Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Joseph’s stall made a profit of ₹1500. Joseph saves 50% of it. How many rupees are saved?
- 2.A small family shop borrows ₹400 from a bank at 9% simple interest per year. How much interest is due after 1 year (in ₹)?
- 3.A small family shop borrows ₹100 from a bank at 2% simple interest per year. How much interest is due after 3 years (in ₹)?
- 4.🔁 Reinvesting means… (a) putting profit back in (b) hiding it (c) spending it on games (d) giving it away
- 5.A small family shop borrows ₹500 from a bank at 2% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 6.📆 Why repay a loan on time? (a) to lose friends (b) to keep trust (c) to pay more interest (d) it does not matter
- 7.Rohan’s stall made a profit of ₹600. Rohan saves 20% of it. How many rupees are saved?
- 8.💡 Before borrowing, what should you ask? (a) what is the logo? (b) nothing (c) how fast can I spend? (d) can I pay it back?
- 9.Ishaan’s stall made a profit of ₹600. Ishaan saves 10% of it. How many rupees are saved?
- 10.A small family shop borrows ₹700 from a bank at 6% simple interest per year. How much interest is due after 1 year (in ₹)?
- 11.🐷 Saving, reinvesting or spending: a new video game? (a) spending (b) reinvesting (c) saving
- 12.Aarav’s stall made a profit of ₹700. Aarav saves 10% of it. How many rupees are saved?
- 13.Meera’s stall made a profit of ₹500. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 14.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) spending (c) saving
- 15.A small family shop borrows ₹700 from a bank at 8% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 16.A small family shop borrows ₹300 from a bank at 3% simple interest per year. How much interest is due after 3 years (in ₹)?
- 17.Rohan’s stall made a profit of ₹400. Rohan saves 10% of it. How many rupees are saved?
- 18.Which of these is spending on yourself? (a) sweets for yourself (b) profit put in a bank (c) better paint for cards (d) an emergency fund
- 19.Arjun’s stall made a profit of ₹1500. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 20.🐷 Saving, reinvesting or spending: profit put in a bank? (a) saving (b) spending (c) reinvesting
- 21.Kabir’s stall made a profit of ₹1100. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 22.A small family shop borrows ₹600 from a bank at 7% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 23.A small family shop borrows ₹400 from a bank at 6% simple interest per year. How much interest is due after 1 year (in ₹)?
- 24.Zoya’s stall made a profit of ₹200. Zoya saves 50% of it. How many rupees are saved?
- 25.A small family shop borrows ₹100 from a bank at 10% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 26.Which of these is spending on yourself? (a) more seeds for next time (b) buying a second juicer (c) a cinema ticket (d) a piggy bank for later
- 27.🐷 Saving, reinvesting or spending: more seeds for next time? (a) saving (b) reinvesting (c) spending
- 28.Aarav’s stall made a profit of ₹500. Aarav saves 10% of it. How many rupees are saved?
- 29.A small family shop borrows ₹500 from a bank at 4% simple interest per year. How much interest is due after 3 years (in ₹)?
- 30.Rohan’s stall made a profit of ₹1000. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 31.A small family shop borrows ₹700 from a bank at 6% simple interest per year. How much interest is due after 3 years (in ₹)?
- 32.Saanvi’s stall made a profit of ₹300. Saanvi saves 50% of it. How many rupees are saved?
- 33.Aarav’s stall made a profit of ₹500. Aarav saves 20% of it. How many rupees are saved?
- 34.Which of these is reinvesting in the business? (a) an emergency fund (b) buying a second juicer (c) a cinema ticket (d) profit put in a bank
- 35.Which of these is saving? (a) more seeds for next time (b) buying a second juicer (c) a new video game (d) a piggy bank for later
- 36.Lakshmi’s stall made a profit of ₹1400. Lakshmi saves 25% of it. How many rupees are saved?
- 37.A small family shop borrows ₹300 from a bank at 2% simple interest per year. How much interest is due after 2 years (in ₹)?
- 38.🏦 Interest on a loan is… (a) a gift (b) the cost of borrowing (c) free money (d) a discount
- 39.Riya’s stall made a profit of ₹300. Riya saves 50% of it. How many rupees are saved?
- 40.A small family shop borrows ₹900 from a bank at 2% simple interest per year. How much interest is due after 2 years (in ₹)?
Answer key
- 750
- 36
- 6
- putting profit back in
- 510
- to keep trust
- 120
- can I pay it back?
- 60
- 42
- spending
- 70
- 250
- saving
- 756
- 27
- 40
- sweets for yourself
- 300
- saving
- 440
- 642
- 24
- 100
- 120
- a cinema ticket
- reinvesting
- 50
- 60
- 300
- 126
- 150
- 100
- buying a second juicer
- a piggy bank for later
- 350
- 12
- the cost of borrowing
- 150
- 36
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