Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Kabir’s stall made a profit of ₹500. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 2.Nisha’s stall made a profit of ₹1100. Nisha saves 20% of it. How many rupees are saved?
- 3.A small family shop borrows ₹1000 from a bank at 5% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 4.🐷 Saving, reinvesting or spending: sweets for yourself? (a) saving (b) spending (c) reinvesting
- 5.A small family shop borrows ₹400 from a bank at 9% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 6.Kabir’s stall made a profit of ₹1900. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 7.A small family shop borrows ₹400 from a bank at 7% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 8.Lakshmi’s stall made a profit of ₹200. Lakshmi saves 50% of it. How many rupees are saved?
- 9.Which of these is saving? (a) a new video game (b) buying a second juicer (c) a piggy bank for later (d) a cinema ticket
- 10.Which of these is saving? (a) sweets for yourself (b) better paint for cards (c) an emergency fund (d) a new video game
- 11.👪 A teen wants to borrow for a business idea. First step? (a) talk to parents (b) take it secretly (c) ask strangers (d) borrow online alone
- 12.🔁 Reinvesting means… (a) putting profit back in (b) giving it away (c) spending it on games (d) hiding it
- 13.Which of these is spending on yourself? (a) more seeds for next time (b) a new video game (c) better paint for cards (d) profit put in a bank
- 14.🏦 Interest on a loan is… (a) a gift (b) free money (c) the cost of borrowing (d) a discount
- 15.🐷 Why save part of the profit? (a) for bad days and goals (b) saving is a loss (c) to waste it later (d) no reason
- 16.Saanvi’s stall made a profit of ₹1000. Saanvi saves 50% of it. How many rupees are saved?
- 17.Zoya’s stall made a profit of ₹1300. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 18.Arjun’s stall made a profit of ₹500. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 19.A small family shop borrows ₹400 from a bank at 3% simple interest per year. How much interest is due after 3 years (in ₹)?
- 20.🐷 Saving, reinvesting or spending: a new video game? (a) saving (b) spending (c) reinvesting
- 21.Diya’s stall made a profit of ₹200. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 22.Lakshmi’s stall made a profit of ₹600. Lakshmi saves 25% of it. How many rupees are saved?
- 23.Which of these is spending on yourself? (a) buying a second juicer (b) an emergency fund (c) sweets for yourself (d) better paint for cards
- 24.Aarav’s stall made a profit of ₹400. Aarav saves 10% of it. How many rupees are saved?
- 25.Aarav’s stall made a profit of ₹1700. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 26.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) spending (b) saving (c) reinvesting
- 27.Dev’s stall made a profit of ₹600. Dev saves 25% of it. How many rupees are saved?
- 28.A small family shop borrows ₹200 from a bank at 5% simple interest per year. How much interest is due after 2 years (in ₹)?
- 29.Ishaan’s stall made a profit of ₹1600. Ishaan saves 50% of it. How many rupees are saved?
- 30.A small family shop borrows ₹800 from a bank at 7% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 31.Vihaan’s stall made a profit of ₹600. Vihaan saves 10% of it. How many rupees are saved?
- 32.Meera’s stall made a profit of ₹300. Meera saves 25% of it. How many rupees are saved?
- 33.A small family shop borrows ₹300 from a bank at 8% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 34.Aarav’s stall made a profit of ₹300. Aarav saves 10% of it. How many rupees are saved?
- 35.A small family shop borrows ₹200 from a bank at 4% simple interest per year. How much interest is due after 3 years (in ₹)?
- 36.Which of these is saving? (a) profit put in a bank (b) a cinema ticket (c) buying a second juicer (d) more seeds for next time
- 37.A small family shop borrows ₹200 from a bank at 2% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 38.💡 Before borrowing, what should you ask? (a) how fast can I spend? (b) can I pay it back? (c) what is the logo? (d) nothing
- 39.🐷 Saving, reinvesting or spending: buying a second juicer? (a) saving (b) spending (c) reinvesting
- 40.A small family shop borrows ₹700 from a bank at 9% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
Answer key
- 150
- 220
- 1150
- spending
- 508
- 1045
- 428
- 100
- a piggy bank for later
- an emergency fund
- talk to parents
- putting profit back in
- a new video game
- the cost of borrowing
- for bad days and goals
- 500
- 260
- 250
- 36
- spending
- 50
- 150
- sweets for yourself
- 40
- 425
- saving
- 150
- 20
- 800
- 856
- 60
- 75
- 348
- 30
- 24
- profit put in a bank
- 212
- can I pay it back?
- reinvesting
- 763
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