Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.🐷 Saving, reinvesting or spending: sweets for yourself? (a) saving (b) spending (c) reinvesting
- 2.Which of these is spending on yourself? (a) better paint for cards (b) a piggy bank for later (c) a new video game (d) profit put in a bank
- 3.Zoya’s stall made a profit of ₹300. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 4.Ishaan’s stall made a profit of ₹500. Ishaan saves 10% of it. How many rupees are saved?
- 5.🐷 Saving, reinvesting or spending: better paint for cards? (a) reinvesting (b) saving (c) spending
- 6.Meera’s stall made a profit of ₹600. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 7.Which of these is saving? (a) a new video game (b) a piggy bank for later (c) more seeds for next time (d) buying a second juicer
- 8.Which of these is reinvesting in the business? (a) profit put in a bank (b) better paint for cards (c) a piggy bank for later (d) sweets for yourself
- 9.Which of these is reinvesting in the business? (a) a piggy bank for later (b) sweets for yourself (c) profit put in a bank (d) more seeds for next time
- 10.A small family shop borrows ₹700 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 11.Which of these is saving? (a) a new video game (b) better paint for cards (c) sweets for yourself (d) an emergency fund
- 12.🔁 Reinvesting means… (a) spending it on games (b) hiding it (c) putting profit back in (d) giving it away
- 13.Gurpreet’s stall made a profit of ₹600. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 14.Farhan’s stall made a profit of ₹900. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 15.Which of these is spending on yourself? (a) a piggy bank for later (b) a cinema ticket (c) an emergency fund (d) better paint for cards
- 16.A small family shop borrows ₹400 from a bank at 7% simple interest per year. How much interest is due after 3 years (in ₹)?
- 17.🏦 Interest on a loan is… (a) a discount (b) free money (c) the cost of borrowing (d) a gift
- 18.Ananya’s stall made a profit of ₹1600. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 19.🐷 Saving, reinvesting or spending: an emergency fund? (a) spending (b) saving (c) reinvesting
- 20.Nisha’s stall made a profit of ₹500. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 21.A small family shop borrows ₹500 from a bank at 8% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 22.Which of these is saving? (a) sweets for yourself (b) a new video game (c) profit put in a bank (d) more seeds for next time
- 23.A small family shop borrows ₹800 from a bank at 6% simple interest per year. How much interest is due after 3 years (in ₹)?
- 24.Meera’s stall made a profit of ₹1200. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 25.A small family shop borrows ₹200 from a bank at 6% simple interest per year. How much interest is due after 2 years (in ₹)?
- 26.A small family shop borrows ₹700 from a bank at 10% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 27.🐷 Saving, reinvesting or spending: buying a second juicer? (a) spending (b) saving (c) reinvesting
- 28.🐷 Saving, reinvesting or spending: profit put in a bank? (a) spending (b) reinvesting (c) saving
- 29.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) spending (b) reinvesting (c) saving
- 30.🐷 Saving, reinvesting or spending: a new video game? (a) spending (b) saving (c) reinvesting
- 31.Arjun’s stall made a profit of ₹1300. Arjun saves 10% of it. How many rupees are saved?
- 32.Vihaan’s stall made a profit of ₹1800. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 33.Saanvi’s stall made a profit of ₹1800. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 34.📆 Why repay a loan on time? (a) to lose friends (b) to keep trust (c) it does not matter (d) to pay more interest
- 35.Farhan’s stall made a profit of ₹1300. Farhan saves 25% of it. How many rupees are saved?
- 36.Kavya’s stall made a profit of ₹700. Kavya saves 10% of it. How many rupees are saved?
- 37.💡 Before borrowing, what should you ask? (a) what is the logo? (b) can I pay it back? (c) how fast can I spend? (d) nothing
- 38.Saanvi’s stall made a profit of ₹1400. Saanvi saves 50% of it. How many rupees are saved?
- 39.A small family shop borrows ₹800 from a bank at 5% simple interest per year. How much interest is due after 1 year (in ₹)?
- 40.Ananya’s stall made a profit of ₹400. Ananya saves 50% of it. How many rupees are saved?
Answer key
- spending
- a new video game
- 150
- 50
- reinvesting
- 210
- a piggy bank for later
- better paint for cards
- more seeds for next time
- 721
- an emergency fund
- putting profit back in
- 180
- 540
- a cinema ticket
- 84
- the cost of borrowing
- 400
- saving
- 350
- 540
- profit put in a bank
- 144
- 540
- 24
- 840
- reinvesting
- saving
- saving
- spending
- 130
- 720
- 360
- to keep trust
- 325
- 70
- can I pay it back?
- 700
- 40
- 200
Free entrepreneurship lessons, practice and worksheets at talentjr.in/entrepreneurship-for-kids