Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
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- 1.🐷 Saving, reinvesting or spending: better paint for cards? (a) saving (b) spending (c) reinvesting
- 2.🐷 Saving, reinvesting or spending: profit put in a bank? (a) spending (b) reinvesting (c) saving
- 3.Lakshmi’s stall made a profit of ₹1600. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 4.A small family shop borrows ₹600 from a bank at 10% simple interest per year. How much interest is due after 1 year (in ₹)?
- 5.Joseph’s stall made a profit of ₹1700. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 6.Which of these is spending on yourself? (a) profit put in a bank (b) sweets for yourself (c) better paint for cards (d) buying a second juicer
- 7.A small family shop borrows ₹200 from a bank at 4% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 8.A small family shop borrows ₹800 from a bank at 3% simple interest per year. How much interest is due after 3 years (in ₹)?
- 9.Which of these is saving? (a) sweets for yourself (b) more seeds for next time (c) a new video game (d) profit put in a bank
- 10.🔁 Reinvesting means… (a) spending it on games (b) hiding it (c) giving it away (d) putting profit back in
- 11.🐷 Saving, reinvesting or spending: sweets for yourself? (a) saving (b) spending (c) reinvesting
- 12.Rohan’s stall made a profit of ₹500. Rohan saves 20% of it. How many rupees are saved?
- 13.🐷 Saving, reinvesting or spending: a cinema ticket? (a) saving (b) reinvesting (c) spending
- 14.Which of these is saving? (a) sweets for yourself (b) an emergency fund (c) better paint for cards (d) more seeds for next time
- 15.A small family shop borrows ₹1000 from a bank at 8% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 16.A small family shop borrows ₹600 from a bank at 9% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 17.💡 Before borrowing, what should you ask? (a) what is the logo? (b) nothing (c) can I pay it back? (d) how fast can I spend?
- 18.Kabir’s stall made a profit of ₹200. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 19.Tara’s stall made a profit of ₹800. Tara saves 10% of it. How many rupees are saved?
- 20.Gurpreet’s stall made a profit of ₹300. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 21.Saanvi’s stall made a profit of ₹900. Saanvi saves 20% of it. How many rupees are saved?
- 22.🏦 Interest on a loan is… (a) a gift (b) free money (c) a discount (d) the cost of borrowing
- 23.Lakshmi’s stall made a profit of ₹1600. Lakshmi saves 20% of it. How many rupees are saved?
- 24.Meera’s stall made a profit of ₹400. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 25.Which of these is saving? (a) a piggy bank for later (b) sweets for yourself (c) a new video game (d) better paint for cards
- 26.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) saving (c) spending
- 27.Ishaan’s stall made a profit of ₹1500. Ishaan saves 25% of it. How many rupees are saved?
- 28.Nisha’s stall made a profit of ₹900. Nisha saves 20% of it. How many rupees are saved?
- 29.A small family shop borrows ₹600 from a bank at 10% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 30.Which of these is spending on yourself? (a) a piggy bank for later (b) a cinema ticket (c) an emergency fund (d) profit put in a bank
- 31.🐷 Saving, reinvesting or spending: more seeds for next time? (a) spending (b) reinvesting (c) saving
- 32.Dev’s stall made a profit of ₹500. Dev saves 10% of it. How many rupees are saved?
- 33.A small family shop borrows ₹300 from a bank at 5% simple interest per year. How much interest is due after 2 years (in ₹)?
- 34.A small family shop borrows ₹1000 from a bank at 5% simple interest per year. How much interest is due after 2 years (in ₹)?
- 35.👪 A teen wants to borrow for a business idea. First step? (a) take it secretly (b) ask strangers (c) talk to parents (d) borrow online alone
- 36.📆 Why repay a loan on time? (a) to pay more interest (b) to lose friends (c) to keep trust (d) it does not matter
- 37.Which of these is reinvesting in the business? (a) profit put in a bank (b) more seeds for next time (c) a piggy bank for later (d) an emergency fund
- 38.Meera’s stall made a profit of ₹1500. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 39.Tara’s stall made a profit of ₹200. Tara saves 10% of it. How many rupees are saved?
- 40.A small family shop borrows ₹600 from a bank at 9% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
Answer key
- reinvesting
- saving
- 480
- 60
- 680
- sweets for yourself
- 216
- 72
- profit put in a bank
- putting profit back in
- spending
- 100
- spending
- an emergency fund
- 1080
- 654
- can I pay it back?
- 60
- 80
- 150
- 180
- the cost of borrowing
- 320
- 240
- a piggy bank for later
- saving
- 375
- 180
- 780
- a cinema ticket
- reinvesting
- 50
- 30
- 100
- talk to parents
- to keep trust
- more seeds for next time
- 900
- 20
- 762
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