Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
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- 1.A small family shop borrows ₹1000 from a bank at 4% simple interest per year. How much interest is due after 1 year (in ₹)?
- 2.🐷 Saving, reinvesting or spending: sweets for yourself? (a) saving (b) reinvesting (c) spending
- 3.Which of these is saving? (a) sweets for yourself (b) better paint for cards (c) buying a second juicer (d) a piggy bank for later
- 4.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) saving (b) reinvesting (c) spending
- 5.Which of these is spending on yourself? (a) a new video game (b) a piggy bank for later (c) buying a second juicer (d) profit put in a bank
- 6.A small family shop borrows ₹700 from a bank at 9% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 7.Which of these is saving? (a) more seeds for next time (b) an emergency fund (c) buying a second juicer (d) sweets for yourself
- 8.💡 Before borrowing, what should you ask? (a) nothing (b) can I pay it back? (c) what is the logo? (d) how fast can I spend?
- 9.🏦 Interest on a loan is… (a) free money (b) the cost of borrowing (c) a gift (d) a discount
- 10.Joseph’s stall made a profit of ₹400. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 11.A small family shop borrows ₹800 from a bank at 5% simple interest per year. How much interest is due after 3 years (in ₹)?
- 12.📆 Why repay a loan on time? (a) to lose friends (b) to pay more interest (c) to keep trust (d) it does not matter
- 13.Zoya’s stall made a profit of ₹400. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 14.Saanvi’s stall made a profit of ₹900. Saanvi saves 20% of it. How many rupees are saved?
- 15.A small family shop borrows ₹100 from a bank at 8% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 16.Which of these is saving? (a) more seeds for next time (b) a new video game (c) a cinema ticket (d) profit put in a bank
- 17.A small family shop borrows ₹900 from a bank at 10% simple interest per year. How much interest is due after 2 years (in ₹)?
- 18.Meera’s stall made a profit of ₹1700. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 19.🔁 Reinvesting means… (a) spending it on games (b) giving it away (c) hiding it (d) putting profit back in
- 20.🐷 Why save part of the profit? (a) saving is a loss (b) no reason (c) for bad days and goals (d) to waste it later
- 21.A small family shop borrows ₹300 from a bank at 8% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 22.Which of these is reinvesting in the business? (a) a cinema ticket (b) more seeds for next time (c) profit put in a bank (d) a piggy bank for later
- 23.Rohan’s stall made a profit of ₹800. Rohan saves 50% of it. How many rupees are saved?
- 24.Which of these is reinvesting in the business? (a) a cinema ticket (b) a new video game (c) a piggy bank for later (d) buying a second juicer
- 25.A small family shop borrows ₹700 from a bank at 2% simple interest per year. How much interest is due after 3 years (in ₹)?
- 26.Which of these is spending on yourself? (a) a piggy bank for later (b) more seeds for next time (c) sweets for yourself (d) buying a second juicer
- 27.Rohan’s stall made a profit of ₹1700. Rohan saves 25% of it. How many rupees are saved?
- 28.🐷 Saving, reinvesting or spending: a new video game? (a) reinvesting (b) saving (c) spending
- 29.Riya’s stall made a profit of ₹500. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 30.A small family shop borrows ₹100 from a bank at 2% simple interest per year. How much interest is due after 3 years (in ₹)?
- 31.A small family shop borrows ₹900 from a bank at 9% simple interest per year. How much interest is due after 1 year (in ₹)?
- 32.A small family shop borrows ₹200 from a bank at 2% simple interest per year. How much interest is due after 1 year (in ₹)?
- 33.A small family shop borrows ₹600 from a bank at 4% simple interest per year. How much interest is due after 1 year (in ₹)?
- 34.Arjun’s stall made a profit of ₹300. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 35.A small family shop borrows ₹400 from a bank at 6% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 36.A small family shop borrows ₹1000 from a bank at 9% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 37.A small family shop borrows ₹200 from a bank at 7% simple interest per year. How much interest is due after 1 year (in ₹)?
- 38.Ananya’s stall made a profit of ₹1900. Ananya saves 25% of it. How many rupees are saved?
- 39.A small family shop borrows ₹1000 from a bank at 10% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 40.Tara’s stall made a profit of ₹1200. Tara saves 20% of it. How many rupees are saved?
Answer key
- 40
- spending
- a piggy bank for later
- saving
- a new video game
- 763
- an emergency fund
- can I pay it back?
- the cost of borrowing
- 240
- 120
- to keep trust
- 240
- 180
- 108
- profit put in a bank
- 180
- 850
- putting profit back in
- for bad days and goals
- 372
- more seeds for next time
- 400
- buying a second juicer
- 42
- sweets for yourself
- 425
- spending
- 250
- 6
- 81
- 4
- 24
- 60
- 448
- 1180
- 14
- 475
- 1300
- 240
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