Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.🐷 Why save part of the profit? (a) to waste it later (b) no reason (c) for bad days and goals (d) saving is a loss
- 2.Lakshmi’s stall made a profit of ₹400. Lakshmi saves 10% of it. How many rupees are saved?
- 3.Which of these is saving? (a) more seeds for next time (b) an emergency fund (c) sweets for yourself (d) a new video game
- 4.🐷 Saving, reinvesting or spending: better paint for cards? (a) saving (b) reinvesting (c) spending
- 5.A small family shop borrows ₹600 from a bank at 4% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 6.Gurpreet’s stall made a profit of ₹2000. Gurpreet saves 20% of it. How many rupees are saved?
- 7.📆 Why repay a loan on time? (a) to lose friends (b) to keep trust (c) it does not matter (d) to pay more interest
- 8.🐷 Saving, reinvesting or spending: an emergency fund? (a) saving (b) reinvesting (c) spending
- 9.👪 A teen wants to borrow for a business idea. First step? (a) take it secretly (b) ask strangers (c) borrow online alone (d) talk to parents
- 10.🐷 Saving, reinvesting or spending: more seeds for next time? (a) reinvesting (b) spending (c) saving
- 11.🐷 Saving, reinvesting or spending: profit put in a bank? (a) reinvesting (b) spending (c) saving
- 12.Which of these is saving? (a) buying a second juicer (b) profit put in a bank (c) better paint for cards (d) sweets for yourself
- 13.Aarav’s stall made a profit of ₹200. Aarav saves 50% of it. How many rupees are saved?
- 14.Which of these is spending on yourself? (a) better paint for cards (b) sweets for yourself (c) profit put in a bank (d) buying a second juicer
- 15.Dev’s stall made a profit of ₹500. Dev saves 20% of it. How many rupees are saved?
- 16.A small family shop borrows ₹900 from a bank at 10% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 17.Zoya’s stall made a profit of ₹300. Zoya saves 20% of it. How many rupees are saved?
- 18.Vihaan’s stall made a profit of ₹1800. Vihaan saves 10% of it. How many rupees are saved?
- 19.Farhan’s stall made a profit of ₹600. Farhan saves 50% of it. How many rupees are saved?
- 20.Joseph’s stall made a profit of ₹200. Joseph saves 25% of it. How many rupees are saved?
- 21.Which of these is spending on yourself? (a) more seeds for next time (b) a new video game (c) an emergency fund (d) profit put in a bank
- 22.A small family shop borrows ₹800 from a bank at 2% simple interest per year. How much interest is due after 3 years (in ₹)?
- 23.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) saving (b) reinvesting (c) spending
- 24.💡 Before borrowing, what should you ask? (a) what is the logo? (b) can I pay it back? (c) how fast can I spend? (d) nothing
- 25.Which of these is reinvesting in the business? (a) a piggy bank for later (b) sweets for yourself (c) buying a second juicer (d) a new video game
- 26.A small family shop borrows ₹400 from a bank at 2% simple interest per year. How much interest is due after 1 year (in ₹)?
- 27.A small family shop borrows ₹500 from a bank at 5% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 28.Farhan’s stall made a profit of ₹1600. Farhan saves 20% of it. How many rupees are saved?
- 29.A small family shop borrows ₹400 from a bank at 10% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 30.🐷 Saving, reinvesting or spending: sweets for yourself? (a) reinvesting (b) spending (c) saving
- 31.Which of these is reinvesting in the business? (a) profit put in a bank (b) an emergency fund (c) a cinema ticket (d) more seeds for next time
- 32.Rohan’s stall made a profit of ₹1500. Rohan saves 25% of it. How many rupees are saved?
- 33.Ananya’s stall made a profit of ₹1900. Ananya saves 25% of it. How many rupees are saved?
- 34.A small family shop borrows ₹500 from a bank at 2% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 35.🏦 Interest on a loan is… (a) a discount (b) free money (c) the cost of borrowing (d) a gift
- 36.A small family shop borrows ₹200 from a bank at 7% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 37.Zoya’s stall made a profit of ₹1700. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 38.A small family shop borrows ₹1000 from a bank at 4% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 39.Which of these is reinvesting in the business? (a) an emergency fund (b) better paint for cards (c) a cinema ticket (d) a piggy bank for later
- 40.A small family shop borrows ₹900 from a bank at 5% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
Answer key
- for bad days and goals
- 40
- an emergency fund
- reinvesting
- 672
- 400
- to keep trust
- saving
- talk to parents
- reinvesting
- saving
- profit put in a bank
- 100
- sweets for yourself
- 100
- 1170
- 60
- 180
- 300
- 50
- a new video game
- 48
- saving
- can I pay it back?
- buying a second juicer
- 8
- 550
- 320
- 440
- spending
- more seeds for next time
- 375
- 475
- 510
- the cost of borrowing
- 228
- 680
- 1080
- better paint for cards
- 945
Free entrepreneurship lessons, practice and worksheets at talentjr.in/entrepreneurship-for-kids