Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.📆 Why repay a loan on time? (a) to pay more interest (b) to lose friends (c) it does not matter (d) to keep trust
- 2.🏦 Interest on a loan is… (a) free money (b) a discount (c) a gift (d) the cost of borrowing
- 3.Rohan’s stall made a profit of ₹200. Rohan saves 20% of it. How many rupees are saved?
- 4.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) saving (b) reinvesting (c) spending
- 5.A small family shop borrows ₹400 from a bank at 4% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 6.🔁 Reinvesting means… (a) giving it away (b) hiding it (c) spending it on games (d) putting profit back in
- 7.🐷 Saving, reinvesting or spending: a new video game? (a) saving (b) reinvesting (c) spending
- 8.Lakshmi’s stall made a profit of ₹800. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 9.🐷 Saving, reinvesting or spending: sweets for yourself? (a) spending (b) saving (c) reinvesting
- 10.Lakshmi’s stall made a profit of ₹300. Lakshmi saves 25% of it. How many rupees are saved?
- 11.🐷 Saving, reinvesting or spending: profit put in a bank? (a) spending (b) reinvesting (c) saving
- 12.Which of these is spending on yourself? (a) a piggy bank for later (b) profit put in a bank (c) sweets for yourself (d) better paint for cards
- 13.Lakshmi’s stall made a profit of ₹1100. Lakshmi saves 20% of it. How many rupees are saved?
- 14.A small family shop borrows ₹700 from a bank at 3% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 15.A small family shop borrows ₹400 from a bank at 7% simple interest per year. How much interest is due after 3 years (in ₹)?
- 16.Which of these is saving? (a) an emergency fund (b) a new video game (c) better paint for cards (d) sweets for yourself
- 17.Which of these is saving? (a) profit put in a bank (b) more seeds for next time (c) buying a second juicer (d) better paint for cards
- 18.🐷 Saving, reinvesting or spending: buying a second juicer? (a) saving (b) spending (c) reinvesting
- 19.Which of these is reinvesting in the business? (a) better paint for cards (b) a piggy bank for later (c) profit put in a bank (d) a cinema ticket
- 20.🐷 Saving, reinvesting or spending: a cinema ticket? (a) spending (b) saving (c) reinvesting
- 21.A small family shop borrows ₹1000 from a bank at 8% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 22.Joseph’s stall made a profit of ₹1500. Joseph saves 20% of it. How many rupees are saved?
- 23.🐷 Saving, reinvesting or spending: an emergency fund? (a) spending (b) saving (c) reinvesting
- 24.Rohan’s stall made a profit of ₹500. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 25.🐷 Saving, reinvesting or spending: better paint for cards? (a) spending (b) reinvesting (c) saving
- 26.Which of these is spending on yourself? (a) a cinema ticket (b) buying a second juicer (c) a piggy bank for later (d) better paint for cards
- 27.Zoya’s stall made a profit of ₹1500. Zoya saves 25% of it. How many rupees are saved?
- 28.Diya’s stall made a profit of ₹2000. Diya saves 10% of it. How many rupees are saved?
- 29.A small family shop borrows ₹400 from a bank at 6% simple interest per year. How much interest is due after 3 years (in ₹)?
- 30.Meera’s stall made a profit of ₹1100. Meera saves 25% of it. How many rupees are saved?
- 31.Joseph’s stall made a profit of ₹400. Joseph saves 10% of it. How many rupees are saved?
- 32.A small family shop borrows ₹400 from a bank at 7% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 33.A small family shop borrows ₹800 from a bank at 9% simple interest per year. How much interest is due after 3 years (in ₹)?
- 34.👪 A teen wants to borrow for a business idea. First step? (a) talk to parents (b) ask strangers (c) borrow online alone (d) take it secretly
- 35.Vihaan’s stall made a profit of ₹1800. Vihaan saves 20% of it. How many rupees are saved?
- 36.Arjun’s stall made a profit of ₹2000. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 37.Rohan’s stall made a profit of ₹900. Rohan saves 20% of it. How many rupees are saved?
- 38.Ananya’s stall made a profit of ₹600. Ananya saves 10% of it. How many rupees are saved?
- 39.A small family shop borrows ₹200 from a bank at 2% simple interest per year. How much interest is due after 2 years (in ₹)?
- 40.Farhan’s stall made a profit of ₹300. Farhan saves 25% of it. How many rupees are saved?
Answer key
- to keep trust
- the cost of borrowing
- 40
- saving
- 448
- putting profit back in
- spending
- 360
- spending
- 75
- saving
- sweets for yourself
- 220
- 742
- 84
- an emergency fund
- profit put in a bank
- reinvesting
- better paint for cards
- spending
- 1160
- 300
- saving
- 200
- reinvesting
- a cinema ticket
- 375
- 200
- 72
- 275
- 40
- 484
- 216
- talk to parents
- 360
- 400
- 180
- 60
- 8
- 75
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