Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
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- 1.A small family shop borrows ₹700 from a bank at 3% simple interest per year. How much interest is due after 3 years (in ₹)?
- 2.Arjun’s stall made a profit of ₹1500. Arjun saves 10% of it. How many rupees are saved?
- 3.Which of these is spending on yourself? (a) sweets for yourself (b) buying a second juicer (c) profit put in a bank (d) a piggy bank for later
- 4.👪 A teen wants to borrow for a business idea. First step? (a) ask strangers (b) talk to parents (c) take it secretly (d) borrow online alone
- 5.A small family shop borrows ₹1000 from a bank at 4% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 6.🔁 Reinvesting means… (a) hiding it (b) giving it away (c) spending it on games (d) putting profit back in
- 7.Aarav’s stall made a profit of ₹500. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 8.Which of these is spending on yourself? (a) a piggy bank for later (b) buying a second juicer (c) an emergency fund (d) a cinema ticket
- 9.🐷 Saving, reinvesting or spending: more seeds for next time? (a) reinvesting (b) saving (c) spending
- 10.Which of these is saving? (a) a new video game (b) buying a second juicer (c) profit put in a bank (d) more seeds for next time
- 11.A small family shop borrows ₹100 from a bank at 6% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 12.Which of these is saving? (a) an emergency fund (b) more seeds for next time (c) sweets for yourself (d) a cinema ticket
- 13.A small family shop borrows ₹900 from a bank at 2% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 14.A small family shop borrows ₹300 from a bank at 3% simple interest per year. How much interest is due after 1 year (in ₹)?
- 15.Which of these is spending on yourself? (a) an emergency fund (b) buying a second juicer (c) a new video game (d) a piggy bank for later
- 16.A small family shop borrows ₹500 from a bank at 10% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 17.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) saving (b) reinvesting (c) spending
- 18.Dev’s stall made a profit of ₹1900. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 19.Ananya’s stall made a profit of ₹1900. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 20.Which of these is reinvesting in the business? (a) more seeds for next time (b) sweets for yourself (c) profit put in a bank (d) an emergency fund
- 21.Zoya’s stall made a profit of ₹200. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 22.Nisha’s stall made a profit of ₹1700. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 23.A small family shop borrows ₹900 from a bank at 2% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 24.💡 Before borrowing, what should you ask? (a) how fast can I spend? (b) nothing (c) what is the logo? (d) can I pay it back?
- 25.🐷 Why save part of the profit? (a) no reason (b) to waste it later (c) saving is a loss (d) for bad days and goals
- 26.Which of these is saving? (a) buying a second juicer (b) a piggy bank for later (c) better paint for cards (d) more seeds for next time
- 27.A small family shop borrows ₹300 from a bank at 9% simple interest per year. How much interest is due after 2 years (in ₹)?
- 28.A small family shop borrows ₹900 from a bank at 8% simple interest per year. How much interest is due after 3 years (in ₹)?
- 29.A small family shop borrows ₹800 from a bank at 4% simple interest per year. How much interest is due after 3 years (in ₹)?
- 30.A small family shop borrows ₹800 from a bank at 6% simple interest per year. How much interest is due after 3 years (in ₹)?
- 31.🐷 Saving, reinvesting or spending: a new video game? (a) saving (b) spending (c) reinvesting
- 32.A small family shop borrows ₹700 from a bank at 7% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 33.Gurpreet’s stall made a profit of ₹1700. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 34.📆 Why repay a loan on time? (a) it does not matter (b) to lose friends (c) to pay more interest (d) to keep trust
- 35.🏦 Interest on a loan is… (a) free money (b) a gift (c) a discount (d) the cost of borrowing
- 36.A small family shop borrows ₹100 from a bank at 7% simple interest per year. How much interest is due after 1 year (in ₹)?
- 37.Ishaan’s stall made a profit of ₹1100. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 38.A small family shop borrows ₹100 from a bank at 2% simple interest per year. How much interest is due after 1 year (in ₹)?
- 39.🐷 Saving, reinvesting or spending: an emergency fund? (a) saving (b) spending (c) reinvesting
- 40.🐷 Saving, reinvesting or spending: profit put in a bank? (a) reinvesting (b) spending (c) saving
Answer key
- 63
- 150
- sweets for yourself
- talk to parents
- 1120
- putting profit back in
- 300
- a cinema ticket
- reinvesting
- profit put in a bank
- 118
- an emergency fund
- 918
- 9
- a new video game
- 600
- saving
- 1140
- 570
- more seeds for next time
- 40
- 850
- 954
- can I pay it back?
- for bad days and goals
- a piggy bank for later
- 54
- 216
- 96
- 144
- spending
- 749
- 595
- to keep trust
- the cost of borrowing
- 7
- 330
- 2
- saving
- saving
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