Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Joseph’s stall made a profit of ₹1300. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 2.Which of these is saving? (a) buying a second juicer (b) a new video game (c) a cinema ticket (d) profit put in a bank
- 3.A small family shop borrows ₹400 from a bank at 7% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 4.Which of these is saving? (a) buying a second juicer (b) better paint for cards (c) more seeds for next time (d) an emergency fund
- 5.🐷 Saving, reinvesting or spending: more seeds for next time? (a) spending (b) reinvesting (c) saving
- 6.🐷 Saving, reinvesting or spending: a cinema ticket? (a) reinvesting (b) spending (c) saving
- 7.💡 Before borrowing, what should you ask? (a) nothing (b) what is the logo? (c) how fast can I spend? (d) can I pay it back?
- 8.A small family shop borrows ₹100 from a bank at 4% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 9.Farhan’s stall made a profit of ₹1200. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 10.Lakshmi’s stall made a profit of ₹300. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 11.Diya’s stall made a profit of ₹2000. Diya saves 20% of it. How many rupees are saved?
- 12.🏦 Interest on a loan is… (a) a discount (b) a gift (c) free money (d) the cost of borrowing
- 13.🐷 Saving, reinvesting or spending: profit put in a bank? (a) spending (b) reinvesting (c) saving
- 14.A small family shop borrows ₹200 from a bank at 7% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 15.A small family shop borrows ₹900 from a bank at 10% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 16.A small family shop borrows ₹700 from a bank at 5% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 17.Which of these is reinvesting in the business? (a) an emergency fund (b) buying a second juicer (c) a cinema ticket (d) profit put in a bank
- 18.🐷 Saving, reinvesting or spending: a new video game? (a) saving (b) spending (c) reinvesting
- 19.Which of these is reinvesting in the business? (a) better paint for cards (b) an emergency fund (c) a cinema ticket (d) profit put in a bank
- 20.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) saving (c) spending
- 21.A small family shop borrows ₹500 from a bank at 8% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 22.🐷 Why save part of the profit? (a) for bad days and goals (b) no reason (c) to waste it later (d) saving is a loss
- 23.Diya’s stall made a profit of ₹1600. Diya saves 10% of it. How many rupees are saved?
- 24.Gurpreet’s stall made a profit of ₹200. Gurpreet saves 50% of it. How many rupees are saved?
- 25.Ananya’s stall made a profit of ₹900. Ananya saves 20% of it. How many rupees are saved?
- 26.Kavya’s stall made a profit of ₹1500. Kavya saves 10% of it. How many rupees are saved?
- 27.Which of these is spending on yourself? (a) a piggy bank for later (b) an emergency fund (c) profit put in a bank (d) sweets for yourself
- 28.Vihaan’s stall made a profit of ₹1500. Vihaan saves 25% of it. How many rupees are saved?
- 29.A small family shop borrows ₹1000 from a bank at 7% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 30.🐷 Saving, reinvesting or spending: sweets for yourself? (a) saving (b) reinvesting (c) spending
- 31.A small family shop borrows ₹800 from a bank at 5% simple interest per year. How much interest is due after 1 year (in ₹)?
- 32.Zoya’s stall made a profit of ₹1700. Zoya saves 25% of it. How many rupees are saved?
- 33.📆 Why repay a loan on time? (a) it does not matter (b) to lose friends (c) to keep trust (d) to pay more interest
- 34.A small family shop borrows ₹900 from a bank at 3% simple interest per year. How much interest is due after 2 years (in ₹)?
- 35.Ishaan’s stall made a profit of ₹900. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 36.Meera’s stall made a profit of ₹500. Meera saves 10% of it. How many rupees are saved?
- 37.Saanvi’s stall made a profit of ₹200. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 38.Rohan’s stall made a profit of ₹1700. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 39.Which of these is reinvesting in the business? (a) an emergency fund (b) a piggy bank for later (c) more seeds for next time (d) a new video game
- 40.A small family shop borrows ₹100 from a bank at 3% simple interest per year. How much interest is due after 1 year (in ₹)?
Answer key
- 780
- profit put in a bank
- 428
- an emergency fund
- reinvesting
- spending
- can I pay it back?
- 108
- 240
- 105
- 400
- the cost of borrowing
- saving
- 228
- 1080
- 735
- buying a second juicer
- spending
- better paint for cards
- saving
- 620
- for bad days and goals
- 160
- 100
- 180
- 150
- sweets for yourself
- 375
- 1140
- spending
- 40
- 425
- to keep trust
- 54
- 315
- 50
- 40
- 850
- more seeds for next time
- 3
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