Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
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- 1.Which of these is spending on yourself? (a) profit put in a bank (b) a piggy bank for later (c) a new video game (d) better paint for cards
- 2.🐷 Saving, reinvesting or spending: a cinema ticket? (a) reinvesting (b) saving (c) spending
- 3.🔁 Reinvesting means… (a) spending it on games (b) putting profit back in (c) hiding it (d) giving it away
- 4.🐷 Why save part of the profit? (a) to waste it later (b) no reason (c) for bad days and goals (d) saving is a loss
- 5.🐷 Saving, reinvesting or spending: sweets for yourself? (a) reinvesting (b) saving (c) spending
- 6.Which of these is spending on yourself? (a) better paint for cards (b) a piggy bank for later (c) buying a second juicer (d) a cinema ticket
- 7.Which of these is saving? (a) buying a second juicer (b) sweets for yourself (c) more seeds for next time (d) a piggy bank for later
- 8.Joseph’s stall made a profit of ₹2000. Joseph saves 25% of it. How many rupees are saved?
- 9.🐷 Saving, reinvesting or spending: more seeds for next time? (a) spending (b) reinvesting (c) saving
- 10.💡 Before borrowing, what should you ask? (a) nothing (b) how fast can I spend? (c) can I pay it back? (d) what is the logo?
- 11.Riya’s stall made a profit of ₹1200. Riya saves 25% of it. How many rupees are saved?
- 12.Which of these is saving? (a) an emergency fund (b) better paint for cards (c) a new video game (d) a cinema ticket
- 13.A small family shop borrows ₹700 from a bank at 5% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 14.Lakshmi’s stall made a profit of ₹1800. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 15.📆 Why repay a loan on time? (a) to pay more interest (b) it does not matter (c) to lose friends (d) to keep trust
- 16.Which of these is saving? (a) a cinema ticket (b) better paint for cards (c) profit put in a bank (d) sweets for yourself
- 17.A small family shop borrows ₹100 from a bank at 4% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 18.Gurpreet’s stall made a profit of ₹900. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 19.Kavya’s stall made a profit of ₹400. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 20.👪 A teen wants to borrow for a business idea. First step? (a) take it secretly (b) ask strangers (c) borrow online alone (d) talk to parents
- 21.Nisha’s stall made a profit of ₹2000. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 22.🐷 Saving, reinvesting or spending: an emergency fund? (a) spending (b) reinvesting (c) saving
- 23.Kabir’s stall made a profit of ₹500. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 24.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) spending (b) reinvesting (c) saving
- 25.Diya’s stall made a profit of ₹2000. Diya saves 10% of it. How many rupees are saved?
- 26.🏦 Interest on a loan is… (a) free money (b) a discount (c) the cost of borrowing (d) a gift
- 27.Gurpreet’s stall made a profit of ₹1300. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 28.A small family shop borrows ₹800 from a bank at 6% simple interest per year. How much interest is due after 3 years (in ₹)?
- 29.A small family shop borrows ₹300 from a bank at 10% simple interest per year. How much interest is due after 2 years (in ₹)?
- 30.Meera’s stall made a profit of ₹2000. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 31.🐷 Saving, reinvesting or spending: profit put in a bank? (a) reinvesting (b) spending (c) saving
- 32.Which of these is reinvesting in the business? (a) profit put in a bank (b) a new video game (c) buying a second juicer (d) sweets for yourself
- 33.A small family shop borrows ₹500 from a bank at 6% simple interest per year. How much interest is due after 1 year (in ₹)?
- 34.🐷 Saving, reinvesting or spending: better paint for cards? (a) spending (b) saving (c) reinvesting
- 35.A small family shop borrows ₹900 from a bank at 4% simple interest per year. How much interest is due after 2 years (in ₹)?
- 36.Kabir’s stall made a profit of ₹600. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 37.Which of these is reinvesting in the business? (a) an emergency fund (b) a cinema ticket (c) a piggy bank for later (d) more seeds for next time
- 38.Which of these is reinvesting in the business? (a) sweets for yourself (b) a piggy bank for later (c) a cinema ticket (d) better paint for cards
- 39.Diya’s stall made a profit of ₹1500. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 40.A small family shop borrows ₹200 from a bank at 10% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
Answer key
- a new video game
- spending
- putting profit back in
- for bad days and goals
- spending
- a cinema ticket
- a piggy bank for later
- 500
- reinvesting
- can I pay it back?
- 300
- an emergency fund
- 735
- 360
- to keep trust
- profit put in a bank
- 104
- 450
- 120
- talk to parents
- 700
- saving
- 250
- saving
- 200
- the cost of borrowing
- 390
- 144
- 60
- 1200
- saving
- buying a second juicer
- 30
- reinvesting
- 72
- 420
- more seeds for next time
- better paint for cards
- 600
- 240
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