Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Which of these is reinvesting in the business? (a) more seeds for next time (b) an emergency fund (c) a cinema ticket (d) a piggy bank for later
- 2.Ananya’s stall made a profit of ₹900. Ananya saves 10% of it. How many rupees are saved?
- 3.🐷 Saving, reinvesting or spending: sweets for yourself? (a) saving (b) spending (c) reinvesting
- 4.A small family shop borrows ₹100 from a bank at 7% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 5.A small family shop borrows ₹900 from a bank at 2% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 6.Which of these is saving? (a) a cinema ticket (b) profit put in a bank (c) more seeds for next time (d) sweets for yourself
- 7.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) saving (b) spending (c) reinvesting
- 8.🐷 Saving, reinvesting or spending: an emergency fund? (a) saving (b) reinvesting (c) spending
- 9.Which of these is spending on yourself? (a) a cinema ticket (b) profit put in a bank (c) a piggy bank for later (d) buying a second juicer
- 10.A small family shop borrows ₹100 from a bank at 7% simple interest per year. How much interest is due after 3 years (in ₹)?
- 11.Which of these is reinvesting in the business? (a) an emergency fund (b) a piggy bank for later (c) better paint for cards (d) sweets for yourself
- 12.Farhan’s stall made a profit of ₹700. Farhan saves 20% of it. How many rupees are saved?
- 13.🏦 Interest on a loan is… (a) free money (b) a gift (c) the cost of borrowing (d) a discount
- 14.A small family shop borrows ₹800 from a bank at 7% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 15.Kabir’s stall made a profit of ₹600. Kabir saves 10% of it. How many rupees are saved?
- 16.A small family shop borrows ₹800 from a bank at 10% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 17.Which of these is reinvesting in the business? (a) buying a second juicer (b) profit put in a bank (c) a cinema ticket (d) sweets for yourself
- 18.💡 Before borrowing, what should you ask? (a) what is the logo? (b) nothing (c) how fast can I spend? (d) can I pay it back?
- 19.A small family shop borrows ₹300 from a bank at 3% simple interest per year. How much interest is due after 2 years (in ₹)?
- 20.🐷 Saving, reinvesting or spending: buying a second juicer? (a) spending (b) saving (c) reinvesting
- 21.Lakshmi’s stall made a profit of ₹1200. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 22.👪 A teen wants to borrow for a business idea. First step? (a) borrow online alone (b) talk to parents (c) take it secretly (d) ask strangers
- 23.Which of these is saving? (a) an emergency fund (b) more seeds for next time (c) better paint for cards (d) sweets for yourself
- 24.Aarav’s stall made a profit of ₹1000. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 25.A small family shop borrows ₹800 from a bank at 5% simple interest per year. How much interest is due after 1 year (in ₹)?
- 26.A small family shop borrows ₹900 from a bank at 3% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 27.🐷 Why save part of the profit? (a) no reason (b) saving is a loss (c) for bad days and goals (d) to waste it later
- 28.Which of these is spending on yourself? (a) a piggy bank for later (b) profit put in a bank (c) sweets for yourself (d) more seeds for next time
- 29.Farhan’s stall made a profit of ₹1800. Farhan saves 25% of it. How many rupees are saved?
- 30.Ishaan’s stall made a profit of ₹1200. Ishaan saves 20% of it. How many rupees are saved?
- 31.🐷 Saving, reinvesting or spending: better paint for cards? (a) spending (b) reinvesting (c) saving
- 32.Rohan’s stall made a profit of ₹1500. Rohan saves 10% of it. How many rupees are saved?
- 33.Joseph’s stall made a profit of ₹800. Joseph saves 25% of it. How many rupees are saved?
- 34.A small family shop borrows ₹100 from a bank at 4% simple interest per year. How much interest is due after 2 years (in ₹)?
- 35.🐷 Saving, reinvesting or spending: more seeds for next time? (a) spending (b) reinvesting (c) saving
- 36.Ananya’s stall made a profit of ₹400. Ananya saves 10% of it. How many rupees are saved?
- 37.Which of these is saving? (a) a piggy bank for later (b) a new video game (c) buying a second juicer (d) more seeds for next time
- 38.Gurpreet’s stall made a profit of ₹1600. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 39.A small family shop borrows ₹600 from a bank at 7% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 40.Joseph’s stall made a profit of ₹2000. Joseph saves 10% of it. How many rupees are saved?
Answer key
- more seeds for next time
- 90
- spending
- 121
- 936
- profit put in a bank
- saving
- saving
- a cinema ticket
- 21
- better paint for cards
- 140
- the cost of borrowing
- 912
- 60
- 960
- buying a second juicer
- can I pay it back?
- 18
- reinvesting
- 480
- talk to parents
- an emergency fund
- 600
- 40
- 954
- for bad days and goals
- sweets for yourself
- 450
- 240
- reinvesting
- 150
- 200
- 8
- reinvesting
- 40
- a piggy bank for later
- 640
- 684
- 200
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