Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Which of these is reinvesting in the business? (a) a cinema ticket (b) an emergency fund (c) better paint for cards (d) profit put in a bank
- 2.A small family shop borrows ₹700 from a bank at 7% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 3.Riya’s stall made a profit of ₹1200. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 4.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) reinvesting (b) spending (c) saving
- 5.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) saving (c) spending
- 6.Ishaan’s stall made a profit of ₹1900. Ishaan saves 25% of it. How many rupees are saved?
- 7.Which of these is saving? (a) more seeds for next time (b) a piggy bank for later (c) a cinema ticket (d) a new video game
- 8.🔁 Reinvesting means… (a) spending it on games (b) giving it away (c) hiding it (d) putting profit back in
- 9.👪 A teen wants to borrow for a business idea. First step? (a) borrow online alone (b) take it secretly (c) ask strangers (d) talk to parents
- 10.Riya’s stall made a profit of ₹1000. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 11.🐷 Saving, reinvesting or spending: more seeds for next time? (a) spending (b) reinvesting (c) saving
- 12.Ishaan’s stall made a profit of ₹1400. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 13.Which of these is reinvesting in the business? (a) sweets for yourself (b) more seeds for next time (c) profit put in a bank (d) a new video game
- 14.A small family shop borrows ₹700 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 15.🐷 Why save part of the profit? (a) saving is a loss (b) no reason (c) to waste it later (d) for bad days and goals
- 16.A small family shop borrows ₹200 from a bank at 7% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 17.Which of these is saving? (a) better paint for cards (b) buying a second juicer (c) a cinema ticket (d) an emergency fund
- 18.Which of these is reinvesting in the business? (a) buying a second juicer (b) sweets for yourself (c) a piggy bank for later (d) profit put in a bank
- 19.📆 Why repay a loan on time? (a) to lose friends (b) to keep trust (c) to pay more interest (d) it does not matter
- 20.Aarav’s stall made a profit of ₹1900. Aarav saves 50% of it. How many rupees are saved?
- 21.🐷 Saving, reinvesting or spending: a cinema ticket? (a) saving (b) reinvesting (c) spending
- 22.Joseph’s stall made a profit of ₹1500. Joseph saves 25% of it. How many rupees are saved?
- 23.Ananya’s stall made a profit of ₹1500. Ananya saves 10% of it. How many rupees are saved?
- 24.Which of these is spending on yourself? (a) buying a second juicer (b) a cinema ticket (c) an emergency fund (d) a piggy bank for later
- 25.Kabir’s stall made a profit of ₹500. Kabir saves 20% of it. How many rupees are saved?
- 26.Arjun’s stall made a profit of ₹1000. Arjun saves 10% of it. How many rupees are saved?
- 27.A small family shop borrows ₹1000 from a bank at 8% simple interest per year. How much interest is due after 1 year (in ₹)?
- 28.💡 Before borrowing, what should you ask? (a) what is the logo? (b) can I pay it back? (c) nothing (d) how fast can I spend?
- 29.A small family shop borrows ₹1000 from a bank at 9% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 30.A small family shop borrows ₹1000 from a bank at 4% simple interest per year. How much interest is due after 1 year (in ₹)?
- 31.Diya’s stall made a profit of ₹200. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 32.Which of these is saving? (a) profit put in a bank (b) a cinema ticket (c) a new video game (d) better paint for cards
- 33.Tara’s stall made a profit of ₹200. Tara saves 20% of it. How many rupees are saved?
- 34.Rohan’s stall made a profit of ₹1900. Rohan saves 20% of it. How many rupees are saved?
- 35.🐷 Saving, reinvesting or spending: sweets for yourself? (a) reinvesting (b) spending (c) saving
- 36.A small family shop borrows ₹100 from a bank at 10% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 37.🐷 Saving, reinvesting or spending: buying a second juicer? (a) reinvesting (b) saving (c) spending
- 38.A small family shop borrows ₹800 from a bank at 10% simple interest per year. How much interest is due after 2 years (in ₹)?
- 39.Kabir’s stall made a profit of ₹1200. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 40.A small family shop borrows ₹400 from a bank at 8% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
Answer key
- better paint for cards
- 749
- 600
- saving
- saving
- 475
- a piggy bank for later
- putting profit back in
- talk to parents
- 450
- reinvesting
- 560
- more seeds for next time
- 721
- for bad days and goals
- 228
- an emergency fund
- buying a second juicer
- to keep trust
- 950
- spending
- 375
- 150
- a cinema ticket
- 100
- 100
- 80
- can I pay it back?
- 1180
- 40
- 140
- profit put in a bank
- 40
- 380
- spending
- 130
- reinvesting
- 160
- 480
- 464
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