Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.🐷 Saving, reinvesting or spending: an emergency fund? (a) saving (b) reinvesting (c) spending
- 2.📆 Why repay a loan on time? (a) to pay more interest (b) to keep trust (c) to lose friends (d) it does not matter
- 3.🐷 Saving, reinvesting or spending: more seeds for next time? (a) reinvesting (b) spending (c) saving
- 4.👪 A teen wants to borrow for a business idea. First step? (a) talk to parents (b) borrow online alone (c) take it secretly (d) ask strangers
- 5.🐷 Saving, reinvesting or spending: better paint for cards? (a) spending (b) reinvesting (c) saving
- 6.Lakshmi’s stall made a profit of ₹200. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 7.Vihaan’s stall made a profit of ₹500. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 8.A small family shop borrows ₹900 from a bank at 2% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 9.Farhan’s stall made a profit of ₹800. Farhan saves 20% of it. How many rupees are saved?
- 10.Which of these is saving? (a) profit put in a bank (b) more seeds for next time (c) better paint for cards (d) buying a second juicer
- 11.Kavya’s stall made a profit of ₹2000. Kavya saves 50% of it. How many rupees are saved?
- 12.Vihaan’s stall made a profit of ₹300. Vihaan saves 50% of it. How many rupees are saved?
- 13.A small family shop borrows ₹700 from a bank at 3% simple interest per year. How much interest is due after 3 years (in ₹)?
- 14.🐷 Saving, reinvesting or spending: a new video game? (a) reinvesting (b) saving (c) spending
- 15.A small family shop borrows ₹900 from a bank at 5% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 16.Kabir’s stall made a profit of ₹1600. Kabir saves 25% of it. How many rupees are saved?
- 17.Joseph’s stall made a profit of ₹1400. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 18.Kavya’s stall made a profit of ₹1100. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 19.💡 Before borrowing, what should you ask? (a) nothing (b) how fast can I spend? (c) what is the logo? (d) can I pay it back?
- 20.Nisha’s stall made a profit of ₹400. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 21.Which of these is saving? (a) more seeds for next time (b) a cinema ticket (c) a piggy bank for later (d) buying a second juicer
- 22.Gurpreet’s stall made a profit of ₹200. Gurpreet saves 50% of it. How many rupees are saved?
- 23.🐷 Saving, reinvesting or spending: profit put in a bank? (a) saving (b) reinvesting (c) spending
- 24.Rohan’s stall made a profit of ₹1100. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 25.Which of these is spending on yourself? (a) an emergency fund (b) buying a second juicer (c) sweets for yourself (d) more seeds for next time
- 26.Riya’s stall made a profit of ₹900. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 27.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) spending (b) saving (c) reinvesting
- 28.Aarav’s stall made a profit of ₹200. Aarav saves 10% of it. How many rupees are saved?
- 29.A small family shop borrows ₹100 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 30.Joseph’s stall made a profit of ₹1800. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 31.A small family shop borrows ₹300 from a bank at 9% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 32.Ananya’s stall made a profit of ₹300. Ananya saves 20% of it. How many rupees are saved?
- 33.Which of these is reinvesting in the business? (a) an emergency fund (b) a cinema ticket (c) sweets for yourself (d) more seeds for next time
- 34.🐷 Why save part of the profit? (a) saving is a loss (b) no reason (c) to waste it later (d) for bad days and goals
- 35.A small family shop borrows ₹100 from a bank at 2% simple interest per year. How much interest is due after 2 years (in ₹)?
- 36.Joseph’s stall made a profit of ₹1600. Joseph saves 25% of it. How many rupees are saved?
- 37.Meera’s stall made a profit of ₹800. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 38.A small family shop borrows ₹700 from a bank at 2% simple interest per year. How much interest is due after 2 years (in ₹)?
- 39.Diya’s stall made a profit of ₹700. Diya saves 20% of it. How many rupees are saved?
- 40.A small family shop borrows ₹600 from a bank at 6% simple interest per year. How much interest is due after 2 years (in ₹)?
Answer key
- saving
- to keep trust
- reinvesting
- talk to parents
- reinvesting
- 40
- 175
- 936
- 160
- profit put in a bank
- 1000
- 150
- 63
- spending
- 990
- 400
- 980
- 220
- can I pay it back?
- 80
- a piggy bank for later
- 100
- saving
- 220
- sweets for yourself
- 270
- saving
- 20
- 103
- 900
- 354
- 60
- more seeds for next time
- for bad days and goals
- 4
- 400
- 160
- 28
- 140
- 72
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