Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
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- 1.🐷 Saving, reinvesting or spending: a new video game? (a) spending (b) saving (c) reinvesting
- 2.🐷 Saving, reinvesting or spending: buying a second juicer? (a) spending (b) saving (c) reinvesting
- 3.Which of these is spending on yourself? (a) a new video game (b) a piggy bank for later (c) profit put in a bank (d) more seeds for next time
- 4.A small family shop borrows ₹100 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 5.🐷 Saving, reinvesting or spending: better paint for cards? (a) saving (b) reinvesting (c) spending
- 6.Ananya’s stall made a profit of ₹1900. Ananya saves 50% of it. How many rupees are saved?
- 7.Dev’s stall made a profit of ₹1700. Dev saves 10% of it. How many rupees are saved?
- 8.Ishaan’s stall made a profit of ₹200. Ishaan saves 25% of it. How many rupees are saved?
- 9.Ishaan’s stall made a profit of ₹900. Ishaan saves 20% of it. How many rupees are saved?
- 10.A small family shop borrows ₹600 from a bank at 10% simple interest per year. How much interest is due after 3 years (in ₹)?
- 11.Which of these is saving? (a) a new video game (b) sweets for yourself (c) better paint for cards (d) a piggy bank for later
- 12.Which of these is spending on yourself? (a) more seeds for next time (b) a piggy bank for later (c) a cinema ticket (d) an emergency fund
- 13.Which of these is reinvesting in the business? (a) a new video game (b) buying a second juicer (c) a cinema ticket (d) a piggy bank for later
- 14.💡 Before borrowing, what should you ask? (a) how fast can I spend? (b) nothing (c) can I pay it back? (d) what is the logo?
- 15.🐷 Saving, reinvesting or spending: sweets for yourself? (a) reinvesting (b) spending (c) saving
- 16.🐷 Saving, reinvesting or spending: an emergency fund? (a) saving (b) spending (c) reinvesting
- 17.🐷 Saving, reinvesting or spending: a cinema ticket? (a) saving (b) reinvesting (c) spending
- 18.🐷 Saving, reinvesting or spending: more seeds for next time? (a) reinvesting (b) saving (c) spending
- 19.Zoya’s stall made a profit of ₹1800. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 20.Aarav’s stall made a profit of ₹1600. Aarav saves 20% of it. How many rupees are saved?
- 21.A small family shop borrows ₹600 from a bank at 5% simple interest per year. How much interest is due after 3 years (in ₹)?
- 22.📆 Why repay a loan on time? (a) it does not matter (b) to keep trust (c) to lose friends (d) to pay more interest
- 23.Riya’s stall made a profit of ₹1500. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 24.👪 A teen wants to borrow for a business idea. First step? (a) borrow online alone (b) ask strangers (c) take it secretly (d) talk to parents
- 25.🐷 Why save part of the profit? (a) for bad days and goals (b) to waste it later (c) no reason (d) saving is a loss
- 26.A small family shop borrows ₹900 from a bank at 10% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 27.Riya’s stall made a profit of ₹900. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 28.Joseph’s stall made a profit of ₹300. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 29.Which of these is saving? (a) a new video game (b) buying a second juicer (c) an emergency fund (d) a cinema ticket
- 30.Which of these is saving? (a) sweets for yourself (b) profit put in a bank (c) more seeds for next time (d) better paint for cards
- 31.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) saving (b) spending (c) reinvesting
- 32.Ananya’s stall made a profit of ₹900. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 33.A small family shop borrows ₹300 from a bank at 6% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 34.Kavya’s stall made a profit of ₹1900. Kavya saves 25% of it. How many rupees are saved?
- 35.🏦 Interest on a loan is… (a) the cost of borrowing (b) a discount (c) free money (d) a gift
- 36.Zoya’s stall made a profit of ₹400. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 37.Joseph’s stall made a profit of ₹200. Joseph saves 20% of it. How many rupees are saved?
- 38.Which of these is spending on yourself? (a) profit put in a bank (b) a piggy bank for later (c) more seeds for next time (d) sweets for yourself
- 39.A small family shop borrows ₹800 from a bank at 6% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 40.Joseph’s stall made a profit of ₹1700. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
Answer key
- spending
- reinvesting
- a new video game
- 103
- reinvesting
- 950
- 170
- 50
- 180
- 180
- a piggy bank for later
- a cinema ticket
- buying a second juicer
- can I pay it back?
- spending
- saving
- spending
- reinvesting
- 900
- 320
- 90
- to keep trust
- 750
- talk to parents
- for bad days and goals
- 1080
- 540
- 60
- an emergency fund
- profit put in a bank
- saving
- 450
- 354
- 475
- the cost of borrowing
- 160
- 40
- sweets for yourself
- 848
- 680
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