Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Which of these is reinvesting in the business? (a) a cinema ticket (b) more seeds for next time (c) an emergency fund (d) profit put in a bank
- 2.A small family shop borrows ₹1000 from a bank at 3% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 3.🐷 Saving, reinvesting or spending: an emergency fund? (a) spending (b) saving (c) reinvesting
- 4.A small family shop borrows ₹800 from a bank at 5% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 5.🏦 Interest on a loan is… (a) free money (b) a discount (c) the cost of borrowing (d) a gift
- 6.🐷 Saving, reinvesting or spending: profit put in a bank? (a) saving (b) reinvesting (c) spending
- 7.Saanvi’s stall made a profit of ₹600. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 8.🐷 Saving, reinvesting or spending: more seeds for next time? (a) saving (b) spending (c) reinvesting
- 9.Which of these is reinvesting in the business? (a) a piggy bank for later (b) buying a second juicer (c) sweets for yourself (d) a cinema ticket
- 10.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) spending (b) reinvesting (c) saving
- 11.Aarav’s stall made a profit of ₹1100. Aarav saves 25% of it. How many rupees are saved?
- 12.👪 A teen wants to borrow for a business idea. First step? (a) borrow online alone (b) talk to parents (c) ask strangers (d) take it secretly
- 13.Riya’s stall made a profit of ₹1700. Riya saves 10% of it. How many rupees are saved?
- 14.Which of these is spending on yourself? (a) buying a second juicer (b) a cinema ticket (c) better paint for cards (d) more seeds for next time
- 15.Zoya’s stall made a profit of ₹400. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 16.🐷 Saving, reinvesting or spending: buying a second juicer? (a) spending (b) reinvesting (c) saving
- 17.A small family shop borrows ₹100 from a bank at 2% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 18.Which of these is spending on yourself? (a) a piggy bank for later (b) an emergency fund (c) profit put in a bank (d) a new video game
- 19.🐷 Saving, reinvesting or spending: sweets for yourself? (a) saving (b) spending (c) reinvesting
- 20.A small family shop borrows ₹300 from a bank at 9% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 21.🐷 Saving, reinvesting or spending: better paint for cards? (a) reinvesting (b) spending (c) saving
- 22.A small family shop borrows ₹300 from a bank at 2% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 23.Which of these is saving? (a) sweets for yourself (b) profit put in a bank (c) a new video game (d) better paint for cards
- 24.Joseph’s stall made a profit of ₹700. Joseph saves 20% of it. How many rupees are saved?
- 25.A small family shop borrows ₹800 from a bank at 8% simple interest per year. How much interest is due after 2 years (in ₹)?
- 26.🔁 Reinvesting means… (a) putting profit back in (b) giving it away (c) hiding it (d) spending it on games
- 27.A small family shop borrows ₹1000 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 28.Gurpreet’s stall made a profit of ₹1500. Gurpreet saves 50% of it. How many rupees are saved?
- 29.A small family shop borrows ₹800 from a bank at 9% simple interest per year. How much interest is due after 3 years (in ₹)?
- 30.Farhan’s stall made a profit of ₹1700. Farhan saves 20% of it. How many rupees are saved?
- 31.A small family shop borrows ₹1000 from a bank at 3% simple interest per year. How much interest is due after 2 years (in ₹)?
- 32.A small family shop borrows ₹300 from a bank at 2% simple interest per year. How much interest is due after 2 years (in ₹)?
- 33.Which of these is reinvesting in the business? (a) profit put in a bank (b) a cinema ticket (c) a new video game (d) better paint for cards
- 34.Joseph’s stall made a profit of ₹1100. Joseph saves 20% of it. How many rupees are saved?
- 35.Aarav’s stall made a profit of ₹1900. Aarav saves 10% of it. How many rupees are saved?
- 36.Which of these is spending on yourself? (a) a piggy bank for later (b) better paint for cards (c) profit put in a bank (d) sweets for yourself
- 37.Rohan’s stall made a profit of ₹1300. Rohan saves 20% of it. How many rupees are saved?
- 38.Saanvi’s stall made a profit of ₹800. Saanvi saves 50% of it. How many rupees are saved?
- 39.Riya’s stall made a profit of ₹400. Riya saves 20% of it. How many rupees are saved?
- 40.📆 Why repay a loan on time? (a) it does not matter (b) to pay more interest (c) to lose friends (d) to keep trust
Answer key
- more seeds for next time
- 1090
- saving
- 840
- the cost of borrowing
- saving
- 240
- reinvesting
- buying a second juicer
- saving
- 275
- talk to parents
- 170
- a cinema ticket
- 240
- reinvesting
- 102
- a new video game
- spending
- 327
- reinvesting
- 312
- profit put in a bank
- 140
- 128
- putting profit back in
- 1030
- 750
- 216
- 340
- 60
- 12
- better paint for cards
- 220
- 190
- sweets for yourself
- 260
- 400
- 80
- to keep trust
Free entrepreneurship lessons, practice and worksheets at talentjr.in/entrepreneurship-for-kids