Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
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- 1.🐷 Saving, reinvesting or spending: more seeds for next time? (a) reinvesting (b) saving (c) spending
- 2.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) saving (b) reinvesting (c) spending
- 3.Tara’s stall made a profit of ₹1100. Tara saves 20% of it. How many rupees are saved?
- 4.🐷 Saving, reinvesting or spending: an emergency fund? (a) spending (b) reinvesting (c) saving
- 5.Which of these is spending on yourself? (a) a piggy bank for later (b) a new video game (c) buying a second juicer (d) more seeds for next time
- 6.💡 Before borrowing, what should you ask? (a) how fast can I spend? (b) can I pay it back? (c) nothing (d) what is the logo?
- 7.A small family shop borrows ₹500 from a bank at 10% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 8.Meera’s stall made a profit of ₹900. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 9.Zoya’s stall made a profit of ₹1000. Zoya saves 10% of it. How many rupees are saved?
- 10.A small family shop borrows ₹400 from a bank at 5% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 11.Gurpreet’s stall made a profit of ₹1600. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 12.🏦 Interest on a loan is… (a) the cost of borrowing (b) a discount (c) a gift (d) free money
- 13.👪 A teen wants to borrow for a business idea. First step? (a) take it secretly (b) ask strangers (c) talk to parents (d) borrow online alone
- 14.Riya’s stall made a profit of ₹1500. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 15.🔁 Reinvesting means… (a) spending it on games (b) putting profit back in (c) giving it away (d) hiding it
- 16.Which of these is spending on yourself? (a) sweets for yourself (b) more seeds for next time (c) buying a second juicer (d) a piggy bank for later
- 17.Which of these is saving? (a) buying a second juicer (b) sweets for yourself (c) an emergency fund (d) a new video game
- 18.🐷 Saving, reinvesting or spending: a new video game? (a) reinvesting (b) saving (c) spending
- 19.Arjun’s stall made a profit of ₹1900. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 20.📆 Why repay a loan on time? (a) to pay more interest (b) it does not matter (c) to lose friends (d) to keep trust
- 21.Ananya’s stall made a profit of ₹500. Ananya saves 10% of it. How many rupees are saved?
- 22.Dev’s stall made a profit of ₹1800. Dev saves 50% of it. How many rupees are saved?
- 23.Which of these is saving? (a) better paint for cards (b) a new video game (c) more seeds for next time (d) profit put in a bank
- 24.A small family shop borrows ₹800 from a bank at 6% simple interest per year. How much interest is due after 3 years (in ₹)?
- 25.A small family shop borrows ₹200 from a bank at 3% simple interest per year. How much interest is due after 1 year (in ₹)?
- 26.Farhan’s stall made a profit of ₹600. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 27.Tara’s stall made a profit of ₹1900. Tara saves 10% of it. How many rupees are saved?
- 28.🐷 Saving, reinvesting or spending: sweets for yourself? (a) reinvesting (b) saving (c) spending
- 29.Farhan’s stall made a profit of ₹400. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 30.Which of these is saving? (a) more seeds for next time (b) sweets for yourself (c) buying a second juicer (d) a piggy bank for later
- 31.A small family shop borrows ₹200 from a bank at 4% simple interest per year. How much interest is due after 1 year (in ₹)?
- 32.Lakshmi’s stall made a profit of ₹1000. Lakshmi saves 50% of it. How many rupees are saved?
- 33.A small family shop borrows ₹800 from a bank at 10% simple interest per year. How much interest is due after 1 year (in ₹)?
- 34.Which of these is reinvesting in the business? (a) an emergency fund (b) a piggy bank for later (c) a new video game (d) buying a second juicer
- 35.🐷 Saving, reinvesting or spending: better paint for cards? (a) reinvesting (b) spending (c) saving
- 36.🐷 Why save part of the profit? (a) for bad days and goals (b) no reason (c) to waste it later (d) saving is a loss
- 37.🐷 Saving, reinvesting or spending: a cinema ticket? (a) spending (b) reinvesting (c) saving
- 38.Aarav’s stall made a profit of ₹2000. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 39.🐷 Saving, reinvesting or spending: buying a second juicer? (a) saving (b) reinvesting (c) spending
- 40.A small family shop borrows ₹200 from a bank at 7% simple interest per year. How much interest is due after 2 years (in ₹)?
Answer key
- reinvesting
- saving
- 220
- saving
- a new video game
- can I pay it back?
- 600
- 270
- 100
- 420
- 800
- the cost of borrowing
- talk to parents
- 450
- putting profit back in
- sweets for yourself
- an emergency fund
- spending
- 760
- to keep trust
- 50
- 900
- profit put in a bank
- 144
- 6
- 120
- 190
- spending
- 280
- a piggy bank for later
- 8
- 500
- 80
- buying a second juicer
- reinvesting
- for bad days and goals
- spending
- 1000
- reinvesting
- 28
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