Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) reinvesting (b) saving (c) spending
- 2.A small family shop borrows ₹900 from a bank at 8% simple interest per year. How much interest is due after 1 year (in ₹)?
- 3.A small family shop borrows ₹900 from a bank at 5% simple interest per year. How much interest is due after 2 years (in ₹)?
- 4.A small family shop borrows ₹400 from a bank at 2% simple interest per year. How much interest is due after 2 years (in ₹)?
- 5.🔁 Reinvesting means… (a) hiding it (b) putting profit back in (c) spending it on games (d) giving it away
- 6.A small family shop borrows ₹600 from a bank at 5% simple interest per year. How much interest is due after 3 years (in ₹)?
- 7.A small family shop borrows ₹600 from a bank at 6% simple interest per year. How much interest is due after 3 years (in ₹)?
- 8.👪 A teen wants to borrow for a business idea. First step? (a) ask strangers (b) borrow online alone (c) talk to parents (d) take it secretly
- 9.Which of these is saving? (a) a new video game (b) sweets for yourself (c) buying a second juicer (d) an emergency fund
- 10.🐷 Saving, reinvesting or spending: buying a second juicer? (a) reinvesting (b) saving (c) spending
- 11.Which of these is saving? (a) a cinema ticket (b) more seeds for next time (c) a new video game (d) a piggy bank for later
- 12.Farhan’s stall made a profit of ₹200. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 13.🐷 Saving, reinvesting or spending: more seeds for next time? (a) saving (b) reinvesting (c) spending
- 14.Saanvi’s stall made a profit of ₹1200. Saanvi saves 50% of it. How many rupees are saved?
- 15.A small family shop borrows ₹600 from a bank at 7% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 16.🐷 Why save part of the profit? (a) no reason (b) saving is a loss (c) to waste it later (d) for bad days and goals
- 17.Farhan’s stall made a profit of ₹2000. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 18.Which of these is saving? (a) buying a second juicer (b) more seeds for next time (c) profit put in a bank (d) better paint for cards
- 19.Aarav’s stall made a profit of ₹600. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 20.Which of these is spending on yourself? (a) a piggy bank for later (b) a cinema ticket (c) better paint for cards (d) more seeds for next time
- 21.A small family shop borrows ₹200 from a bank at 3% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 22.Rohan’s stall made a profit of ₹1900. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 23.A small family shop borrows ₹700 from a bank at 7% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 24.Which of these is reinvesting in the business? (a) more seeds for next time (b) sweets for yourself (c) a cinema ticket (d) an emergency fund
- 25.💡 Before borrowing, what should you ask? (a) nothing (b) how fast can I spend? (c) can I pay it back? (d) what is the logo?
- 26.📆 Why repay a loan on time? (a) to pay more interest (b) to keep trust (c) to lose friends (d) it does not matter
- 27.Kavya’s stall made a profit of ₹500. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 28.🐷 Saving, reinvesting or spending: a new video game? (a) spending (b) saving (c) reinvesting
- 29.A small family shop borrows ₹700 from a bank at 4% simple interest per year. How much interest is due after 1 year (in ₹)?
- 30.Kabir’s stall made a profit of ₹1100. Kabir saves 10% of it. How many rupees are saved?
- 31.Aarav’s stall made a profit of ₹300. Aarav saves 50% of it. How many rupees are saved?
- 32.Arjun’s stall made a profit of ₹200. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 33.Arjun’s stall made a profit of ₹800. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 34.Which of these is reinvesting in the business? (a) buying a second juicer (b) sweets for yourself (c) an emergency fund (d) profit put in a bank
- 35.Kavya’s stall made a profit of ₹600. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 36.🐷 Saving, reinvesting or spending: an emergency fund? (a) saving (b) spending (c) reinvesting
- 37.Rohan’s stall made a profit of ₹1500. Rohan saves 50% of it. How many rupees are saved?
- 38.Zoya’s stall made a profit of ₹1400. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 39.A small family shop borrows ₹1000 from a bank at 4% simple interest per year. How much interest is due after 2 years (in ₹)?
- 40.Zoya’s stall made a profit of ₹800. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
Answer key
- saving
- 72
- 90
- 16
- putting profit back in
- 90
- 108
- talk to parents
- an emergency fund
- reinvesting
- a piggy bank for later
- 100
- reinvesting
- 600
- 642
- for bad days and goals
- 800
- profit put in a bank
- 240
- a cinema ticket
- 212
- 760
- 798
- more seeds for next time
- can I pay it back?
- to keep trust
- 250
- spending
- 28
- 110
- 150
- 80
- 240
- buying a second juicer
- 180
- saving
- 750
- 420
- 80
- 320
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