Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Vihaan’s stall made a profit of ₹400. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 2.Which of these is spending on yourself? (a) sweets for yourself (b) an emergency fund (c) better paint for cards (d) profit put in a bank
- 3.Lakshmi’s stall made a profit of ₹1400. Lakshmi saves 10% of it. How many rupees are saved?
- 4.Which of these is saving? (a) more seeds for next time (b) sweets for yourself (c) profit put in a bank (d) better paint for cards
- 5.Diya’s stall made a profit of ₹1800. Diya saves 50% of it. How many rupees are saved?
- 6.A small family shop borrows ₹1000 from a bank at 2% simple interest per year. How much interest is due after 1 year (in ₹)?
- 7.👪 A teen wants to borrow for a business idea. First step? (a) ask strangers (b) talk to parents (c) borrow online alone (d) take it secretly
- 8.A small family shop borrows ₹800 from a bank at 3% simple interest per year. How much interest is due after 3 years (in ₹)?
- 9.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) spending (c) saving
- 10.Which of these is saving? (a) more seeds for next time (b) better paint for cards (c) a new video game (d) a piggy bank for later
- 11.🐷 Saving, reinvesting or spending: better paint for cards? (a) saving (b) spending (c) reinvesting
- 12.Aarav’s stall made a profit of ₹300. Aarav saves 20% of it. How many rupees are saved?
- 13.Zoya’s stall made a profit of ₹1500. Zoya saves 25% of it. How many rupees are saved?
- 14.A small family shop borrows ₹200 from a bank at 8% simple interest per year. How much interest is due after 1 year (in ₹)?
- 15.🐷 Saving, reinvesting or spending: more seeds for next time? (a) reinvesting (b) saving (c) spending
- 16.Which of these is reinvesting in the business? (a) buying a second juicer (b) sweets for yourself (c) profit put in a bank (d) a new video game
- 17.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) reinvesting (b) spending (c) saving
- 18.🐷 Why save part of the profit? (a) to waste it later (b) no reason (c) for bad days and goals (d) saving is a loss
- 19.Kavya’s stall made a profit of ₹1200. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 20.A small family shop borrows ₹1000 from a bank at 6% simple interest per year. How much interest is due after 3 years (in ₹)?
- 21.Ishaan’s stall made a profit of ₹2000. Ishaan saves 25% of it. How many rupees are saved?
- 22.A small family shop borrows ₹900 from a bank at 6% simple interest per year. How much interest is due after 1 year (in ₹)?
- 23.Which of these is reinvesting in the business? (a) profit put in a bank (b) a cinema ticket (c) a piggy bank for later (d) more seeds for next time
- 24.🐷 Saving, reinvesting or spending: sweets for yourself? (a) spending (b) reinvesting (c) saving
- 25.A small family shop borrows ₹800 from a bank at 3% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 26.🔁 Reinvesting means… (a) giving it away (b) hiding it (c) putting profit back in (d) spending it on games
- 27.A small family shop borrows ₹200 from a bank at 2% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 28.Which of these is spending on yourself? (a) a piggy bank for later (b) a cinema ticket (c) buying a second juicer (d) better paint for cards
- 29.A small family shop borrows ₹400 from a bank at 8% simple interest per year. How much interest is due after 2 years (in ₹)?
- 30.A small family shop borrows ₹200 from a bank at 7% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 31.Which of these is reinvesting in the business? (a) a piggy bank for later (b) profit put in a bank (c) sweets for yourself (d) better paint for cards
- 32.🐷 Saving, reinvesting or spending: a cinema ticket? (a) reinvesting (b) saving (c) spending
- 33.🏦 Interest on a loan is… (a) a gift (b) free money (c) a discount (d) the cost of borrowing
- 34.Which of these is saving? (a) an emergency fund (b) a cinema ticket (c) a new video game (d) buying a second juicer
- 35.A small family shop borrows ₹300 from a bank at 6% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 36.Which of these is spending on yourself? (a) more seeds for next time (b) profit put in a bank (c) a new video game (d) better paint for cards
- 37.A small family shop borrows ₹600 from a bank at 3% simple interest per year. How much interest is due after 1 year (in ₹)?
- 38.Riya’s stall made a profit of ₹2000. Riya saves 10% of it. How many rupees are saved?
- 39.Kabir’s stall made a profit of ₹400. Kabir saves 50% of it. How many rupees are saved?
- 40.Dev’s stall made a profit of ₹600. Dev saves 20% of it. How many rupees are saved?
Answer key
- 160
- sweets for yourself
- 140
- profit put in a bank
- 900
- 20
- talk to parents
- 72
- saving
- a piggy bank for later
- reinvesting
- 60
- 375
- 16
- reinvesting
- buying a second juicer
- saving
- for bad days and goals
- 360
- 180
- 500
- 54
- more seeds for next time
- spending
- 872
- putting profit back in
- 212
- a cinema ticket
- 64
- 214
- better paint for cards
- spending
- the cost of borrowing
- an emergency fund
- 354
- a new video game
- 18
- 200
- 200
- 120
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