Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.🐷 Saving, reinvesting or spending: an emergency fund? (a) spending (b) reinvesting (c) saving
- 2.Which of these is reinvesting in the business? (a) a new video game (b) profit put in a bank (c) more seeds for next time (d) an emergency fund
- 3.Vihaan’s stall made a profit of ₹700. Vihaan saves 50% of it. How many rupees are saved?
- 4.Ishaan’s stall made a profit of ₹1000. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 5.🔁 Reinvesting means… (a) hiding it (b) putting profit back in (c) spending it on games (d) giving it away
- 6.Kabir’s stall made a profit of ₹500. Kabir saves 10% of it. How many rupees are saved?
- 7.Which of these is spending on yourself? (a) more seeds for next time (b) a piggy bank for later (c) an emergency fund (d) a new video game
- 8.Farhan’s stall made a profit of ₹1700. Farhan saves 20% of it. How many rupees are saved?
- 9.Gurpreet’s stall made a profit of ₹1800. Gurpreet saves 50% of it. How many rupees are saved?
- 10.Which of these is reinvesting in the business? (a) buying a second juicer (b) a cinema ticket (c) profit put in a bank (d) an emergency fund
- 11.👪 A teen wants to borrow for a business idea. First step? (a) borrow online alone (b) take it secretly (c) talk to parents (d) ask strangers
- 12.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) spending (b) reinvesting (c) saving
- 13.🐷 Saving, reinvesting or spending: a cinema ticket? (a) reinvesting (b) saving (c) spending
- 14.🐷 Saving, reinvesting or spending: a new video game? (a) spending (b) saving (c) reinvesting
- 15.A small family shop borrows ₹300 from a bank at 6% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 16.A small family shop borrows ₹400 from a bank at 3% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 17.🏦 Interest on a loan is… (a) free money (b) a gift (c) a discount (d) the cost of borrowing
- 18.A small family shop borrows ₹200 from a bank at 2% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 19.🐷 Saving, reinvesting or spending: profit put in a bank? (a) spending (b) reinvesting (c) saving
- 20.Which of these is saving? (a) more seeds for next time (b) buying a second juicer (c) a piggy bank for later (d) a cinema ticket
- 21.💡 Before borrowing, what should you ask? (a) how fast can I spend? (b) what is the logo? (c) nothing (d) can I pay it back?
- 22.🐷 Why save part of the profit? (a) for bad days and goals (b) saving is a loss (c) no reason (d) to waste it later
- 23.📆 Why repay a loan on time? (a) to pay more interest (b) it does not matter (c) to lose friends (d) to keep trust
- 24.🐷 Saving, reinvesting or spending: more seeds for next time? (a) reinvesting (b) spending (c) saving
- 25.Dev’s stall made a profit of ₹1900. Dev saves 50% of it. How many rupees are saved?
- 26.Vihaan’s stall made a profit of ₹1400. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 27.Which of these is spending on yourself? (a) an emergency fund (b) a cinema ticket (c) more seeds for next time (d) better paint for cards
- 28.🐷 Saving, reinvesting or spending: sweets for yourself? (a) spending (b) saving (c) reinvesting
- 29.Which of these is spending on yourself? (a) sweets for yourself (b) better paint for cards (c) more seeds for next time (d) an emergency fund
- 30.Which of these is saving? (a) more seeds for next time (b) a cinema ticket (c) profit put in a bank (d) sweets for yourself
- 31.A small family shop borrows ₹200 from a bank at 5% simple interest per year. How much interest is due after 1 year (in ₹)?
- 32.Which of these is reinvesting in the business? (a) better paint for cards (b) an emergency fund (c) profit put in a bank (d) a cinema ticket
- 33.A small family shop borrows ₹200 from a bank at 10% simple interest per year. How much interest is due after 1 year (in ₹)?
- 34.A small family shop borrows ₹600 from a bank at 8% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 35.Ishaan’s stall made a profit of ₹600. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 36.A small family shop borrows ₹800 from a bank at 2% simple interest per year. How much interest is due after 2 years (in ₹)?
- 37.Which of these is saving? (a) buying a second juicer (b) better paint for cards (c) an emergency fund (d) more seeds for next time
- 38.A small family shop borrows ₹400 from a bank at 10% simple interest per year. How much interest is due after 2 years (in ₹)?
- 39.Lakshmi’s stall made a profit of ₹1900. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 40.A small family shop borrows ₹700 from a bank at 8% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
Answer key
- saving
- more seeds for next time
- 350
- 350
- putting profit back in
- 50
- a new video game
- 340
- 900
- buying a second juicer
- talk to parents
- saving
- spending
- spending
- 336
- 424
- the cost of borrowing
- 208
- saving
- a piggy bank for later
- can I pay it back?
- for bad days and goals
- to keep trust
- reinvesting
- 950
- 840
- a cinema ticket
- spending
- sweets for yourself
- profit put in a bank
- 10
- better paint for cards
- 20
- 696
- 420
- 32
- an emergency fund
- 80
- 380
- 812
Free entrepreneurship lessons, practice and worksheets at talentjr.in/entrepreneurship-for-kids