Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.A small family shop borrows ₹600 from a bank at 10% simple interest per year. How much interest is due after 2 years (in ₹)?
- 2.Which of these is saving? (a) a piggy bank for later (b) a cinema ticket (c) better paint for cards (d) sweets for yourself
- 3.Arjun’s stall made a profit of ₹200. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 4.Aarav’s stall made a profit of ₹200. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 5.A small family shop borrows ₹500 from a bank at 5% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 6.🔁 Reinvesting means… (a) hiding it (b) putting profit back in (c) giving it away (d) spending it on games
- 7.Which of these is reinvesting in the business? (a) a piggy bank for later (b) a cinema ticket (c) buying a second juicer (d) profit put in a bank
- 8.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) spending (b) reinvesting (c) saving
- 9.Farhan’s stall made a profit of ₹1700. Farhan saves 10% of it. How many rupees are saved?
- 10.🐷 Saving, reinvesting or spending: more seeds for next time? (a) reinvesting (b) saving (c) spending
- 11.Diya’s stall made a profit of ₹1700. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 12.🐷 Saving, reinvesting or spending: an emergency fund? (a) saving (b) spending (c) reinvesting
- 13.Which of these is spending on yourself? (a) an emergency fund (b) profit put in a bank (c) a cinema ticket (d) better paint for cards
- 14.Which of these is saving? (a) an emergency fund (b) more seeds for next time (c) better paint for cards (d) buying a second juicer
- 15.🐷 Saving, reinvesting or spending: better paint for cards? (a) spending (b) reinvesting (c) saving
- 16.Zoya’s stall made a profit of ₹1500. Zoya saves 25% of it. How many rupees are saved?
- 17.🐷 Saving, reinvesting or spending: sweets for yourself? (a) saving (b) spending (c) reinvesting
- 18.Saanvi’s stall made a profit of ₹1800. Saanvi saves 10% of it. How many rupees are saved?
- 19.A small family shop borrows ₹900 from a bank at 10% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 20.A small family shop borrows ₹200 from a bank at 5% simple interest per year. How much interest is due after 3 years (in ₹)?
- 21.Ananya’s stall made a profit of ₹700. Ananya saves 10% of it. How many rupees are saved?
- 22.🐷 Saving, reinvesting or spending: buying a second juicer? (a) spending (b) reinvesting (c) saving
- 23.Saanvi’s stall made a profit of ₹1900. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 24.A small family shop borrows ₹1000 from a bank at 6% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 25.A small family shop borrows ₹200 from a bank at 9% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 26.Which of these is saving? (a) profit put in a bank (b) better paint for cards (c) a cinema ticket (d) a new video game
- 27.Ananya’s stall made a profit of ₹1500. Ananya saves 10% of it. How many rupees are saved?
- 28.📆 Why repay a loan on time? (a) to lose friends (b) to pay more interest (c) to keep trust (d) it does not matter
- 29.A small family shop borrows ₹400 from a bank at 3% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 30.A small family shop borrows ₹900 from a bank at 7% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 31.🐷 Why save part of the profit? (a) no reason (b) for bad days and goals (c) to waste it later (d) saving is a loss
- 32.Which of these is reinvesting in the business? (a) sweets for yourself (b) a piggy bank for later (c) profit put in a bank (d) more seeds for next time
- 33.Farhan’s stall made a profit of ₹700. Farhan saves 20% of it. How many rupees are saved?
- 34.Farhan’s stall made a profit of ₹800. Farhan saves 25% of it. How many rupees are saved?
- 35.Rohan’s stall made a profit of ₹1000. Rohan saves 20% of it. How many rupees are saved?
- 36.A small family shop borrows ₹500 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 37.💡 Before borrowing, what should you ask? (a) what is the logo? (b) how fast can I spend? (c) can I pay it back? (d) nothing
- 38.Aarav’s stall made a profit of ₹600. Aarav saves 10% of it. How many rupees are saved?
- 39.Arjun’s stall made a profit of ₹400. Arjun saves 20% of it. How many rupees are saved?
- 40.Gurpreet’s stall made a profit of ₹300. Gurpreet saves 10% of it. How many rupees are saved?
Answer key
- 120
- a piggy bank for later
- 60
- 80
- 575
- putting profit back in
- buying a second juicer
- saving
- 170
- reinvesting
- 510
- saving
- a cinema ticket
- an emergency fund
- reinvesting
- 375
- spending
- 180
- 1170
- 30
- 70
- reinvesting
- 950
- 1120
- 254
- profit put in a bank
- 150
- to keep trust
- 424
- 1026
- for bad days and goals
- more seeds for next time
- 140
- 200
- 200
- 515
- can I pay it back?
- 60
- 80
- 30
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