Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.📆 Why repay a loan on time? (a) to lose friends (b) to keep trust (c) it does not matter (d) to pay more interest
- 2.🐷 Why save part of the profit? (a) to waste it later (b) no reason (c) saving is a loss (d) for bad days and goals
- 3.🐷 Saving, reinvesting or spending: a new video game? (a) spending (b) saving (c) reinvesting
- 4.Which of these is spending on yourself? (a) a piggy bank for later (b) sweets for yourself (c) more seeds for next time (d) profit put in a bank
- 5.🐷 Saving, reinvesting or spending: a cinema ticket? (a) saving (b) reinvesting (c) spending
- 6.Nisha’s stall made a profit of ₹1400. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 7.A small family shop borrows ₹300 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 8.Which of these is spending on yourself? (a) buying a second juicer (b) better paint for cards (c) a cinema ticket (d) an emergency fund
- 9.🐷 Saving, reinvesting or spending: better paint for cards? (a) reinvesting (b) saving (c) spending
- 10.Which of these is saving? (a) more seeds for next time (b) better paint for cards (c) buying a second juicer (d) profit put in a bank
- 11.Riya’s stall made a profit of ₹1900. Riya saves 10% of it. How many rupees are saved?
- 12.Meera’s stall made a profit of ₹300. Meera saves 10% of it. How many rupees are saved?
- 13.Which of these is reinvesting in the business? (a) better paint for cards (b) a cinema ticket (c) profit put in a bank (d) an emergency fund
- 14.A small family shop borrows ₹200 from a bank at 8% simple interest per year. How much interest is due after 3 years (in ₹)?
- 15.Which of these is saving? (a) sweets for yourself (b) a new video game (c) an emergency fund (d) more seeds for next time
- 16.A small family shop borrows ₹500 from a bank at 3% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 17.👪 A teen wants to borrow for a business idea. First step? (a) take it secretly (b) borrow online alone (c) ask strangers (d) talk to parents
- 18.🐷 Saving, reinvesting or spending: more seeds for next time? (a) saving (b) spending (c) reinvesting
- 19.🐷 Saving, reinvesting or spending: an emergency fund? (a) spending (b) reinvesting (c) saving
- 20.Saanvi’s stall made a profit of ₹1000. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 21.Diya’s stall made a profit of ₹700. Diya saves 10% of it. How many rupees are saved?
- 22.A small family shop borrows ₹900 from a bank at 6% simple interest per year. How much interest is due after 1 year (in ₹)?
- 23.Which of these is saving? (a) a cinema ticket (b) a new video game (c) better paint for cards (d) a piggy bank for later
- 24.Kabir’s stall made a profit of ₹800. Kabir saves 25% of it. How many rupees are saved?
- 25.Which of these is reinvesting in the business? (a) buying a second juicer (b) sweets for yourself (c) a cinema ticket (d) profit put in a bank
- 26.Meera’s stall made a profit of ₹1400. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 27.Gurpreet’s stall made a profit of ₹400. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 28.🐷 Saving, reinvesting or spending: profit put in a bank? (a) saving (b) spending (c) reinvesting
- 29.A small family shop borrows ₹500 from a bank at 2% simple interest per year. How much interest is due after 3 years (in ₹)?
- 30.A small family shop borrows ₹200 from a bank at 10% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 31.A small family shop borrows ₹1000 from a bank at 4% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 32.Which of these is spending on yourself? (a) more seeds for next time (b) an emergency fund (c) a new video game (d) profit put in a bank
- 33.Arjun’s stall made a profit of ₹800. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 34.A small family shop borrows ₹300 from a bank at 10% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 35.Riya’s stall made a profit of ₹300. Riya saves 25% of it. How many rupees are saved?
- 36.A small family shop borrows ₹400 from a bank at 7% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 37.A small family shop borrows ₹1000 from a bank at 6% simple interest per year. How much interest is due after 1 year (in ₹)?
- 38.A small family shop borrows ₹400 from a bank at 4% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 39.A small family shop borrows ₹800 from a bank at 4% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 40.A small family shop borrows ₹700 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
Answer key
- to keep trust
- for bad days and goals
- spending
- sweets for yourself
- spending
- 770
- 309
- a cinema ticket
- reinvesting
- profit put in a bank
- 190
- 30
- better paint for cards
- 48
- an emergency fund
- 530
- talk to parents
- reinvesting
- saving
- 400
- 70
- 54
- a piggy bank for later
- 200
- buying a second juicer
- 560
- 160
- saving
- 30
- 220
- 1040
- a new video game
- 320
- 330
- 75
- 484
- 60
- 448
- 832
- 721
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