Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
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- 1.A small family shop borrows ₹500 from a bank at 3% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 2.Dev’s stall made a profit of ₹900. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 3.🐷 Saving, reinvesting or spending: buying a second juicer? (a) saving (b) reinvesting (c) spending
- 4.🐷 Saving, reinvesting or spending: better paint for cards? (a) spending (b) reinvesting (c) saving
- 5.A small family shop borrows ₹200 from a bank at 3% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 6.Lakshmi’s stall made a profit of ₹1600. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 7.Gurpreet’s stall made a profit of ₹500. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 8.🏦 Interest on a loan is… (a) a gift (b) the cost of borrowing (c) a discount (d) free money
- 9.Joseph’s stall made a profit of ₹900. Joseph saves 20% of it. How many rupees are saved?
- 10.Vihaan’s stall made a profit of ₹400. Vihaan saves 10% of it. How many rupees are saved?
- 11.📆 Why repay a loan on time? (a) to lose friends (b) to pay more interest (c) it does not matter (d) to keep trust
- 12.💡 Before borrowing, what should you ask? (a) can I pay it back? (b) how fast can I spend? (c) nothing (d) what is the logo?
- 13.Which of these is reinvesting in the business? (a) a new video game (b) sweets for yourself (c) an emergency fund (d) more seeds for next time
- 14.Zoya’s stall made a profit of ₹800. Zoya saves 20% of it. How many rupees are saved?
- 15.A small family shop borrows ₹200 from a bank at 8% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 16.🐷 Saving, reinvesting or spending: profit put in a bank? (a) reinvesting (b) saving (c) spending
- 17.A small family shop borrows ₹500 from a bank at 4% simple interest per year. How much interest is due after 2 years (in ₹)?
- 18.Which of these is spending on yourself? (a) profit put in a bank (b) an emergency fund (c) a cinema ticket (d) more seeds for next time
- 19.🐷 Saving, reinvesting or spending: a new video game? (a) reinvesting (b) spending (c) saving
- 20.Riya’s stall made a profit of ₹500. Riya saves 20% of it. How many rupees are saved?
- 21.Arjun’s stall made a profit of ₹500. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 22.🔁 Reinvesting means… (a) putting profit back in (b) spending it on games (c) hiding it (d) giving it away
- 23.Diya’s stall made a profit of ₹1600. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 24.A small family shop borrows ₹800 from a bank at 3% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 25.Which of these is spending on yourself? (a) a piggy bank for later (b) buying a second juicer (c) an emergency fund (d) a new video game
- 26.A small family shop borrows ₹500 from a bank at 6% simple interest per year. How much interest is due after 2 years (in ₹)?
- 27.Kabir’s stall made a profit of ₹200. Kabir saves 10% of it. How many rupees are saved?
- 28.Arjun’s stall made a profit of ₹600. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 29.Vihaan’s stall made a profit of ₹1500. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 30.🐷 Saving, reinvesting or spending: an emergency fund? (a) saving (b) spending (c) reinvesting
- 31.A small family shop borrows ₹1000 from a bank at 10% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 32.A small family shop borrows ₹300 from a bank at 8% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 33.Kabir’s stall made a profit of ₹700. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 34.Ishaan’s stall made a profit of ₹500. Ishaan saves 20% of it. How many rupees are saved?
- 35.A small family shop borrows ₹400 from a bank at 10% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 36.Kavya’s stall made a profit of ₹600. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 37.🐷 Why save part of the profit? (a) saving is a loss (b) to waste it later (c) for bad days and goals (d) no reason
- 38.Lakshmi’s stall made a profit of ₹1400. Lakshmi saves 50% of it. How many rupees are saved?
- 39.Riya’s stall made a profit of ₹1700. Riya saves 50% of it. How many rupees are saved?
- 40.Joseph’s stall made a profit of ₹1300. Joseph saves 25% of it. How many rupees are saved?
Answer key
- 530
- 450
- reinvesting
- reinvesting
- 218
- 800
- 250
- the cost of borrowing
- 180
- 40
- to keep trust
- can I pay it back?
- more seeds for next time
- 160
- 248
- saving
- 40
- a cinema ticket
- spending
- 100
- 250
- putting profit back in
- 400
- 872
- a new video game
- 60
- 20
- 180
- 750
- saving
- 1200
- 348
- 280
- 100
- 520
- 180
- for bad days and goals
- 700
- 850
- 325
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