Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
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- 1.A small family shop borrows ₹500 from a bank at 2% simple interest per year. How much interest is due after 2 years (in ₹)?
- 2.🐷 Why save part of the profit? (a) for bad days and goals (b) no reason (c) to waste it later (d) saving is a loss
- 3.A small family shop borrows ₹1000 from a bank at 4% simple interest per year. How much interest is due after 1 year (in ₹)?
- 4.A small family shop borrows ₹500 from a bank at 8% simple interest per year. How much interest is due after 2 years (in ₹)?
- 5.Which of these is saving? (a) more seeds for next time (b) a cinema ticket (c) profit put in a bank (d) better paint for cards
- 6.Which of these is reinvesting in the business? (a) a piggy bank for later (b) a cinema ticket (c) profit put in a bank (d) buying a second juicer
- 7.Saanvi’s stall made a profit of ₹400. Saanvi saves 25% of it. How many rupees are saved?
- 8.A small family shop borrows ₹900 from a bank at 10% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 9.Dev’s stall made a profit of ₹1300. Dev saves 50% of it. How many rupees are saved?
- 10.Which of these is saving? (a) buying a second juicer (b) more seeds for next time (c) an emergency fund (d) better paint for cards
- 11.Arjun’s stall made a profit of ₹500. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 12.A small family shop borrows ₹700 from a bank at 6% simple interest per year. How much interest is due after 1 year (in ₹)?
- 13.Kabir’s stall made a profit of ₹1300. Kabir saves 10% of it. How many rupees are saved?
- 14.🐷 Saving, reinvesting or spending: a new video game? (a) reinvesting (b) saving (c) spending
- 15.A small family shop borrows ₹800 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 16.A small family shop borrows ₹600 from a bank at 3% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 17.Saanvi’s stall made a profit of ₹600. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 18.Aarav’s stall made a profit of ₹1600. Aarav saves 50% of it. How many rupees are saved?
- 19.Farhan’s stall made a profit of ₹1400. Farhan saves 20% of it. How many rupees are saved?
- 20.Which of these is spending on yourself? (a) more seeds for next time (b) buying a second juicer (c) better paint for cards (d) a new video game
- 21.🏦 Interest on a loan is… (a) a gift (b) free money (c) a discount (d) the cost of borrowing
- 22.📆 Why repay a loan on time? (a) to lose friends (b) it does not matter (c) to pay more interest (d) to keep trust
- 23.Diya’s stall made a profit of ₹800. Diya saves 50% of it. How many rupees are saved?
- 24.Aarav’s stall made a profit of ₹1400. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 25.Ananya’s stall made a profit of ₹1400. Ananya saves 25% of it. How many rupees are saved?
- 26.A small family shop borrows ₹500 from a bank at 5% simple interest per year. How much interest is due after 1 year (in ₹)?
- 27.A small family shop borrows ₹100 from a bank at 10% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 28.Aarav’s stall made a profit of ₹500. Aarav saves 20% of it. How many rupees are saved?
- 29.Farhan’s stall made a profit of ₹900. Farhan saves 10% of it. How many rupees are saved?
- 30.Gurpreet’s stall made a profit of ₹400. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 31.Which of these is reinvesting in the business? (a) an emergency fund (b) a new video game (c) more seeds for next time (d) profit put in a bank
- 32.Gurpreet’s stall made a profit of ₹2000. Gurpreet saves 10% of it. How many rupees are saved?
- 33.🐷 Saving, reinvesting or spending: sweets for yourself? (a) reinvesting (b) saving (c) spending
- 34.Kavya’s stall made a profit of ₹200. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 35.Lakshmi’s stall made a profit of ₹1200. Lakshmi saves 20% of it. How many rupees are saved?
- 36.Which of these is saving? (a) better paint for cards (b) a piggy bank for later (c) buying a second juicer (d) sweets for yourself
- 37.💡 Before borrowing, what should you ask? (a) can I pay it back? (b) what is the logo? (c) nothing (d) how fast can I spend?
- 38.A small family shop borrows ₹100 from a bank at 7% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 39.Farhan’s stall made a profit of ₹700. Farhan saves 20% of it. How many rupees are saved?
- 40.A small family shop borrows ₹300 from a bank at 10% simple interest per year. How much interest is due after 2 years (in ₹)?
Answer key
- 20
- for bad days and goals
- 40
- 80
- profit put in a bank
- buying a second juicer
- 100
- 1170
- 650
- an emergency fund
- 200
- 42
- 130
- spending
- 824
- 654
- 420
- 800
- 280
- a new video game
- the cost of borrowing
- to keep trust
- 400
- 490
- 350
- 25
- 110
- 100
- 90
- 160
- more seeds for next time
- 200
- spending
- 50
- 240
- a piggy bank for later
- can I pay it back?
- 121
- 140
- 60
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