Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
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- 1.Which of these is spending on yourself? (a) a piggy bank for later (b) a new video game (c) profit put in a bank (d) buying a second juicer
- 2.👪 A teen wants to borrow for a business idea. First step? (a) borrow online alone (b) take it secretly (c) talk to parents (d) ask strangers
- 3.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) saving (c) spending
- 4.Tara’s stall made a profit of ₹1700. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 5.🐷 Why save part of the profit? (a) no reason (b) saving is a loss (c) to waste it later (d) for bad days and goals
- 6.🐷 Saving, reinvesting or spending: a new video game? (a) saving (b) reinvesting (c) spending
- 7.Which of these is reinvesting in the business? (a) a new video game (b) a piggy bank for later (c) profit put in a bank (d) better paint for cards
- 8.Which of these is saving? (a) buying a second juicer (b) sweets for yourself (c) a piggy bank for later (d) more seeds for next time
- 9.Rohan’s stall made a profit of ₹1600. Rohan saves 25% of it. How many rupees are saved?
- 10.A small family shop borrows ₹100 from a bank at 8% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 11.🐷 Saving, reinvesting or spending: more seeds for next time? (a) saving (b) spending (c) reinvesting
- 12.Nisha’s stall made a profit of ₹1500. Nisha saves 10% of it. How many rupees are saved?
- 13.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) reinvesting (b) saving (c) spending
- 14.🔁 Reinvesting means… (a) putting profit back in (b) hiding it (c) spending it on games (d) giving it away
- 15.Aarav’s stall made a profit of ₹1800. Aarav saves 20% of it. How many rupees are saved?
- 16.A small family shop borrows ₹400 from a bank at 3% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 17.Ishaan’s stall made a profit of ₹1400. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 18.Kabir’s stall made a profit of ₹1700. Kabir saves 20% of it. How many rupees are saved?
- 19.A small family shop borrows ₹500 from a bank at 2% simple interest per year. How much interest is due after 3 years (in ₹)?
- 20.A small family shop borrows ₹100 from a bank at 9% simple interest per year. How much interest is due after 1 year (in ₹)?
- 21.📆 Why repay a loan on time? (a) to keep trust (b) it does not matter (c) to pay more interest (d) to lose friends
- 22.Kabir’s stall made a profit of ₹600. Kabir saves 50% of it. How many rupees are saved?
- 23.Diya’s stall made a profit of ₹200. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 24.Which of these is reinvesting in the business? (a) a cinema ticket (b) an emergency fund (c) buying a second juicer (d) sweets for yourself
- 25.Which of these is saving? (a) profit put in a bank (b) better paint for cards (c) buying a second juicer (d) a new video game
- 26.A small family shop borrows ₹500 from a bank at 9% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 27.Which of these is reinvesting in the business? (a) a piggy bank for later (b) sweets for yourself (c) more seeds for next time (d) an emergency fund
- 28.🐷 Saving, reinvesting or spending: profit put in a bank? (a) reinvesting (b) spending (c) saving
- 29.A small family shop borrows ₹800 from a bank at 6% simple interest per year. How much interest is due after 1 year (in ₹)?
- 30.A small family shop borrows ₹300 from a bank at 7% simple interest per year. How much interest is due after 1 year (in ₹)?
- 31.A small family shop borrows ₹300 from a bank at 7% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 32.Arjun’s stall made a profit of ₹400. Arjun saves 10% of it. How many rupees are saved?
- 33.Lakshmi’s stall made a profit of ₹1700. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 34.Diya’s stall made a profit of ₹1300. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 35.A small family shop borrows ₹900 from a bank at 6% simple interest per year. How much interest is due after 2 years (in ₹)?
- 36.Vihaan’s stall made a profit of ₹600. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 37.Which of these is saving? (a) an emergency fund (b) a cinema ticket (c) more seeds for next time (d) buying a second juicer
- 38.Diya’s stall made a profit of ₹500. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 39.Which of these is spending on yourself? (a) buying a second juicer (b) sweets for yourself (c) better paint for cards (d) an emergency fund
- 40.Saanvi’s stall made a profit of ₹2000. Saanvi saves 20% of it. How many rupees are saved?
Answer key
- a new video game
- talk to parents
- saving
- 510
- for bad days and goals
- spending
- better paint for cards
- a piggy bank for later
- 400
- 108
- reinvesting
- 150
- saving
- putting profit back in
- 360
- 424
- 490
- 340
- 30
- 9
- to keep trust
- 300
- 80
- buying a second juicer
- profit put in a bank
- 545
- more seeds for next time
- saving
- 48
- 21
- 342
- 40
- 680
- 520
- 108
- 180
- an emergency fund
- 100
- sweets for yourself
- 400
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