Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Which of these is spending on yourself? (a) a piggy bank for later (b) a new video game (c) buying a second juicer (d) an emergency fund
- 2.A small family shop borrows ₹600 from a bank at 2% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 3.Gurpreet’s stall made a profit of ₹1000. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 4.Which of these is spending on yourself? (a) buying a second juicer (b) better paint for cards (c) profit put in a bank (d) a cinema ticket
- 5.Dev’s stall made a profit of ₹700. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 6.Rohan’s stall made a profit of ₹1000. Rohan saves 20% of it. How many rupees are saved?
- 7.🐷 Why save part of the profit? (a) for bad days and goals (b) to waste it later (c) saving is a loss (d) no reason
- 8.👪 A teen wants to borrow for a business idea. First step? (a) take it secretly (b) ask strangers (c) talk to parents (d) borrow online alone
- 9.🐷 Saving, reinvesting or spending: buying a second juicer? (a) reinvesting (b) saving (c) spending
- 10.Which of these is saving? (a) a piggy bank for later (b) buying a second juicer (c) a new video game (d) better paint for cards
- 11.🏦 Interest on a loan is… (a) a gift (b) the cost of borrowing (c) free money (d) a discount
- 12.Ishaan’s stall made a profit of ₹400. Ishaan saves 25% of it. How many rupees are saved?
- 13.Ananya’s stall made a profit of ₹600. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 14.Ananya’s stall made a profit of ₹1400. Ananya saves 20% of it. How many rupees are saved?
- 15.🐷 Saving, reinvesting or spending: an emergency fund? (a) spending (b) saving (c) reinvesting
- 16.Diya’s stall made a profit of ₹200. Diya saves 50% of it. How many rupees are saved?
- 17.Ishaan’s stall made a profit of ₹800. Ishaan saves 50% of it. How many rupees are saved?
- 18.Dev’s stall made a profit of ₹600. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 19.📆 Why repay a loan on time? (a) to lose friends (b) to keep trust (c) it does not matter (d) to pay more interest
- 20.💡 Before borrowing, what should you ask? (a) how fast can I spend? (b) nothing (c) what is the logo? (d) can I pay it back?
- 21.Which of these is reinvesting in the business? (a) profit put in a bank (b) a new video game (c) better paint for cards (d) an emergency fund
- 22.Kabir’s stall made a profit of ₹500. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 23.A small family shop borrows ₹600 from a bank at 2% simple interest per year. How much interest is due after 1 year (in ₹)?
- 24.Vihaan’s stall made a profit of ₹1800. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 25.🐷 Saving, reinvesting or spending: profit put in a bank? (a) spending (b) reinvesting (c) saving
- 26.A small family shop borrows ₹300 from a bank at 8% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 27.🔁 Reinvesting means… (a) spending it on games (b) hiding it (c) putting profit back in (d) giving it away
- 28.A small family shop borrows ₹100 from a bank at 3% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 29.Which of these is saving? (a) sweets for yourself (b) a new video game (c) more seeds for next time (d) profit put in a bank
- 30.Riya’s stall made a profit of ₹1200. Riya saves 50% of it. How many rupees are saved?
- 31.A small family shop borrows ₹800 from a bank at 2% simple interest per year. How much interest is due after 2 years (in ₹)?
- 32.Kavya’s stall made a profit of ₹700. Kavya saves 10% of it. How many rupees are saved?
- 33.Saanvi’s stall made a profit of ₹2000. Saanvi saves 50% of it. How many rupees are saved?
- 34.A small family shop borrows ₹1000 from a bank at 9% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 35.Kabir’s stall made a profit of ₹1200. Kabir saves 50% of it. How many rupees are saved?
- 36.Meera’s stall made a profit of ₹200. Meera saves 10% of it. How many rupees are saved?
- 37.🐷 Saving, reinvesting or spending: sweets for yourself? (a) reinvesting (b) spending (c) saving
- 38.A small family shop borrows ₹100 from a bank at 5% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 39.Ishaan’s stall made a profit of ₹600. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 40.Which of these is saving? (a) buying a second juicer (b) a cinema ticket (c) more seeds for next time (d) an emergency fund
Answer key
- a new video game
- 636
- 200
- a cinema ticket
- 280
- 200
- for bad days and goals
- talk to parents
- reinvesting
- a piggy bank for later
- the cost of borrowing
- 100
- 180
- 280
- saving
- 100
- 400
- 240
- to keep trust
- can I pay it back?
- better paint for cards
- 150
- 12
- 1080
- saving
- 372
- putting profit back in
- 109
- profit put in a bank
- 600
- 32
- 70
- 1000
- 1180
- 600
- 20
- spending
- 110
- 240
- an emergency fund
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