Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
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- 1.🐷 Saving, reinvesting or spending: a new video game? (a) reinvesting (b) saving (c) spending
- 2.Which of these is saving? (a) buying a second juicer (b) a piggy bank for later (c) a cinema ticket (d) better paint for cards
- 3.A small family shop borrows ₹100 from a bank at 2% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 4.🐷 Saving, reinvesting or spending: sweets for yourself? (a) reinvesting (b) saving (c) spending
- 5.👪 A teen wants to borrow for a business idea. First step? (a) borrow online alone (b) ask strangers (c) take it secretly (d) talk to parents
- 6.A small family shop borrows ₹100 from a bank at 7% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 7.Which of these is saving? (a) better paint for cards (b) more seeds for next time (c) a cinema ticket (d) profit put in a bank
- 8.🔁 Reinvesting means… (a) putting profit back in (b) hiding it (c) spending it on games (d) giving it away
- 9.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) spending (b) reinvesting (c) saving
- 10.Kabir’s stall made a profit of ₹1400. Kabir saves 25% of it. How many rupees are saved?
- 11.A small family shop borrows ₹1000 from a bank at 9% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 12.A small family shop borrows ₹300 from a bank at 4% simple interest per year. How much interest is due after 1 year (in ₹)?
- 13.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) saving (c) spending
- 14.Which of these is spending on yourself? (a) an emergency fund (b) profit put in a bank (c) more seeds for next time (d) a cinema ticket
- 15.A small family shop borrows ₹200 from a bank at 4% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 16.🏦 Interest on a loan is… (a) a gift (b) a discount (c) free money (d) the cost of borrowing
- 17.Which of these is reinvesting in the business? (a) a cinema ticket (b) more seeds for next time (c) an emergency fund (d) a new video game
- 18.Meera’s stall made a profit of ₹1400. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 19.A small family shop borrows ₹400 from a bank at 3% simple interest per year. How much interest is due after 1 year (in ₹)?
- 20.🐷 Saving, reinvesting or spending: more seeds for next time? (a) reinvesting (b) saving (c) spending
- 21.Saanvi’s stall made a profit of ₹1500. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 22.💡 Before borrowing, what should you ask? (a) can I pay it back? (b) nothing (c) what is the logo? (d) how fast can I spend?
- 23.Kavya’s stall made a profit of ₹2000. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 24.Riya’s stall made a profit of ₹700. Riya saves 10% of it. How many rupees are saved?
- 25.Which of these is spending on yourself? (a) an emergency fund (b) a piggy bank for later (c) a new video game (d) profit put in a bank
- 26.Saanvi’s stall made a profit of ₹1400. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 27.Farhan’s stall made a profit of ₹500. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 28.A small family shop borrows ₹500 from a bank at 5% simple interest per year. How much interest is due after 1 year (in ₹)?
- 29.🐷 Saving, reinvesting or spending: a cinema ticket? (a) saving (b) spending (c) reinvesting
- 30.Ishaan’s stall made a profit of ₹300. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 31.A small family shop borrows ₹400 from a bank at 10% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 32.Tara’s stall made a profit of ₹700. Tara saves 25% of it. How many rupees are saved?
- 33.Kavya’s stall made a profit of ₹1000. Kavya saves 50% of it. How many rupees are saved?
- 34.🐷 Why save part of the profit? (a) no reason (b) to waste it later (c) saving is a loss (d) for bad days and goals
- 35.📆 Why repay a loan on time? (a) to keep trust (b) it does not matter (c) to lose friends (d) to pay more interest
- 36.Aarav’s stall made a profit of ₹1000. Aarav saves 10% of it. How many rupees are saved?
- 37.A small family shop borrows ₹700 from a bank at 2% simple interest per year. How much interest is due after 3 years (in ₹)?
- 38.🐷 Saving, reinvesting or spending: better paint for cards? (a) saving (b) spending (c) reinvesting
- 39.Rohan’s stall made a profit of ₹1200. Rohan saves 25% of it. How many rupees are saved?
- 40.A small family shop borrows ₹1000 from a bank at 3% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
Answer key
- spending
- a piggy bank for later
- 106
- spending
- talk to parents
- 107
- profit put in a bank
- putting profit back in
- saving
- 350
- 1270
- 12
- saving
- a cinema ticket
- 224
- the cost of borrowing
- more seeds for next time
- 280
- 12
- reinvesting
- 600
- can I pay it back?
- 1400
- 70
- a new video game
- 840
- 250
- 25
- spending
- 180
- 520
- 175
- 500
- for bad days and goals
- to keep trust
- 100
- 42
- reinvesting
- 300
- 1060
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