (b) how fast can I spend? (c) can I pay it back? (d) nothing
- 13.Kavya’s stall made a profit of ₹1100. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 14.🐷 Saving, reinvesting or spending: profit put in a bank? (a) saving (b) spending (c) reinvesting
- 15.Which of these is saving? (a) a new video game (b) profit put in a bank (c) more seeds for next time (d) a cinema ticket
- 16.🏦 Interest on a loan is… (a) a gift (b) a discount (c) free money (d) the cost of borrowing
- 17.Which of these is saving? (a) better paint for cards (b) more seeds for next time (c) buying a second juicer (d) a piggy bank for later
- 18.Which of these is spending on yourself? (a) a piggy bank for later (b) profit put in a bank (c) a cinema ticket (d) buying a second juicer
- 19.A small family shop borrows ₹400 from a bank at 6% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 20.Tara’s stall made a profit of ₹1300. Tara saves 25% of it. How many rupees are saved?
- 21.Rohan’s stall made a profit of ₹2000. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 22.Tara’s stall made a profit of ₹900. Tara saves 10% of it. How many rupees are saved?
- 23.Diya’s stall made a profit of ₹200. Diya saves 10% of it. How many rupees are saved?
- 24.Which of these is reinvesting in the business? (a) buying a second juicer (b) sweets for yourself (c) an emergency fund (d) a piggy bank for later
- 25.Nisha’s stall made a profit of ₹800. Nisha saves 10% of it. How many rupees are saved?
- 26.📆 Why repay a loan on time? (a) to lose friends (b) it does not matter (c) to pay more interest (d) to keep trust
- 27.🐷 Saving, reinvesting or spending: a new video game? (a) spending (b) reinvesting (c) saving
- 28.Saanvi’s stall made a profit of ₹1100. Saanvi saves 25% of it. How many rupees are saved?
- 29.Which of these is spending on yourself? (a) a new video game (b) better paint for cards (c) profit put in a bank (d) an emergency fund
- 30.🐷 Saving, reinvesting or spending: better paint for cards? (a) spending (b) reinvesting (c) saving
- 31.Tara’s stall made a profit of ₹1100. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 32.🔁 Reinvesting means… (a) giving it away (b) spending it on games (c) hiding it (d) putting profit back in
- 33.Which of these is reinvesting in the business? (a) an emergency fund (b) profit put in a bank (c) more seeds for next time (d) a new video game
- 34.Arjun’s stall made a profit of ₹1700. Arjun saves 50% of it. How many rupees are saved?
- 35.Saanvi’s stall made a profit of ₹700. Saanvi saves 25% of it. How many rupees are saved?
- 36.Zoya’s stall made a profit of ₹1800. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 37.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) spending (b) reinvesting (c) saving
- 38.Ananya’s stall made a profit of ₹900. Ananya saves 10% of it. How many rupees are saved?
- 39.Ananya’s stall made a profit of ₹1300. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 40.Which of these is spending on yourself? (a) a piggy bank for later (b) buying a second juicer (c) profit put in a bank (d) sweets for yourself
Answer key
- 12
- 375
- 100
- 1060
- 18
- talk to parents
- spending
- 475
- 60
- 30
- saving
- can I pay it back?
- 605
- saving
- profit put in a bank
- the cost of borrowing
- a piggy bank for later
- a cinema ticket
- 472
- 325
- 1400
- 90
- 20
- buying a second juicer
- 80
- to keep trust
- spending
- 275
- a new video game
- reinvesting
- 550
- putting profit back in
- more seeds for next time
- 850
- 175
- 990
- saving
- 90
- 390
- sweets for yourself
Free entrepreneurship lessons, practice and worksheets at talentjr.in/entrepreneurship-for-kids