Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Which of these is reinvesting in the business? (a) a new video game (b) buying a second juicer (c) sweets for yourself (d) profit put in a bank
- 2.Rohan’s stall made a profit of ₹2000. Rohan saves 50% of it. How many rupees are saved?
- 3.Which of these is saving? (a) sweets for yourself (b) a new video game (c) more seeds for next time (d) an emergency fund
- 4.🐷 Saving, reinvesting or spending: an emergency fund? (a) spending (b) saving (c) reinvesting
- 5.🔁 Reinvesting means… (a) giving it away (b) putting profit back in (c) hiding it (d) spending it on games
- 6.👪 A teen wants to borrow for a business idea. First step? (a) borrow online alone (b) take it secretly (c) talk to parents (d) ask strangers
- 7.Which of these is spending on yourself? (a) profit put in a bank (b) an emergency fund (c) a new video game (d) a piggy bank for later
- 8.A small family shop borrows ₹700 from a bank at 7% simple interest per year. How much interest is due after 1 year (in ₹)?
- 9.Which of these is saving? (a) buying a second juicer (b) more seeds for next time (c) a piggy bank for later (d) better paint for cards
- 10.Meera’s stall made a profit of ₹1900. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 11.🐷 Saving, reinvesting or spending: a cinema ticket? (a) saving (b) spending (c) reinvesting
- 12.Which of these is saving? (a) profit put in a bank (b) a new video game (c) more seeds for next time (d) better paint for cards
- 13.Vihaan’s stall made a profit of ₹300. Vihaan saves 25% of it. How many rupees are saved?
- 14.Nisha’s stall made a profit of ₹1300. Nisha saves 50% of it. How many rupees are saved?
- 15.A small family shop borrows ₹1000 from a bank at 6% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 16.Zoya’s stall made a profit of ₹1600. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 17.🐷 Why save part of the profit? (a) saving is a loss (b) no reason (c) to waste it later (d) for bad days and goals
- 18.A small family shop borrows ₹200 from a bank at 9% simple interest per year. How much interest is due after 3 years (in ₹)?
- 19.Saanvi’s stall made a profit of ₹1200. Saanvi saves 20% of it. How many rupees are saved?
- 20.A small family shop borrows ₹400 from a bank at 2% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 21.📆 Why repay a loan on time? (a) to pay more interest (b) to lose friends (c) to keep trust (d) it does not matter
- 22.Lakshmi’s stall made a profit of ₹1600. Lakshmi saves 10% of it. How many rupees are saved?
- 23.Which of these is reinvesting in the business? (a) a new video game (b) an emergency fund (c) more seeds for next time (d) a piggy bank for later
- 24.Dev’s stall made a profit of ₹700. Dev saves 25% of it. How many rupees are saved?
- 25.Which of these is spending on yourself? (a) more seeds for next time (b) a piggy bank for later (c) a cinema ticket (d) buying a second juicer
- 26.Saanvi’s stall made a profit of ₹1300. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 27.Arjun’s stall made a profit of ₹600. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 28.🏦 Interest on a loan is… (a) free money (b) a gift (c) a discount (d) the cost of borrowing
- 29.Farhan’s stall made a profit of ₹600. Farhan saves 50% of it. How many rupees are saved?
- 30.Meera’s stall made a profit of ₹1100. Meera saves 20% of it. How many rupees are saved?
- 31.Riya’s stall made a profit of ₹1100. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 32.Kavya’s stall made a profit of ₹600. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 33.🐷 Saving, reinvesting or spending: a new video game? (a) spending (b) saving (c) reinvesting
- 34.🐷 Saving, reinvesting or spending: better paint for cards? (a) spending (b) saving (c) reinvesting
- 35.A small family shop borrows ₹100 from a bank at 6% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 36.A small family shop borrows ₹800 from a bank at 8% simple interest per year. How much interest is due after 2 years (in ₹)?
- 37.A small family shop borrows ₹700 from a bank at 9% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 38.💡 Before borrowing, what should you ask? (a) nothing (b) what is the logo? (c) can I pay it back? (d) how fast can I spend?
- 39.Which of these is reinvesting in the business? (a) a piggy bank for later (b) better paint for cards (c) a cinema ticket (d) a new video game
- 40.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) reinvesting (b) saving (c) spending
Answer key
- buying a second juicer
- 1000
- an emergency fund
- saving
- putting profit back in
- talk to parents
- a new video game
- 49
- a piggy bank for later
- 760
- spending
- profit put in a bank
- 75
- 650
- 1120
- 640
- for bad days and goals
- 54
- 240
- 424
- to keep trust
- 160
- more seeds for next time
- 175
- a cinema ticket
- 650
- 120
- the cost of borrowing
- 300
- 220
- 495
- 360
- spending
- reinvesting
- 118
- 128
- 889
- can I pay it back?
- better paint for cards
- saving
Free entrepreneurship lessons, practice and worksheets at talentjr.in/entrepreneurship-for-kids