Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.🐷 Saving, reinvesting or spending: buying a second juicer? (a) reinvesting (b) spending (c) saving
- 2.Kavya’s stall made a profit of ₹200. Kavya saves 10% of it. How many rupees are saved?
- 3.🐷 Saving, reinvesting or spending: more seeds for next time? (a) saving (b) reinvesting (c) spending
- 4.🐷 Saving, reinvesting or spending: better paint for cards? (a) saving (b) spending (c) reinvesting
- 5.Riya’s stall made a profit of ₹1100. Riya saves 50% of it. How many rupees are saved?
- 6.A small family shop borrows ₹500 from a bank at 3% simple interest per year. How much interest is due after 1 year (in ₹)?
- 7.Which of these is saving? (a) profit put in a bank (b) a new video game (c) more seeds for next time (d) sweets for yourself
- 8.Which of these is saving? (a) sweets for yourself (b) an emergency fund (c) a new video game (d) better paint for cards
- 9.🐷 Saving, reinvesting or spending: a cinema ticket? (a) saving (b) spending (c) reinvesting
- 10.A small family shop borrows ₹900 from a bank at 6% simple interest per year. How much interest is due after 3 years (in ₹)?
- 11.Ananya’s stall made a profit of ₹1800. Ananya saves 10% of it. How many rupees are saved?
- 12.A small family shop borrows ₹1000 from a bank at 5% simple interest per year. How much interest is due after 1 year (in ₹)?
- 13.A small family shop borrows ₹100 from a bank at 4% simple interest per year. How much interest is due after 1 year (in ₹)?
- 14.Joseph’s stall made a profit of ₹1200. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 15.A small family shop borrows ₹700 from a bank at 6% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 16.Zoya’s stall made a profit of ₹600. Zoya saves 25% of it. How many rupees are saved?
- 17.Nisha’s stall made a profit of ₹1200. Nisha saves 10% of it. How many rupees are saved?
- 18.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) saving (b) spending (c) reinvesting
- 19.Diya’s stall made a profit of ₹1400. Diya saves 10% of it. How many rupees are saved?
- 20.Which of these is spending on yourself? (a) sweets for yourself (b) a piggy bank for later (c) profit put in a bank (d) more seeds for next time
- 21.A small family shop borrows ₹700 from a bank at 8% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 22.💡 Before borrowing, what should you ask? (a) what is the logo? (b) can I pay it back? (c) nothing (d) how fast can I spend?
- 23.🔁 Reinvesting means… (a) spending it on games (b) giving it away (c) putting profit back in (d) hiding it
- 24.Tara’s stall made a profit of ₹1800. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 25.📆 Why repay a loan on time? (a) to pay more interest (b) it does not matter (c) to lose friends (d) to keep trust
- 26.🐷 Why save part of the profit? (a) saving is a loss (b) to waste it later (c) for bad days and goals (d) no reason
- 27.A small family shop borrows ₹100 from a bank at 2% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 28.A small family shop borrows ₹700 from a bank at 8% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 29.🏦 Interest on a loan is… (a) the cost of borrowing (b) a discount (c) free money (d) a gift
- 30.Rohan’s stall made a profit of ₹700. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 31.Which of these is saving? (a) buying a second juicer (b) more seeds for next time (c) a piggy bank for later (d) sweets for yourself
- 32.Zoya’s stall made a profit of ₹300. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 33.Rohan’s stall made a profit of ₹1900. Rohan saves 10% of it. How many rupees are saved?
- 34.Arjun’s stall made a profit of ₹300. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 35.A small family shop borrows ₹1000 from a bank at 4% simple interest per year. How much interest is due after 2 years (in ₹)?
- 36.🐷 Saving, reinvesting or spending: sweets for yourself? (a) saving (b) reinvesting (c) spending
- 37.👪 A teen wants to borrow for a business idea. First step? (a) take it secretly (b) talk to parents (c) ask strangers (d) borrow online alone
- 38.Kabir’s stall made a profit of ₹1700. Kabir saves 10% of it. How many rupees are saved?
- 39.Aarav’s stall made a profit of ₹200. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 40.A small family shop borrows ₹600 from a bank at 4% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
Answer key
- reinvesting
- 20
- reinvesting
- reinvesting
- 550
- 15
- profit put in a bank
- an emergency fund
- spending
- 162
- 180
- 50
- 4
- 660
- 742
- 150
- 120
- saving
- 140
- sweets for yourself
- 812
- can I pay it back?
- putting profit back in
- 900
- to keep trust
- for bad days and goals
- 104
- 756
- the cost of borrowing
- 210
- a piggy bank for later
- 180
- 190
- 105
- 80
- spending
- talk to parents
- 170
- 80
- 624
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